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  • $154,900

    420 Otsego St, Ilion, NY 13357

    3beds
    1,116sqft
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    Single Family Residence
    Built in 1920
    5,227 Square Feet Lot
    $152,000 Zestimate®
    $139/sqft
    $-- HOA

    What's special

    Spacious two-car garageThree-bedroom gemGenerous front porchGleaming hardwood floors
    Welcome to a residence where charm and practicality intertwine in the most delightful fashion — a three-bedroom gem nestled within the heart of the Mohawk Valley that proves exceptional living need not come with an extraordinary price tag. Step through the generous front porch — a stage perfectly set for morning coffee rituals and evening conversations — and discover over eleven hundred square feet of thoughtfully appointed living space. Gleaming hardwood floors cascade through the main level, catching natural light that pours through vinyl windows, creating an atmosphere that is undeniably bright and irresistibly inviting. Both bathrooms have been meticulously renovated with fresh flooring, elegant tile surrounds, and stylish new vanities, delivering a modern sensibility that elevates the entire home. Beneath your feet lies a basement offering boundless potential for storage, workshop endeavors, or future finished living space — a canvas awaiting your imagination. Behind the home, a spacious two-car garage stands ready to shelter vehicles, hobbies, and seasonal treasures alike, providing the kind of parking convenience that savvy buyers covet. The infrastructure tells its own reassuring story: new copper plumbing courses through the walls, a water softener system ensures pristine water quality, and a four-year-young hot water heater delivers reliable comfort. Beyond these walls, Ilion Park beckons for weekend strolls, Central Valley Academy serves growing families, and Herkimer County Community College provides accessible higher education nearby. Rarely does sensible pricing meet such genuine quality. Schedule your private showing before this opportunity slips gracefully into someone else's story.
    102 days
    |
    485
    |
    27
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Keller-Williams Mohawk Valley 315-701-6900,

    Delbert Ball 315-868-3933

    Source: NYSAMLSs,MLS#: S1674923MLS LogoOriginating MLS: Mohawk Valley

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Heating
      • Oil, Forced Air
      Appliances
      • Included: Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
      • Laundry: In Basement
      Features
      • Eat-in Kitchen
      • Flooring: Carpet, Hardwood, Tile, Varies
      • Basement: Full
      • Has fireplace: No
      Interior area
      • Total structure area: 1,116
      • Total interior livable area: 1,116 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Garage
      • Garage spaces: 2
      Features
      • Exterior features: Blacktop Driveway
      Lot
      • Size: 5,227 Square Feet
      • Dimensions: 47 x 117
      • Features: Rectangular, Rectangular Lot
      Details
      • Parcel number: 119.60160
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Foundation: Poured, Stone
      • Roof: Architectural,Shingle
      Condition
      • Resale
      • Year built: 1920

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Ilion

      Financial & listing details

      • Price per square foot: $139/sqft
      • Tax assessed value: $57,400
      • Annual tax amount: $3,839
      • Date on market: 4/20/2026
      • Cumulative days on market: 85 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        $152,000

        $144,000 - $160,000

        $1,482/mo

        Price history

        DateEventPrice
        6/5/2026Listed for sale$154,900$139/sqft
        Source: NYSAMLSs #S1674923 Report a problem
        6/1/2026Pending sale$154,900$139/sqft
        Source: NYSAMLSs #S1674923 Report a problem
        5/19/2026Contingent$154,900$139/sqft
        Source: NYSAMLSs #S1674923 Report a problem
        5/13/2026Listed for sale$154,900$139/sqft
        Source: NYSAMLSs #S1674923 Report a problem
        5/3/2026Contingent$154,900$139/sqft
        Source: NYSAMLSs #S1674923 Report a problem
        4/20/2026Listed for sale$154,900+35.3%$139/sqft
        Source: NYSAMLSs #S1674923 Report a problem
        1/15/2019Sold$114,500-0.3%$103/sqft
        Source: Public Record Report a problem
        9/17/2018Listed for sale$114,900$103/sqft
        Source: ASSIST2SELL BUYERS & SELLERS 1ST CHOICE #1803912 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $57,400
        2024-- $57,400
        2023-- $57,400
        2022-- $57,400
        2021-- $57,400
        2020-- $57,400
        2019-- $57,400
        2018-- $57,400
        2017$1,558 $57,400
        2016-- $57,400
        2015-- $57,400
        2014-- $57,400
        2013-- $57,400
        2012-- $57,400
        2011-- $57,400
        2010-- $57,400
        2009-- $57,400
        2008-- $57,400
        2007-- $57,400
        2006-- $57,400
        2005-- $57,400
        2004-- $57,400 +25.3%
        2003-- $45,800 -4.2%
        2002-- $47,800
        2001-- $47,800
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13357

        Getting around

        21 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Central Valley

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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