Skip main navigation
Active
    • Price cut: $100K (8/1)
    $1,100,000

    42032 N Payne Lake Dr, Antwerp, NY 13608

    3beds
    2,448sqft
    Single Family Residence
    Built in 2017
    1.6 Acres Lot
    $1,050,700 Zestimate®
    $449/sqft
    $-- HOA

    What's special

    Stunning wood burning fireplaceRustic finishesBeautiful black walnut cabinetryBreathtaking viewsOffered fully furnishedPropane furnaceInduction stove
    Welcome to an extraordinary waterfront retreat on the pristine shores of Payne Lake. Built in 2017 and offering an impressive 505 feet of waterfront, over 8 acres, this one of a kind property combines modern comfort, exceptional craftsmanship, and unmatched privacy on one of the North Country's most exclusive lakes. With just about 21 homes on one side of the lake and protected lands owned by Pulpit Rock State Forest and TILT on the opposite shoreline, you'll enjoy breathtaking views and a level of seclusion that's increasingly difficult to find. Thoughtfully designed with quality and efficiency in mind, the home features CertainTeed siding, 2" spray foam insulation, LVP flooring, a propane furnace, and a 3 year old ductless heating and cooling system. The custom kitchen showcases beautiful Black Walnut cabinetry, granite countertops, SS appliances, induction stove, open shelving, and a bf bar overlooking the open living area. Knotty pine ceilings, rustic finishes, and a stunning wood burning fireplace create the perfect lodge like atmosphere for everyday living and entertaining. Offered fully furnished the home includes a beautiful Amish crafted dining table and chairs, along with a Generac whole-house generator, water softener system, and reverse osmosis drinking water system creating a truly turnkey retreat. Step outside and relax in the 2 year old hot tub while taking in the views. Adding incredible value is the spectacular 36' x 44' finished barn built in 2021. Fully insulated and climate controlled, a full kitchen with gas stove, half bath with dedicated dog washing station, on-demand propane hot water, a 100,000 BTU Modine Hot Dawg heater, supplemental electric baseboard heat, insulated Clopay overhead doors, and a professionally finished polyaspartic-coated floor. Second floor has a private bedroom w/ full bath. Additional highlights include 2 wells, 2 septic systems, a fenced in yard, raised beds, and a flagpole. Lot 2 offers an opportunity for dock relocation, while Lot 1 presents future building potential. Boat launch next door! Whether you're seeking a year round residence, family compound, or rec retreat this remarkable Payne Lake property delivers!
    68 days
    |
    259
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lake Ontario Realty, LLC 315-649-3434,

    Beth Miller 315-649-3434

    Source: NYSAMLSs,MLS#: S1690019MLS LogoOriginating MLS: Jefferson-Lewis Board

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Heating
      • Ductless, Propane, Other, See Remarks, Forced Air
      Cooling
      • Ductless, Other, See Remarks
      Appliances
      • Included: Dryer, Dishwasher, Electric Cooktop, Exhaust Fan, Electric Water Heater, Refrigerator, Range Hood, See Remarks, Water Heater, Washer, Water Purifier Owned, Water Softener Owned
      • Laundry: Main Level
      Features
      • Breakfast Bar, Cathedral Ceiling(s), Den, Furnished, Separate/Formal Living Room, Home Office, Hot Tub/Spa, Kitchen Island, Living/Dining Room, Sliding Glass Door(s), Natural Woodwork, Loft, Bath in Primary Bedroom, Main Level Primary, Workshop
      • Flooring: Tile, Varies, Vinyl
      • Doors: Sliding Doors
      • Basement: Full,Finished,Walk-Out Access
      • Number of fireplaces: 1
      • Furnished: Yes
      Interior area
      • Total structure area: 2,448
      • Total interior livable area: 2,448 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Garage, Heated Garage, Driveway
      • Garage spaces: 2
      Features
      • Patio & porch: Deck
      • Exterior features: Deck, Dock, Gravel Driveway, Hot Tub/Spa, See Remarks, Propane Tank - Leased
      • Has spa: Yes
      • Spa features: Hot Tub
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Beach Access, Dock Access, Lake
      • Body of water: Payne Lake
      • Frontage length: 505
      Lot
      • Size: 1.6 Acres
      • Dimensions: 505 x 463
      • Features: Irregular Lot
      Details
      • Additional structures: Barn(s), Outbuilding, Garage Apartment
      • Additional parcels included: 222489016000013260&2224890160000001013250
      • Parcel number: 2224890160000001013240
      • Special conditions: Standard
      • Other equipment: Generator

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Barndominium,Contemporary,Two Story
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding, Spray Foam Insulation, Vinyl Siding, ICFs (Insulated Concrete Forms)
      • Roof: Metal,Shingle
      Condition
      • Resale
      • Year built: 2017

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected, High Speed Internet Available

      Community & HOA

      Community
      • Security: Security System Owned
      • Subdivision: Payne Lake Sub
      Location
      • Region: Antwerp

      Financial & listing details

      • Price per square foot: $449/sqft
      • Tax assessed value: $219,000
      • Annual tax amount: $4,549
      • Date on market: 6/17/2026
      • Listing terms: Cash,Conventional,VA Loan

        Estimated market value

        $1,050,700

        $998,000 - $1.10M

        $2,873/mo

        Price history

        DateEventPrice
        8/1/2026Price change$1,100,000-8.3%$449/sqft
        Source: NYSAMLSs #S1690019 Report a problem
        6/17/2026Listed for sale$1,200,000$490/sqft
        Source: NYSAMLSs #S1690019 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $219,000
        2024-- $219,000
        2023-- $219,000
        2022-- $219,000 +14.8%
        2021-- $190,750
        2020-- $190,750
        2019-- $190,750 +19.5%
        2018-- $159,650 +128.9%
        2017-- $69,750
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 13608

        Getting around

        0 / 100
        Car-Dependent
        10 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Indian River

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Theresa Topics

                Search
                Updates
                Favorites
                Plan
                Inbox