Active

Price cut: $6K (6/2)

$179,000

421 Cottonwood St, Mount Vernon, OR 97865

3beds

1baths

1,200sqft

$1,231/mo

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Single Family Residence

Built in 1951

8,712 Square Feet Lot

$-- Zestimate^®

$149/sqft

$-- HOA

What's special

Large fenced yardEfficient oil monitor heaterMature treesConvenient wall heatersCozy woodstove

Charming Two-Story Home with Endless Potential This well-maintained 3-bedroom, 1-bath home is ready for your personal touch. Preserve its original charm while adding your own updates to build equity and make it truly yours. Recent improvements include a Roofmax treatment applied in September 2025, backed by a 5-year warranty for peace of mind. Enjoy year-round comfort with three heat sources -- a cozy woodstove, efficient oil monitor heater, and convenient wall heaters. The property features a large fenced yard with mature trees, offering privacy, shade, and plenty of space for outdoor living or gardening. A wonderful opportunity to create your dream home while investing in lasting value.

131 days

189

11

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1

Heating

Oil, Wall Furnace, Wood

Cooling

None

Appliances

Included: Range, Refrigerator, Water Heater

Features

Laminate Counters, Primary Downstairs, Shower/Tub Combo
Flooring: Carpet, Vinyl
Windows: Aluminum Frames, Wood Frames
Basement: None
Has fireplace: Yes
Fireplace features: Wood Burning
Common walls with other units/homes: No Common Walls

Interior area

Total structure area: 1,200
Total interior livable area: 1,200 sqft

Property

Parking

Parking features: Driveway
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Patio & porch: Deck
Pool features: None
Fencing: Fenced

Lot

Size: 8,712 Square Feet
Features: Level

Details

Additional structures: Shed(s)
Parcel number: 4814
Zoning description: Residential
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow
Property subtype: Single Family Residence

Materials

Frame
Foundation: Stemwall
Roof: Composition

Condition

New construction: No
Year built: 1951

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

HOA

Has HOA: No

Location

Region: Mount Vernon

Financial & listing details

Price per square foot: $149/sqft
Tax assessed value: $140,530
Annual tax amount: $1,182
Date on market: 3/20/2026
Cumulative days on market: 131 days
Listing terms: Cash,Conventional,FHA,VA Loan
Inclusions: Refrigerator, Range
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

$1,349/mo

Price history

Date	Event	Price
6/2/2026	Price change	$179,000-3.2%$149/sqft
Source: RMLS (OR) #102154108 Report a problem
3/20/2026	Listed for sale	$185,000$154/sqft
Source: RMLS (OR) #102154108 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,153 +3.2%	$79,007 +3%
2023	$1,117 +2.9%	$76,706 +3%
2022	$1,085 +2.7%	$74,472 +3%
2021	$1,056 -2.1%	$72,303 +6.1%
2020	$1,079 +2.9%	$68,154 +3%
2018	$1,048 +2.2%	$66,169 +3%
2017	$1,025 +5.6%	$64,242 +3%
2016	$971	$62,371 +6.1%
2015	$971	$58,792
2014	$971 +6.2%	$58,792 +3%
2013	$914 +3.6%	$57,080 +6.1%
2011	$882 -0.5%	$53,804 +3%
2010	$887 +3.8%	$52,237 +3%
2009	$854	$50,716

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 97865

Getting around

16 / 100

Car-Dependent

39 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

7/10
Humbolt Elementary School
Grades: K-6Distance: 8.1 mi
5/10
Grant Union Junior/Senior High School
Grades: 7-12Distance: 8.1 mi

Schools provided by the listing agent

Elementary: Humbolt Elem
High: Grant Union Jr/Sr High

Source: Oregon Datashare. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.