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For sale
    • Price cut: $31K (6/24)
    $439,000

    424 S 8th St, Fernandina Beach, FL 32034

    2beds
    1,228sqft
    : 
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    Townhouse
    Built in 2023
    1,642 Square Feet Lot
    $428,500 Zestimate®
    $357/sqft
    $251/mo HOA

    What's special

    Single-car garageGas rangePrivate ensuite bathBeautifully designed coastal townhomeOpen-concept layoutDouble front porchesLuxury vinyl plank flooring
    Welcome to this beautifully designed coastal townhome in the highly sought-after Cottages at Amelia, just steps from historic downtown Fernandina Beach. Built in 2023, this immaculate home is move-in ready and offers 2 bedrooms, 2.5 bathrooms, and 1,228 square feet of thoughtfully designed living space. Enjoy a true coastal lifestyle with double front porches and a charming rear-entry design, complemented by a paver driveway and single-car garage. Inside, the open-concept layout features luxury vinyl plank flooring, a spacious chef’s island, and a gas range—perfect for both everyday living and entertaining. The primary suite is generously sized, featuring a private ensuite bath and a large walk-in closet. A second bedroom located on the lower level offers added privacy and includes its own full bath—ideal for guests or a flexible living arrangement. Additional highlights include a tankless gas water heater and low-maintenance living with an HOA that covers water, sewer, garbage, and common area maintenance—making this an ideal “lock-and-go” property. Located just a short bike ride to Amelia Island’s pristine beaches and moments from dining, shopping, and entertainment, this home is perfect as a primary residence, vacation getaway, or investment opportunity. Experience the best of coastal living in one of Fernandina Beach’s most desirable communities.
    68 days
    |
    1,028
    |
    59
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    Zillow last checked:

    Listing updated:

    Listed by:

    Pat Jasinsky 904-557-1555,

    COLDWELL BANKER THE AMELIA GROUP,

    Justin Jasinsky 904-753-3235,

    JASINSKY & ASSOCIATES INC

    Source: AINCAR,MLS#: 115901MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • Partial bathrooms: 1
      Other
      • Description: Flooring: Laminate
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Electric, Heat Pump
      Appliances
      • Included: Some Gas Appliances, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer, Ice Maker
      Features
      • Ceiling Fan(s), French Door(s)/Atrium Door(s), Split Bedrooms, Cable TV, Vaulted Ceiling(s), Window Treatments
      • Doors: French Doors
      • Windows: Vinyl, Blinds
      Interior area
      • Total structure area: 1,228
      • Total interior livable area: 1,228 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: One Car Garage, Garage Door Opener
      • Garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Brick, Covered, Front Porch, Patio
      • Exterior features: Sprinkler/Irrigation
      • Pool features: None
      Lot
      • Size: 1,642 Square Feet
      Details
      • Parcel number: 000031102500130000
      • Zoning: MU-8
      • Special conditions: None

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Two Story
      • Property subtype: Townhouse
      Materials
      • Fiber Cement, Frame
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2023
      Details
      • Builder name: New Atlantic

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available
      Green energy
      • Energy efficient items: Insulation

      Community & HOA

      Community
      • Subdivision: Cottage at Amelia
      HOA
      • Has HOA: Yes
      • HOA fee: $251 monthly
      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $357/sqft
      • Tax assessed value: $354,794
      • Annual tax amount: $6,495
      • Date on market: 5/1/2026
      • Cumulative days on market: 68 days
      • Listing terms: Cash,Conventional,VA Loan
      • Road surface type: Paved

        Estimated market value

        $428,500

        $407,000 - $450,000

        $2,607/mo

        Price history

        DateEventPrice
        7/8/2026Listing removed$2,600$2/sqft
        Source: Zillow Rentals Report a problem
        7/3/2026Listed for rent$2,600-1.9%$2/sqft
        Source: Zillow Rentals Report a problem
        6/24/2026Price change$439,000-6.6%$357/sqft
        Source: AINCAR #115901 Report a problem
        5/1/2026Listed for sale$470,000+18.9%$383/sqft
        Source: AINCAR #115901 Report a problem
        5/17/2023Listing removed--
        Source: Zillow Rentals Report a problem
        5/14/2023Listed for rent$2,650$2/sqft
        Source: Zillow Rentals Report a problem
        5/14/2023Listing removed--
        Source: Zillow Rentals Report a problem
        3/29/2023Listed for rent$2,650$2/sqft
        Source: Zillow Rentals Report a problem
        3/27/2023Sold$395,300$322/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,495 +431.7%$354,794 +445.8%
        2023$1,222 +2.2%$65,000
        2022$1,195 -3.3%$65,000
        2021$1,236 $65,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32034

        Getting around

        73 / 100
        Very Walkable
        57 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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