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Pending
  • $1,475,000

    428 Captains Cir, Destin, FL 32541

    3beds
    3,408sqft
    : 
    $8,949/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    0.66 Acres Lot
    $-- Zestimate®
    $433/sqft
    $-- HOA

    What's special

    Screened lanaiUpdated fixturesNewly updated poolDedicated officeSummer kitchenNew quartzite countertopsPool resurfacing and tile
    Luxury living in the gated golf and boating community of Regatta Bay! Situated on a spacious .66-acre corner lot, this impressive 3-bedroom, 2.5-bath home offers over 3,400 sq.ft. of heated and cooled space with stunning golf course and lake views. Designed for both comfort and entertaining, the home features tall ceilings, a split floor plan and expansive indoor-outdoor living with two fully retractable sliding glass door systems. The heart of the home is a gourmet kitchen with new quartzite countertops, new appliances including a Café gas stove, dual door oven, wine fridge, updated fixtures and a breakfast area, all opening to the family room with a gas fireplace and views of the outdoor living space. Additional living areas include a formal living room, dining room and dedicated office. The private primary suite offers a sitting area, wet bar, oversized walk-in closet with new flooring and shelving and a spacious en-suite bath with a separate shower and large whirlpool tub. Guest bedrooms are connected by a Jack-and-Jill bath, providing both convenience and privacy. Step outside to your screened lanai with a newly updated pool, summer kitchen and tranquil backdrop of natural pine trees for added privacy. Recent exterior upgrades include pool resurfacing and tile, new pool pump and salt system, new fans, stucco paint, and outdoor lighting. Additional features include a 3-car garage, staircase access to attic storage and a well-appointed laundry room with sink and cabinetry. Major mechanical update includes a new heat pump. Located in one of the area's most desirable communities, this home combines privacy, space, and resort-style living with easy access to amenities. Regatta Bay is a serene, gated community that seamlessly blends golf and boating, offering a lifestyle that is truly unparalleled! The essence of the Regatta Bay Lifestyle revolves around convenience, allowing residents to easily access numerous enjoyable destinations within minutes via golf cart, including the beach! Within the community, residents can indulge in golf, swimming, tennis, pickleball, parks, playgrounds, the Regatta Bay Clubhouse, Legendary Marine, and Legendary Yacht Club. Furthermore, Regatta Bay features a private road that leads directly to the Destin Commons, where an array of popular retail stores for both men and women awaits, alongside a diverse selection of restaurants, Whole Foods, Bass Pro, Lowes, an AMC movie theater, and Uncle Buck's Bowling-all easily reachable by golf cart. Regatta Bay is centrally located offering easy access to the airport and only a few miles from Northwest Florida's finest hospital. Schedule your private tour today and experience the elegance of Regatta Bay living.
    47 days
    |
    356
    |
    15
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    Zillow last checked:

    Listing updated:

    Listed by:

    Lindsey K Lynch,

    Legendary Realty LLC

    Source: ECAOR,MLS#: 1004876MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      • Area: 342 Square Feet
      • Dimensions: 19 x 18
      Bedroom
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 14 x 11
      Bedroom
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 14 x 11
      Dining room
      • Level: First
      • Area: 169 Square Feet
      • Dimensions: 13 x 13
      Family room
      • Level: First
      • Area: 272 Square Feet
      • Dimensions: 17 x 16
      Kitchen
      • Level: First
      • Area: 224 Square Feet
      • Dimensions: 16 x 14
      Living room
      • Level: First
      • Area: 306 Square Feet
      • Dimensions: 18 x 17
      Heating
      • Natural Gas
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Double Oven, Range Hood, Refrigerator, Gas Water Heater, Tankless Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Central Vacuum, Breakfast Bar, Bookcases, Crown Molding, Vaulted Ceiling(s), Tray Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Shelving, Split Bedroom, Wet Bar, Woodwork Painted, Natural Woodwork
      • Flooring: Tile, Carpet
      • Attic: Pull Down Stairs
      • Has fireplace: Yes
      • Fireplace features: Gas
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,408
      • Total interior livable area: 3,408 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage Door Opener
      • Attached garage spaces: 3
      Features
      • Stories: 1
      • Patio & porch: Screened
      • Exterior features: Outdoor Grill, Columns, Lawn Pump, Sprinkler System, Outdoor Kitchen
      • Has private pool: Yes
      • Pool features: Heated, In Ground, Gunite, Pool - Enclosed
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      Lot
      • Size: 0.66 Acres
      • Dimensions: 98 x 275 x 91 x 231
      • Features: Corner Lot, Covenants, Dead End, Restrictions, Survey Available, Within 1/2 Mile to Water
      Details
      • Parcel number: 002S22051500000010
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mediterranean
      • Property subtype: Single Family Residence
      Materials
      • Frame, Stucco
      • Foundation: Slab
      • Roof: Slate
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Boat Launch, Community Room, Dock, Fishing, Game Room, Gated, Golf, Marina, Short Term Rental - Not Allowed, Picnic Area, Playground, Pool, Tennis Court(s), Waterfront, Pickleball
      • Security: Security System, Smoke Detector(s)
      • Subdivision: Regatta Bay
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Land Recreation, Management, Recreational Faclty, Security
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $433/sqft
      • Tax assessed value: $1,242,908
      • Annual tax amount: $13,071
      • Date on market: 6/19/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/29/2026Pending sale$1,475,000$433/sqft
        Source: ECAOR #1004876 Report a problem
        6/19/2026Listed for sale$1,475,000$433/sqft
        Source: ECAOR #1004876 Report a problem
        6/15/2026Pending sale$1,475,000$433/sqft
        Source: ECAOR #1004876 Report a problem
        6/6/2026Listed for sale$1,475,000-4.8%$433/sqft
        Source: ECAOR #1004876 Report a problem
        5/5/2026Listing removed$1,549,900$455/sqft
        Source: ECAOR #984522 Report a problem
        4/19/2026Price change$1,549,900-1.6%$455/sqft
        Source: ECAOR #984522 Report a problem
        9/3/2025Listed for sale$1,575,000-1.5%$462/sqft
        Source: ECAOR #984522 Report a problem
        8/29/2025Listing removed$1,599,000$469/sqft
        Source: ECAOR #969827 Report a problem
        6/5/2025Price change$1,599,000-5.9%$469/sqft
        Source: ECAOR #969827 Report a problem
        2/28/2025Listed for sale$1,699,000+13.3%$499/sqft
        Source: ECAOR #969827 Report a problem
        3/7/2024Sold$1,499,880-6.2%$440/sqft
        Source: ECAOR #933689 Report a problem
        2/15/2024Pending sale$1,598,700$469/sqft
        Source: ECAOR #933689 Report a problem
        11/21/2023Price change$1,598,700-4.2%$469/sqft
        Source: ECAOR #933689 Report a problem
        10/28/2023Price change$1,668,000-1.2%$489/sqft
        Source: ECAOR #933689 Report a problem
        10/3/2023Listed for sale$1,688,000+88.6%$495/sqft
        Source: ECAOR #933689 Report a problem
        11/1/2018Sold$895,000-3.2%$263/sqft
        Source: Public Record Report a problem
        10/9/2018Listed for sale$925,000$271/sqft
        Source: Key Realty Of The Emerald Coast #802341 Report a problem
        10/9/2018Pending sale$925,000$271/sqft
        Source: Key Realty Of The Emerald Coast #802341 Report a problem
        7/3/2018Listed for sale$925,000+36%$271/sqft
        Source: Key Realty Of The Emerald Coast #802341 Report a problem
        6/6/2013Sold$680,000-38.2%$200/sqft
        Source: Public Record Report a problem
        8/8/2009Listing removed$1,100,000$323/sqft
        Source: Crye-Leike Coastal Realty #507947 Report a problem
        5/14/2009Listed for sale$1,100,000+609.7%$323/sqft
        Source: Crye-Leike Coastal Realty #507947 Report a problem
        12/12/2003Sold$155,000$45/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$13,071 +72.6%$1,242,908 +64.4%
        2024$7,572 +2.2%$756,234 +3%
        2023$7,410 +2.1%$734,208 +3%
        2022$7,255 -0.3%$712,823 +3%
        2021$7,277 +0.6%$692,061 +1.4%
        2020$7,232 -1.6%$682,506 0%
        2019$7,350 -2.4%$682,836 +4.5%
        2018$7,530 $653,371 +2.4%
        2017$7,530 +0.4%$638,241 +6.7%
        2016$7,501 +7.4%$598,391 +4.1%
        2015$6,985 +0.8%$574,982 +7.9%
        2014$6,927 $532,815 +3.2%
        2013-- $516,103 -5.5%
        2012-- $546,320 -0.6%
        2011-- $549,867 -7%
        2010-- $591,538 -22.8%
        2009-- $765,954 -7.1%
        2008-- $824,145 -18.1%
        2007-- $1,006,511 -1.5%
        2006-- $1,021,888 +437.8%
        2005-- $190,000 +71%
        2004-- $111,100 +25.6%
        2003-- $88,434 +2%
        2002-- $86,700 +2%
        2001-- $85,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32541

        Getting around

        4 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Fort Walton Beach

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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