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For sale
  • Price cut: $20K (6/20)
    $329,900

    430 Watkins St, Covington, KY 41011

    3beds
    1,930sqft
    : 
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    Single Family Residence, Residential
    Built in 1919
    2,178 Square Feet Lot
    $-- Zestimate®
    $171/sqft
    $-- HOA

    What's special

    BACK ON MARKET AT NO FAULT TO THE SELLERS!!! This charming house offers three bedrooms and two and a half bathrooms. The home's historic character is evident in the carefully preserved architectural features, creating a sense of timelessness and distinction. The hardwood floors, a sought-after design element, contribute to the overall elegance and sophistication of the living areas. The property has a historic designation, offering a glimpse into the area's rich past. Cozy fireplaces provide both ambiance and functionality. The layout provides ample room for comfortable living. The bathrooms are well-appointed with modern fixtures complementing the home's historic details. The overall design strikes a balance between classic elegance and contemporary comfort. This property is conveniently located a half mile from Mainstrasse, as well as many other local establishments!
    29 days
    |
    1,179
    |
    102
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Samuel Valz 859-443-9373,

    Coldwell Banker Realty FM,

    Nicole Rankin 859-394-4930,

    Coldwell Banker Realty FM

    Source: NKMLS,MLS#: 642390MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Bath Adjoins
      • Level: Second
      • Area: 0
      • Dimensions: 0 x 0
      Bedroom 2
      • Features: Hardwood Floors
      • Level: Second
      • Area: 0
      • Dimensions: 0 x 0
      Bedroom 3
      • Features: Walk-In Closet(s), Luxury Vinyl Flooring
      • Level: Third
      • Area: 0
      • Dimensions: 0 x 0
      Bathroom 2
      • Features: Full Finished Bath, Hardwood Floors
      • Level: Second
      • Area: 0
      • Dimensions: 0 x 0
      Bathroom 3
      • Features: Full Finished Half Bath
      • Level: First
      • Area: 0
      • Dimensions: 0 x 0
      Dining room
      • Features: Hardwood Floors
      • Level: First
      • Area: 0
      • Dimensions: 0 x 0
      Family room
      • Features: Fireplace(s), Hardwood Floors
      • Level: Second
      • Area: 0
      • Dimensions: 0 x 0
      Kitchen
      • Features: Hardwood Floors
      • Level: First
      • Area: 0
      • Dimensions: 0 x 0
      Living room
      • Features: Hardwood Floors
      • Level: First
      • Area: 0
      • Dimensions: 0 x 0
      Primary bath
      • Features: Shower, Tub
      • Level: Second
      • Area: 0
      • Dimensions: 0 x 0
      Heating
      • Radiant, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Stainless Steel Appliance(s), Electric Cooktop, Electric Oven, Electric Range, Dishwasher, Refrigerator
      Features
      • Pantry, Natural Woodwork
      • Windows: Vinyl Frames
      • Number of fireplaces: 3
      • Fireplace features: Inoperable
      Interior area
      • Total structure area: 2,064
      • Total interior livable area: 1,930 sqft

      Property

      Parking
      • Parking features: On Street
      • Has uncovered spaces: Yes
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Porch
      • Has view: Yes
      • View description: City
      Lot
      • Size: 2,178 Square Feet
      • Dimensions: 26 x 89
      Details
      • Parcel number: 0542211028.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence, Residential
      Materials
      • Brick
      • Foundation: Stone
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1919

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Natural Gas Available, Sewer Available, Water Available

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Covington

      Financial & listing details

      • Price per square foot: $171/sqft
      • Tax assessed value: $108,000
      • Annual tax amount: $811
      • Date on market: 6/2/2026
      • Cumulative days on market: 94 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/20/2026Price change$329,900-5.7%$171/sqft
        Source: NKMLS #642390 Report a problem
        6/12/2026Price change$349,900-4.1%$181/sqft
        Source: NKMLS #642390 Report a problem
        6/3/2026Price change$364,900+1.4%$189/sqft
        Source: NKMLS #642390 Report a problem
        5/14/2026Pending sale$359,900$186/sqft
        Source: NKMLS #642390 Report a problem
        5/8/2026Price change$359,900-5.3%$186/sqft
        Source: NKMLS #642390 Report a problem
        4/8/2026Price change$379,900-4.3%$197/sqft
        Source: NKMLS #641319 Report a problem
        3/5/2026Listed for sale$397,000+297%$206/sqft
        Source: NKMLS #640366 Report a problem
        11/13/2025Sold$100,000$52/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1703248 Report a problem
        7/11/2025Sold$100,000$52/sqft
        Source: NKMLS #633419 Report a problem
        6/13/2025Pending sale$100,000$52/sqft
        Source: NKMLS #633419 Report a problem
        6/12/2025Listed for sale$100,000$52/sqft
        Source: NKMLS #633419 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$811 -1.2%$108,000
        2023$821 -8%$108,000
        2022$892 +199.7%$108,000 +80%
        2021$298 -34.9%$60,000
        2020$457 $60,000
        2019$457 +9%$60,000
        2018$419 $60,000
        2017$419 -21.8%$60,000
        2015$536 +4.9%$60,000
        2014$511 $60,000
        2013$511 $60,000
        2012-- $60,000
        2011-- $60,000
        2010-- $60,000
        2009-- $60,000
        2008-- $60,000
        2007-- $60,000
        2006-- $60,000 +22.4%
        2005-- $49,000
        2004-- $49,000
        2003-- $49,000
        2002-- $49,000 +32.4%
        2001-- $37,000
        2000-- $37,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 41011

        Getting around

        79 / 100
        Very Walkable
        39 / 100
        Some Transit
        63 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: John G. Carlisle Elementary
        • Middle: Holmes Middle School
        • High: Holmes Senior High

        Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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