Welcome to this meticulously renovated home located in Covington's 12th Street corridor. This home blends historic charm and modern luxury. Gorgeous exposed brick and 10-foot ceilings throughout. Step into the luxurious kitchen featuring a quartz island with waterfall edge, 42-inch cabinets, a dry bar with wine cooler, sleek stainless-steel appliances, hammered pendant lighting, upgraded hardware and more. Convenient first floor owner's suite with stunning attached bathroom featuring a custom tiled shower with niche and glass enclosure, dual flush toilet, double vanity, tile flooring and designer lighting. The second floor boasts light-filled rooms, 10-foot ceiling, spacious bedrooms and an additional study or flex space. All bathrooms feature beautiful, glossy tile, all-new vanities, lighting and fixtures. Large first-floor laundry room. Updates extend beyond aesthetics, with new mechanicals, including HVAC, electrical panel and wiring, plumbing, and water heater. Full list of updates available! New windows frame views of the landscaped courtyard surrounded by privacy fencing for outdoor enjoyment. Centrally located, just a 5-minute drive to downtown, Mainstrasse and Newport.
Sold for $358,900
Tax assessed value
$358,900
432 Watkins St, Covington, KY 41011
3beds
1,896sqft
Single Family Residence, Residential
Built in 1895
2,178 Square Feet Lot
$377,700 Zestimate®
$189/sqft
$2,452 Estimated rent
Home value
$377,700
$340,000 - $419,000
$2,452/mo
Zestimate® history
Owner options
List your home for rent
$2,452/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$2,452/mo
Rent Zestimate®
Refinance and save
$2,245/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$2,245/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked:
Listing updated:
Listed by:
Danielle Macaluso 513-413-4839,
Re/Max United Associates
Bought with:
The Vories Team
Keller Williams Realty Services
Source: NKMLS,MLS#: 623829
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Carpet Flooring, Bath Adjoins, Ceiling Fan(s)
- Level: First
- Area: 150
- Dimensions: 10 x 15
Bedroom 2
- Features: Carpet Flooring, Ceiling Fan(s)
- Level: Second
- Area: 225
- Dimensions: 15 x 15
Bedroom 3
- Features: Carpet Flooring, Ceiling Fan(s)
- Level: Second
- Area: 154
- Dimensions: 11 x 14
Bathroom 2
- Features: Full Finished Bath, Tub With Shower, Tile Flooring
- Level: Second
- Area: 50
- Dimensions: 10 x 5
Bathroom 3
- Features: Tile Flooring
- Level: First
- Area: 36
- Dimensions: 6 x 6
Entry
- Features: Walk-Out Access, Private Entry, Entrance Foyer, Plank Flooring
- Level: First
- Area: 30
- Dimensions: 5 x 6
Kitchen
- Features: Walk-Out Access, Window Treatments, Planning Desk, Kitchen Island, Gourmet Kitchen, Eat-in Kitchen, Wood Cabinets, Solid Surface Counters, Recessed Lighting, Luxury Vinyl Flooring, Crown Molding
- Level: First
- Area: 196
- Dimensions: 14 x 14
Laundry
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 66
- Dimensions: 6 x 11
Living room
- Features: Window Treatments, Built-in Features, Luxury Vinyl Flooring
- Level: First
- Area: 180
- Dimensions: 12 x 15
Office
- Features: Carpet Flooring
- Level: Second
- Area: 112
- Dimensions: 8 x 14
Primary bath
- Features: Double Vanity, Shower, Tile Flooring
- Level: First
- Area: 60
- Dimensions: 5 x 12
Heating
- Forced Air, Electric
Cooling
- Central Air
Appliances
- Included: Stainless Steel Appliance(s), Gas Range, Dishwasher, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Kitchen Island, Stone Counters, High Speed Internet, Entrance Foyer, Eat-in Kitchen, Double Vanity, Dry Bar, Crown Molding, Chandelier, Built-in Features, Ceiling Fan(s), Recessed Lighting, Master Downstairs
- Doors: Multi Panel Doors
- Windows: Double Hung, Vinyl Clad Window(s), Wood Frames
- Basement: Crawl Space,Full
Interior area
- Total structure area: 1,896
- Total interior livable area: 1,896 sqft
Property
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Patio, Porch
- Exterior features: Private Yard, Lighting
- Fencing: Perimeter,Privacy,Wood
- Has view: Yes
- View description: City
Lot
- Size: 2,178 Square Feet
- Dimensions: 23.5 x 89
- Features: Cleared, Corner Lot
Details
- Parcel number: 0542211029.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Historic
- Property subtype: Single Family Residence, Residential
Materials
- HardiPlank Type, Brick
- Foundation: Concrete Perimeter, Stone
- Roof: Metal
Condition
- Existing Structure
- New construction: No
- Year built: 1895
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Security Lights, Smoke Detector(s)
HOA
- Has HOA: No
Location
- Region: Covington
Financial & listing details
- Price per square foot: $189/sqft
- Tax assessed value: $358,900
- Annual tax amount: $4,755
- Date on market: 10/18/2025
- Cumulative days on market: 41 days
Price history
| Date | Event | Price |
|---|---|---|
| 8/1/2024 | Sold | $358,900+2.6%$189/sqft |
Source:  NKMLS #623829 Report a problem | ||
| 6/21/2024 | Pending sale | $349,900$185/sqft |
Source: NKMLS #623829 Report a problem | ||
| 6/18/2024 | Listed for sale | $349,900-5.4%$185/sqft |
Source: NKMLS #623829 Report a problem | ||
| 6/12/2024 | Listing removed | -- |
Source: NKMLS #623312 Report a problem | ||
| 6/10/2024 | Price change | $369,900-3.9%$195/sqft |
Source: NKMLS #623312 Report a problem | ||
| 5/30/2024 | Listed for sale | $384,900-3.5%$203/sqft |
Source: NKMLS #623312 Report a problem | ||
| 5/27/2024 | Listing removed | -- |
Source: NKMLS #622462 Report a problem | ||
| 5/2/2024 | Listed for sale | $399,000+343.3%$210/sqft |
Source: NKMLS #622462 Report a problem | ||
| 10/26/2023 | Sold | $90,000-10%$47/sqft |
Source: NKMLS #617483 Report a problem | ||
| 10/6/2023 | Pending sale | $100,000$53/sqft |
Source: NKMLS #617483 Report a problem | ||
| 10/4/2023 | Listed for sale | $100,000+171.7%$53/sqft |
Source: NKMLS #617483 Report a problem | ||
| 9/8/2023 | Sold | $36,800-53.9%$19/sqft |
Source: Public Record Report a problem | ||
| 6/8/2023 | Price change | $79,900-11.1%$42/sqft |
Source: NKMLS #613197 Report a problem | ||
| 5/19/2023 | Price change | $89,900-5.3%$47/sqft |
Source: NKMLS #613197 Report a problem | ||
| 5/12/2023 | Price change | $94,900-20.3%$50/sqft |
Source: NKMLS #613197 Report a problem | ||
| 5/9/2023 | Price change | $119,000-4.7%$63/sqft |
Source: NKMLS #613197 Report a problem | ||
| 5/2/2023 | Listed for sale | $124,900$66/sqft |
Source: NKMLS #613197 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,755 +301.8% | $358,900 +298.8% |
| 2024 | $1,184 +58.1% | $90,000 +60.1% |
| 2023 | $749 +0.8% | $56,200 |
| 2022 | $742 +8.1% | $56,200 +24.9% |
| 2021 | $686 -24.2% | $45,000 |
| 2020 | $905 | $45,000 |
| 2019 | $905 +18.1% | $45,000 |
| 2018 | $767 | $45,000 |
| 2017 | $767 -21.3% | $45,000 |
| 2015 | $974 +7.7% | $45,000 |
| 2014 | $905 | $45,000 |
| 2013 | $905 | $45,000 |
| 2012 | -- | $45,000 |
| 2011 | -- | $45,000 |
| 2010 | -- | $45,000 |
| 2009 | -- | $45,000 |
| 2008 | -- | $45,000 |
| 2007 | -- | $45,000 |
| 2006 | -- | $45,000 +32.4% |
| 2005 | -- | $34,000 |
| 2004 | -- | $34,000 |
| 2003 | -- | $34,000 |
| 2002 | -- | $34,000 +17.2% |
| 2001 | -- | $29,000 |
| 2000 | -- | $29,000 |
Find assessor info on the county website
Neighborhood: 41011
Nearby homes
- $325,0003 bd3 ba1.9k sqft430 Watkins St, Covington, KY 41011Sold
- $270,0003 bd2 ba1.3k sqft428 Watkins St, Covington, KY 41011Sold
- $100-- bd-- ba-- sqft427 W Martin Luther King Jr Blvd, Covington, KY 41011Off Market
- $225,0004 bd2 ba1.8k sqft426 Watkins St, Covington, KY 41011For Sale
- $200-- bd1 ba1.6k sqft425 W Martin Luther King Jr Blvd, Covington, KY 41011Off Market
- $200-- bd1 ba1.4k sqft423 W Martin Luther King Jr Blvd, Covington, KY 41011Off Market
- $135,9003 bd1 ba1.4k sqft424 Watkins St, Covington, KY 41011Off Market
- $1,600871 Square Feet1211 James Simpson Jr Way, Covington, KY 41011Off Market
Nearby schools
GreatSchools rating
- 7/10John G Carlisle Elementary SchoolGrades: K-5Distance: 0.3 mi
- 3/10Holmes Middle SchoolGrades: 6-8Distance: 1.3 mi
- 1/10Holmes High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: John G. Carlisle Elementary
- Middle: Holmes Middle School
- High: Holmes Senior High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$377,700
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$377,700
- Kentucky
- Kenton County
- Covington
- 41011
- 432 Watkins St
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Covington Topics
