This beautifully maintained three bedroom, two bath home offers sixty-six feet of lake frontage and breathtaking sunrise views in a peaceful, year-round retreat. Blending warmth, functionality, and relaxed lake living, this property is perfect for boating, fishing, kayaking, hiking, snowmobiling, and more. Inside the open-concept layout flows seamlessly to the lakeside patio and entertaining area, while the expansive upper deck is ideal for morning coffee or summer gatherings. A striking fieldstone fireplace with a propane insert adds warmth and character, complemented by a free-standing wood stove on the lower level. Recent updates include a new kitchen, updated appliances, and efficient mini-split units. A spacious bonus area with an additional primary suite and walkout deck access offers flexibility for guest or as a private escape. Outside, enjoying fishing from the shoreline or dock and take advantage of the impressive 16'x26' boathouse for storing boats, kayaks, canoes, and lake essentials. Beautiful landscaping and hardscaping lead to the water's edge, where eagles and loons glide across the peaceful lake. Life just feels different here.
For sale
$485,000
432 Lake Rd, Chateaugay, NY 12920
3beds
--sqft
Single Family Residence
Built in 1954
0.3 Acres Lot
$464,400 Zestimate®
$--/sqft
$-- HOA
What's special
Breathtaking sunrise viewsExpansive upper deckOpen-concept layoutEfficient mini-split unitsUpdated appliancesWalkout deck accessNew kitchen
- 33 days |
- 1,358 |
- 84 |
Zillow last checked:
Listing updated:
Listed by:
LAPOINT REALTY INC 518-534-0051,
Lisa Napper 518-534-0051
Source: NY State MLS,MLS#: 11776918
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: En Suite, Family Room, Kitchen, Living Room, Master Bedroom
Heating
- Propane, Baseboard
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Microwave, Oven, Washer, Stainless Steel Appliances
Features
- Flooring: Hardwood, Tile
- Basement: Full,Finished
- Number of fireplaces: 2
- Fireplace features: Wood Burning Stove
Interior area
- Total structure area: 0
- Finished area above ground: 0
Property
Features
- Stories: 1
- Patio & porch: Patio, Deck
- Fencing: Fenced
- Has view: Yes
- View description: Lake, Mountain, Water
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Dock, Waterfront, Lake
- Body of water: Chateaugay Lake (Lower)
- Frontage length: 0
Lot
- Size: 0.3 Acres
Details
- Parcel number: 132.324
- Lease amount: $0
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1954
- Major remodel year: 2023
Utilities & green energy
- Electric: Amps(200)
- Sewer: Private Septic
Community & HOA
HOA
- Has HOA: No
Location
- Region: Chateaugay
Financial & listing details
- Tax assessed value: $271,852
- Annual tax amount: $4,584
- Date on market: 5/18/2026
- Date available: 05/15/2026
Estimated market value
$464,400
$441,000 - $488,000
$1,794/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/18/2026 | Listed for sale | $485,000+16.9% |
Source: NY State MLS #11776918 Report a problem | ||
| 7/25/2024 | Listing removed | -- |
Source: Owner Report a problem | ||
| 5/11/2024 | Price change | $415,000-7.6% |
Source: Owner Report a problem | ||
| 4/4/2024 | Price change | $449,000-10% |
Source: | ||
| 3/20/2024 | Price change | $499,000-8.4% |
Source: | ||
| 2/25/2024 | Listed for sale | $545,000+183.9% |
Source: Owner Report a problem | ||
| 11/6/2020 | Sold | $192,000-8.1% |
Source: | ||
| 9/14/2020 | Pending sale | $209,000 |
Source: Century 21 The One #169429 Report a problem | ||
| 8/31/2020 | Listed for sale | $209,000 |
Source: Century 21 The One #169429 Report a problem | ||
| 7/13/2020 | Pending sale | $209,000 |
Source: Century 21 The One #169429 Report a problem | ||
| 6/1/2020 | Listed for sale | $209,000+10.6% |
Source: Century 21 The One #169429 Report a problem | ||
| 3/17/2016 | Sold | $189,000 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $183,500 |
| 2024 | -- | $183,500 |
| 2023 | -- | $183,500 |
| 2022 | -- | $183,500 |
| 2021 | -- | $183,500 |
| 2020 | -- | $183,500 |
| 2019 | -- | $183,500 |
| 2018 | -- | $183,500 |
| 2017 | $4,352 | $183,500 |
| 2016 | -- | $183,500 |
| 2015 | -- | $183,500 |
| 2014 | -- | $183,500 |
| 2013 | -- | $183,500 |
| 2012 | -- | $183,500 |
| 2011 | -- | $183,500 |
| 2010 | -- | $183,500 |
| 2009 | -- | $183,500 +64.1% |
| 2008 | -- | $111,800 |
| 2007 | -- | $111,800 |
| 2006 | -- | $111,800 |
| 2005 | -- | $111,800 +63.5% |
| 2004 | -- | $68,400 |
| 2003 | -- | $68,400 |
| 2002 | -- | $68,400 +10.3% |
| 2001 | -- | $62,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 12920
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 3/10Chateaugay Elementary SchoolGrades: PK-6Distance: 8.2 mi
- 8/10Chateaugay High SchoolGrades: 7-12Distance: 8.2 mi
Schools provided by the listing agent
- District: Chateaugay
Source: NY State MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Franklin County
- Chateaugay
- 12920
- 432 Lake Rd




