Duplex and Development Opportunity on Main Street! Unique investment opportunity in the heart of Ramona! This remodeled duplex sits on a spacious commercially zoned parcel with prominent Main Street frontage, while the residences are set back from the road with convenient alley access. Offering multiple possibilities, live in one unit and rent the other, lease both for income, or explore the future development potential of the property. The generous lot and commercial zoning create added flexibility for an investor, owner-user, or developer looking to maximize the property’s potential. Both units feature LVP flooring throughout, installed in 2022, with one unit offering an updated kitchen. Each unit is 1 bed and 1 bath. Each provides comfortable, low-maintenance living with off-street parking and outdoor space. Ideally located within walking distance of downtown Ramona’s restaurants, shops, services, and local businesses.
For sale
Listed by: Real Brokerage Technologies • Sarah Dettmann • Contact: 760-826-9818
$625,000
440 Main St, Ramona, CA 92065
--beds
--baths
784sqft
Duplex
Built in 1945
-- sqft lot
$621,900 Zestimate®
$797/sqft
$-- HOA
What's special
- 45 days
- 299
- 7
Zillow last checked:
Listing updated:
Listed by:
Sarah Dettmann DRE #02001764 760-826-9818,
Real Brokerage Technologies
Source: CRMLS,MLS#: NDP2607912
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)
Originating MLS: California Regional MLS (North San Diego County & Pacific Southwest AORs)Facts & features
Interior
Cooling
- Wall/Window Unit(s)
Appliances
- Included: Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
- Laundry: None
Features
- Has fireplace: No
- Common walls with other units/homes: 1 Common Wall
Interior area
- Total structure area: 784
- Total interior livable area: 784 sqft
Video & virtual tour
Property
Features
- Entry location: Off Alley
- Pool features: None
Lot
- Size: 6,969 Square Feet
- Features: 0-1 Unit/Acre, Front Yard, Level, Value In Land
Details
- Parcel number: 2814021300
- Zoning: COMMERCIAL
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex
- Attached to another structure: Yes
Condition
- Year built: 1945
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Urban
Location
- Region: Ramona
Financial & listing details
- Price per square foot: $797/sqft
- Tax assessed value: $432,971
- Date on market: 8/21/2026
- Listing terms: Cash,Conventional
Estimated market value
$621,900
$591,000 - $653,000
$2,355/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/21/2026 | Listed for sale | $625,000+56.3%$797/sqft |
Source:  CRMLS #NDP2607912 Report a problem | ||
| 5/6/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 4/22/2024 | Price change | $1,650-8.3%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/10/2024 | Price change | $1,800-2.7%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/3/2024 | Listed for rent | $1,850$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/15/2022 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 10/27/2022 | Listed for rent | $1,850$2/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 6/27/2022 | Sold | $400,000-12.9%$510/sqft |
Source: Public Record Report a problem | ||
| 6/8/2022 | Pending sale | $459,000$585/sqft |
Source: CRMLS #PTP2202509 Report a problem | ||
| 6/4/2022 | Listed for sale | $459,000$585/sqft |
Source: CRMLS #PTP2202509 Report a problem | ||
| 6/3/2022 | Pending sale | $459,000$585/sqft |
Source: CRMLS #PTP2202509 Report a problem | ||
| 5/24/2022 | Price change | $459,000-6.1%$585/sqft |
Source: CRMLS #PTP2202509 Report a problem | ||
| 5/9/2022 | Price change | $489,000-2%$624/sqft |
Source: CRMLS #PTP2202509 Report a problem | ||
| 4/20/2022 | Listed for sale | $499,000+315.8%$636/sqft |
Source: CRMLS #PTP2202509 Report a problem | ||
| 1/3/2012 | Sold | $120,000-7.6%$153/sqft |
Source: Public Record Report a problem | ||
| 10/21/2011 | Listed for sale | $129,900-21.3%$166/sqft |
Source: Coldwell Banker Country Realty #110058351 Report a problem | ||
| 8/10/2011 | Listing removed | $165,000$210/sqft |
Source: Century 21 San Vicente Inc #100047349 Report a problem | ||
| 6/9/2011 | Price change | $165,000-13.1%$210/sqft |
Source: Century 21 San Vicente Inc #100047349 Report a problem | ||
| 1/23/2011 | Price change | $189,900-5%$242/sqft |
Source: Century 21 San Vicente Inc #100047349 Report a problem | ||
| 12/3/2010 | Price change | $199,900-9.1%$255/sqft |
Source: Century 21 San Vicente Inc #100047349 Report a problem | ||
| 8/15/2010 | Listed for sale | $219,900+29.4%$280/sqft |
Source: Century 21 San Vicente Inc #100047349 Report a problem | ||
| 5/22/2001 | Sold | $170,000+54.5%$217/sqft |
Source: Public Record Report a problem | ||
| 3/1/2000 | Sold | $110,000$140/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $432,971 +2% |
| 2025 | $4,714 +2% | $424,482 +2% |
| 2024 | $4,621 +6.3% | $416,160 +2% |
| 2023 | $4,346 +151.2% | $408,000 +187.3% |
| 2022 | $1,730 +1% | $142,023 +2% |
| 2021 | $1,712 +0.6% | $139,239 +1% |
| 2020 | $1,703 +19.5% | $137,813 +2% |
| 2019 | $1,424 -12.7% | $135,112 +2% |
| 2018 | $1,632 +1.8% | $132,463 +2% |
| 2017 | $1,604 +1.9% | $129,867 +2% |
| 2016 | $1,575 +2.2% | $127,322 +1.5% |
| 2015 | $1,541 +2% | $125,410 +2% |
| 2014 | $1,510 | $122,955 +0.5% |
| 2013 | -- | $122,400 -40% |
| 2012 | -- | $203,932 +2% |
| 2011 | -- | $199,934 +0.8% |
| 2010 | -- | $198,441 -0.2% |
| 2009 | -- | $198,913 +2% |
| 2008 | -- | $195,014 +2% |
| 2007 | -- | $191,191 +2% |
| 2006 | -- | $187,443 +2% |
| 2005 | -- | $183,769 +2% |
| 2004 | -- | $180,167 +1.9% |
| 2003 | -- | $176,866 +2% |
| 2002 | -- | $173,399 +54.5% |
| 2001 | -- | $112,200 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 92065
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