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For sale
  • $700,000

    440 Saw Mill River Road, Millwood, NY 10546

    3beds
    1,540sqft
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    Single Family Residence, Residential
    Built in 1950
    9,636 Square Feet Lot
    $740,700 Zestimate®
    $455/sqft
    $-- HOA

    What's special

    Maple and hemlock treesTile in the lavatoriesTwo working wood-burning fireplacesDining roomThree bedroomsWell-positioned kitchen
    Welcome to 440 Saw Mill River Road, a meticulously maintained Cape Cod style home located in the heart of Millwood, NY and within the nationally renowned Chappaqua Central School District with its highly regarded Horace Greeley High School, Seven Bridges Middle School, and Westorchard Elementary. Built in 1950 the house has been owned and cared for by the same family since 1958. They made an addition in 1969. The home offers approximately 1,540 square feet of living space across two stories, and features three bedrooms, two full bathrooms, two offices, a dining room, a well-positioned kitchen, and two working wood-burning fireplaces. The office spaces provide valuable flexibility for working from home, a library, study, creative space, or other uses to suit today's needs. The basement is partially finished as for a game room and office, has additional (unfinished) storage space, a laundry center and additional appliances for cooled and frozen food storage, and sinks. On the second floor, there is an attic for storage with easy walk-in access. The floors materials include beautiful hard wood, slate in the entry foyer, tile in the lavatories. Some rooms have wall to wall carpet. Wood trim and built-in book shelves are also a highlight. Thoughtfully cared for over the years, this clean and solid home combines the warmth and character of its Cape Cod architecture with important improvements, including a recently installed, highly efficient central heating and hot water system powered by a new Peerless WBV oil-fired boiler. The property is served by Town water, and has a septic system. Centrally located in Millwood, in the Town of New Castle, 440 Saw Mill River Road offers very convenient access to the surrounding communities, shopping, recreation, hiking trails. Metro-North Railroad's Chappaqua train station is ~10 minutes from this house by car. From there, by train, one can get to and from Grand Central Terminal in New York City in less than 60 minutes. Outside the house, the garden's mature landscaping creates an established and inviting setting that is highlighted by a very large dogwood in the front, and a larger magnificent beech tree on the side. There are also maple and hemlock trees, mature rhododendrons and other thoughtfully maintained plantings that provide privacy and shade in a back yard that complements the home's (and nearby homes’) traditional character. 440 Saw Mill River Road presents an appealing opportunity to enjoy living in one of northern Westchester's most established communities, with its exceptional school system. Millwood is in the Town of New Castle.
    3 days
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    1,548
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    115
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Houlihan Lawrence Inc. 914-273-9505,

    David M. Valdez 212-614-9456

    Source: OneKey® MLS as distributed by MLS GRID,MLS#: 1037537MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Family room
      • Description: see notes
      • Level: Basement
      Heating
      • Baseboard, Hot Water, Oil
      Cooling
      • Wall/Window Unit(s)
      Appliances
      • Included: Dishwasher, Dryer, Gas Range, Oven, Range, Refrigerator, Washer, Gas Water Heater
      • Laundry: Washer/Dryer Hookup, In Basement, Inside
      Features
      • First Floor Bedroom, First Floor Full Bath, Beamed Ceilings, Built-in Features, Entrance Foyer, Formal Dining, Natural Woodwork, Original Details, Storage
      • Flooring: Carpet, Ceramic Tile, Hardwood, Other
      • Windows: Double Pane Windows, Shutters
      • Basement: Partially Finished,See Remarks,Storage Space
      • Attic: Dormer,See Remarks,Unfinished
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Living Room, Wood Burning
      Interior area
      • Total structure area: 1,540
      • Total interior livable area: 1,540 sqft

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Patio & porch: Covered, Patio, Porch
      • Exterior features: Garden
      Lot
      • Size: 9,636 Square Feet
      Details
      • Parcel number: 3600081013000020000046
      • Special conditions: None
      • Other equipment: Lawn Maintenance Equipment

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence, Residential
      Materials
      • Clapboard, Wood Siding
      • Foundation: Block
      Condition
      • Year built: 1950

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Phone Connected, Propane, Trash Collection Public, Water Connected

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Millwood

      Financial & listing details

      • Price per square foot: $455/sqft
      • Tax assessed value: $78,840
      • Annual tax amount: $9,520
      • Date on market: 8/20/2026
      • Cumulative days on market: 4 days
      • Listing agreement: Exclusive Right To Sell
      • Electric utility on property: Yes

        Estimated market value

        $740,700

        $704,000 - $778,000

        $4,655/mo

        Price history

        DateEventPrice
        8/20/2026Listed for sale$700,000$455/sqft
        Source: OneKey® MLS as distributed by MLS GRID #1037537 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $78,840
        2024-- $78,840
        2023-- $78,840
        2022-- $78,840
        2021-- $78,840
        2020-- $78,840
        2019-- $78,840
        2018-- $78,840
        2017-- $78,840
        2016-- $78,840
        2015-- $78,840
        2014-- $78,840
        2013-- $78,840
        2012-- $78,840
        2011-- $78,840 -20.9%
        2010-- $99,700
        2009-- $99,700
        2008-- $99,700
        2007-- $99,700
        2006-- $99,700
        2005-- $99,700
        2004-- $99,700
        2003-- $99,700
        2002-- $99,700
        2001-- $99,700
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 10546

        Getting around

        18 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Westorchard
        • Middle: Seven Bridges Middle School
        • High: Horace Greeley High School

        Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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