Discover an exceptional riverfront opportunity on 1.28 acres with more than 320 feet of shoreline on the Emory River/Watts Bar Lake. This rare property includes a site-built 1,200 SF cottage with a basement, plus a single-wide mobile home, both currently leased and generating income.
The cottage offers 3 bedrooms and 1 bath, a galley kitchen, and a bright living room on the main level. The lower level features a family room, a third bedroom, and an oversized laundry/storage area with walk-out access. The single-wide provides additional rental potential and is ready for updating and repairs.
With gentle topography, generous shoreline, and flexible use options, this property invites vision. Build your dream riverfront home while living in the cottage, create a multi-generational retreat, or explore dividing the lot to maximize value. Whether you're seeking a personal getaway, an investment property, or a long-term development opportunity, 440 Swan Pond Circle delivers unmatched versatility on the water. This property is part of an estate and will be sold as-is with no warranty.
For sale
$399,000
440 Swan Pond Circle Rd, Harriman, TN 37748
3beds
1,100sqft
Single Family Residence
Built in 1976
1.28 Acres Lot
$-- Zestimate®
$363/sqft
$-- HOA
What's special
Generous shorelineGentle topographyGalley kitchen
- 4 days |
- 516 |
- 32 |
Zillow last checked:
Listing updated:
Listed by:
Debby Hill,
BHHS Dean-Smith Realty 865-588-5000,
Artie Hill 865-414-4702,
BHHS Dean-Smith Realty
Source: East Tennessee Realtors,MLS#: 1345410
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Range
Features
- Eat-in Kitchen
- Flooring: Other, Carpet, Vinyl
- Basement: Walk-Out Access,Finished
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,100
- Total interior livable area: 1,100 sqft
Property
Features
- Has view: Yes
- View description: Trees/Woods
- Has water view: Yes
- Waterfront features: Lake/Water Access, River, Waterfront
Lot
- Size: 1.28 Acres
- Features: Wooded, Irregular Lot, Level, Rolling Slope
Details
- Parcel number: 027 176.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Cement Siding, Block
Condition
- Year built: 1976
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Location
- Region: Harriman
Financial & listing details
- Price per square foot: $363/sqft
- Date on market: 6/20/2026
- Listing terms: New Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/20/2026 | Listed for sale | $399,000$363/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 37748
Nearby schools
GreatSchools rating
- 7/10Midtown Elementary SchoolGrades: PK-5Distance: 4.9 mi
- 6/10Harriman Middle SchoolGrades: 6-8Distance: 2.9 mi
- 5/10Harriman High SchoolGrades: 9-12Distance: 2.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Tennessee
- Roane County
- Harriman
- 37748
- 440 Swan Pond Circle Rd





