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For sale
  • $399,000

    440 Swan Pond Circle Rd, Harriman, TN 37748

    3beds
    1,100sqft
    : 
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    Single Family Residence
    Built in 1976
    1.28 Acres Lot
    $-- Zestimate®
    $363/sqft
    $-- HOA

    What's special

    Generous shorelineGentle topographyGalley kitchen
    Discover an exceptional riverfront opportunity on 1.28 acres with more than 320 feet of shoreline on the Emory River/Watts Bar Lake. This rare property includes a site-built 1,200 SF cottage with a basement, plus a single-wide mobile home, both currently leased and generating income. The cottage offers 3 bedrooms and 1 bath, a galley kitchen, and a bright living room on the main level. The lower level features a family room, a third bedroom, and an oversized laundry/storage area with walk-out access. The single-wide provides additional rental potential and is ready for updating and repairs. With gentle topography, generous shoreline, and flexible use options, this property invites vision. Build your dream riverfront home while living in the cottage, create a multi-generational retreat, or explore dividing the lot to maximize value. Whether you're seeking a personal getaway, an investment property, or a long-term development opportunity, 440 Swan Pond Circle delivers unmatched versatility on the water. This property is part of an estate and will be sold as-is with no warranty.
    4 days
    |
    516
    |
    32
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Debby Hill,

    BHHS Dean-Smith Realty 865-588-5000,

    Artie Hill 865-414-4702,

    BHHS Dean-Smith Realty

    Source: East Tennessee Realtors,MLS#: 1345410MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Range
      Features
      • Eat-in Kitchen
      • Flooring: Other, Carpet, Vinyl
      • Basement: Walk-Out Access,Finished
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 1,100
      • Total interior livable area: 1,100 sqft

      Property

      Features
      • Has view: Yes
      • View description: Trees/Woods
      • Has water view: Yes
      • Waterfront features: Lake/Water Access, River, Waterfront
      Lot
      • Size: 1.28 Acres
      • Features: Wooded, Irregular Lot, Level, Rolling Slope
      Details
      • Parcel number: 027 176.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Cement Siding, Block
      Condition
      • Year built: 1976

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Location
      • Region: Harriman

      Financial & listing details

      • Price per square foot: $363/sqft
      • Date on market: 6/20/2026
      • Listing terms: New Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/20/2026Listed for sale$399,000$363/sqft
        Source: East Tennessee Realtors #1345410 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 37748

          Getting around

          0 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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