Welcome to your dream home nestled on a prime lot in the highly sought-after Victor Gardens neighborhood! This stunning two-story, 4-bedroom, 4-bathroom residence boasts exceptional curb appeal and is flooded with beautiful natural light throughout.Step from the cozy front porch into an inviting main level featuring gleaming hardwood floors and a seamless open-concept design. The comfortable living room centers around a warm gas fireplace, flowing effortlessly into the dining space and gourmet kitchen. Perfect for cooking and entertaining, the kitchen offers a center island, premium stainless steel appliances, and direct access to a grilling patio. A sun-drenched sitting/sunroom, convenient half-bath, and a dedicated laundry/mudroom complete the main floor.The upper level serves as a private sanctuary. The spacious primary suite features a massive walk-in closet and a spa-like bathroom complete with dual vanities, a separate shower, and a farmhouse-style soaking tub. Two additional large bedrooms and a full bathroom are also located on this level.The fully finished lower level provides ultimate flexibility for modern living. It hosts a massive recreation/family room, a flexible fourth bedroom or private home office, and a 3/4 bathroom. Entertain guests with ease at the built-in wet bar, fully equipped with a sink, microwave, and refrigerator. You will also find an abundant amount of storage space.Storage abounds in the oversized two-stall garage, but the true crown jewel of this property is the backyard oasis. Step outside onto the main deck to find a gorgeous screened-in porch overlooking a private, peaceful backyard. Relax by the outdoor fireplace while taking in serene views of nature and the neighborhood pond.Living in Victor Gardens means enjoying premium community amenities including walking paths, parks, sports fields, a community pool, tennis courts, and a clubhouse. Plus, you are just minutes from grocery stores, restaurants, workout facilities, and shopping. Don't miss this incredible opportunity!
Active
Price cut: $20K (7/6)
$614,900
4429 Cosette Ln N, Hugo, MN 55038
4beds
3,248sqft
Single Family
Built in 2004
0.25 Acres Lot
$610,600 Zestimate®
$189/sqft
$102/mo HOA
What's special
Outdoor fireplaceCenter islandGleaming hardwood floorsOversized two-stall garageSeamless open-concept designSpacious primary suiteWarm gas fireplace
- 24 days |
- 770 |
- 55 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Joe Walsh 651-226-3106,
POP Realty MN
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7095343
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Upper
- Area: 182 Square Feet
- Dimensions: 14x13
Bedroom 2
- Level: Upper
- Area: 140 Square Feet
- Dimensions: 14x10
Bedroom 3
- Level: Upper
- Area: 168 Square Feet
- Dimensions: 14x12
Bedroom 4
- Level: Lower
- Area: 168 Square Feet
- Dimensions: 14x12
Other
- Level: Lower
- Area: 442 Square Feet
- Dimensions: 26x17
Deck
- Level: Main
- Area: 160 Square Feet
- Dimensions: 16x10
Dining room
- Level: Main
- Area: 204 Square Feet
- Dimensions: 17x12
Family room
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14x12
Kitchen
- Level: Main
- Area: 238 Square Feet
- Dimensions: 17x14
Laundry
- Level: Main
- Area: 80 Square Feet
- Dimensions: 10x8
Porch
- Level: Main
- Area: 176 Square Feet
- Dimensions: 22x8
Screened porch
- Level: Main
- Area: 84 Square Feet
- Dimensions: 12x7
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
- Laundry: Laundry Room, Main Level, Sink, Washer Hookup
Features
- Basement: Daylight,Drain Tiled,Egress Window(s),Finished,Full,Storage Space,Sump Pump
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room
Interior area
- Total structure area: 3,332
- Total interior livable area: 3,248 sqft
- Finished area above ground: 2,186
- Finished area below ground: 1,062
Property
Parking
- Total spaces: 2
- Parking features: Attached, Asphalt, Electric, Storage
- Attached garage spaces: 2
- Details: Garage Dimensions (25x21)
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch, Porch, Rear Porch, Screened
- Waterfront features: Pond
Lot
- Size: 0.25 Acres
- Dimensions: 60 x 105 x 131 x 126
- Features: Irregular Lot, Tree Coverage - Medium
Details
- Foundation area: 1146
- Parcel number: 1903121320048
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 2004
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Victor Gardens
HOA
- Has HOA: Yes
- Services included: Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities
- HOA fee: $305 quarterly
- HOA name: Victor Gardens Comm HOA & Victor Gardens SF Villag
- HOA phone: 763-225-6400
Location
- Region: Hugo
Financial & listing details
- Price per square foot: $189/sqft
- Tax assessed value: $584,300
- Annual tax amount: $7,650
- Date on market: 6/18/2026
Estimated market value
$610,600
$580,000 - $641,000
$3,417/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/6/2026 | Price change | $614,900-3.2%$189/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7095343 Report a problem | ||
| 6/18/2026 | Listed for sale | $634,900+42.7%$195/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7095343 Report a problem | ||
| 3/22/2016 | Sold | $445,000-3.8%$137/sqft |
Source: NorthstarMLS as distributed by MLS GRID #4669776 Report a problem | ||
| 1/21/2016 | Pending sale | $462,500$142/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #4669776 Report a problem | ||
| 1/11/2016 | Listed for sale | $462,500+3.9%$142/sqft |
Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #4669776 Report a problem | ||
| 1/9/2016 | Sold | $445,000-11%$137/sqft |
Source: Agent Provided Report a problem | ||
| 3/3/2010 | Listing removed | $499,999$154/sqft |
Source: HomeAvenue Inc #3828384 Report a problem | ||
| 2/27/2010 | Listed for sale | $499,999-1.6%$154/sqft |
Source: HomeAvenue Inc #3828384 Report a problem | ||
| 8/10/2005 | Sold | $508,108+477.4%$156/sqft |
Source: Public Record Report a problem | ||
| 6/7/2004 | Sold | $88,000$27/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,192 -0.3% | $584,300 -5% |
| 2024 | $7,214 +5.5% | $614,900 +6% |
| 2023 | $6,840 +12.8% | $580,100 +20.2% |
| 2022 | $6,062 +1% | $482,600 |
| 2021 | $6,004 -3.2% | $482,600 +2.9% |
| 2020 | $6,200 | $469,000 |
| 2019 | $6,200 | $469,000 +4.4% |
| 2018 | $6,200 +14.8% | $449,100 +0.5% |
| 2017 | $5,402 +134950% | $447,000 +3% |
| 2016 | $4 -99.8% | $434,100 -3.3% |
| 2015 | $2,627 | $448,900 +6.7% |
| 2013 | $2,627 -50% | $420,900 -5.3% |
| 2012 | $5,254 | $444,400 +5.6% |
| 2011 | $5,254 +5.8% | $420,700 -9.1% |
| 2010 | $4,964 -7.3% | $462,600 |
| 2009 | $5,354 -7.2% | -- |
| 2008 | $5,772 +35.4% | -- |
| 2007 | $4,264 +8.9% | -- |
| 2006 | $3,914 +472.2% | -- |
| 2005 | $684 +64.4% | -- |
| 2004 | $416 +352.2% | -- |
| 2003 | $92 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 55038
Nearby schools
GreatSchools rating
- 7/10Oneka Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 6/10Central Middle SchoolGrades: 6-8Distance: 4.7 mi
- NAWhite Bear Lake Area High SchoolGrades: 9-12Distance: 4.5 mi
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- Minnesota
- Washington County
- Hugo
- 55038
- 4429 Cosette Ln N
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