Lakefront Living at Its Finest!
This stunning 4-bedroom, 3-full bath lake home offers over 2,900 sq. ft. of beautifully designed living space just inside the front gate! Thoughtfully positioned on a large, gently sloping lot, the home boasts deep water access in a protected short cove with TWO private docks—ideal for boating, swimming, and lakeside relaxation. Inside, you'll find vaulted ceilings and an open-concept layout that flows seamlessly to a wraparound deck on three sides—partially covered for year-round enjoyment. The lower level features walkouts from both the basement and first floor, a cozy stone fireplace, media room with leather lounge chairs, a wet bar, and a full kitchenette—perfect for entertaining guests or extended family stays. Additional highlights include a covered concrete patio, concrete driveway, and a layout designed for comfort and convenience both indoors and out. This property truly checks all the boxes for a full-time residence or a weekend getaway on the lake!
Sold for $530,600
$530,600
445 Elk Lake Resort Rd #390, Owenton, KY 40359
4beds
2,400sqft
Single Family Residence, Residential
Built in 1994
0.85 Acres Lot
$548,300 Zestimate®
$221/sqft
$1,753 Estimated rent
Home value
$548,300
Estimated sales range
Not available
$1,753/mo
Zestimate® history
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$5,700/mo
Est. payment
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$5,700/mo
Est. payment
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List your homeWhat's special
Cozy stone fireplaceTwo private docksFull kitchenetteProtected short coveGently sloping lotOpen-concept layoutBeautifully designed living space
Zillow last checked:
Listing updated:
Listed by:
Patrick Tenoever 513-615-3002,
Sibcy Cline, REALTORS-Florence
Bought with:
Patrick Tenoever, 251387
Sibcy Cline, REALTORS-Florence
Source: NKMLS,MLS#: 634268
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Carpet Flooring, Bath Adjoins
- Level: First
- Area: 192
- Dimensions: 12 x 16
Bedroom 2
- Features: Carpet Flooring
- Level: First
- Area: 192
- Dimensions: 12 x 16
Bedroom 3
- Features: Carpet Flooring
- Level: Lower
- Area: 110
- Dimensions: 10 x 11
Bedroom 4
- Features: Carpet Flooring
- Level: Second
- Area: 190
- Dimensions: 10 x 19
Bathroom 2
- Features: Full Finished Bath, Shower, Tile Flooring
- Level: First
- Area: 77
- Dimensions: 7 x 11
Bathroom 3
- Features: Full Finished Bath, Shower, Tile Flooring
- Level: Lower
- Area: 120
- Dimensions: 8 x 15
Family room
- Features: Walk-Out Access, Carpet Flooring, French Doors, Recessed Lighting
- Level: Lower
- Area: 513
- Dimensions: 19 x 27
Kitchen
- Features: Kitchen Island, Solid Surface Counters, Ceramic Tile Flooring
- Level: First
- Area: 342
- Dimensions: 18 x 19
Laundry
- Features: Utility Sink, Tile Flooring
- Level: First
- Area: 42
- Dimensions: 6 x 7
Living room
- Features: Walk-Out Access, Fireplace(s), Carpet Flooring, Ceiling Fan(s)
- Level: First
- Area: 399
- Dimensions: 19 x 21
Media room
- Features: Sound System, Wired for Data
- Level: Lower
- Area: 378
- Dimensions: 18 x 21
Primary bath
- Features: Shower, Tub, Tile Flooring
- Level: First
- Area: 112
- Dimensions: 7 x 16
Utility room
- Features: Storage
- Level: Lower
- Area: 160
- Dimensions: 10 x 16
Heating
- Heat Pump, Forced Air, Electric
Cooling
- Central Air
Appliances
- Included: Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Main Level
Features
- Kitchen Island, Soaking Tub, Open Floorplan, Granite Counters, Chandelier, Cathedral Ceiling(s), High Ceilings, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s), Wired for Sound, Wet Bar
- Doors: Pocket Door(s), Multi Panel Doors
- Windows: Picture Window(s), Vinyl Clad Window(s)
- Number of fireplaces: 1
- Fireplace features: Blower Fan, Inoperable
Interior area
- Total structure area: 3,192
- Total interior livable area: 2,400 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Patio
- Waterfront features: Waterfront
Lot
- Size: 0.85 Acres
- Dimensions: 38' x 258' x 154' x 90' x 301'
- Features: Cleared, Sloped, Wooded
- Residential vegetation: Partially Wooded
Details
- Parcel number: 0758003090.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Concrete, Vinyl Siding
- Foundation: Poured Concrete
- Roof: Metal
Condition
- Existing Structure
- New construction: No
- Year built: 1994
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Location
- Region: Owenton
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $2,500 annually
- Amenities included: Lake Year Round, Lake Seasonal, Playground, Clubhouse
- Services included: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
Other
Other facts
- Road surface type: Gravel
Price history
| Date | Event | Price |
|---|---|---|
| 10/16/2025 | Sold | $530,600-11.6%$221/sqft |
Source:  NKMLS #634268 Report a problem | ||
| 9/14/2025 | Pending sale | $600,000$250/sqft |
Source: NKMLS #634268 Report a problem | ||
| 8/6/2025 | Price change | $600,000-4%$250/sqft |
Source: NKMLS #634268 Report a problem | ||
| 7/11/2025 | Listed for sale | $625,000-4.6%$260/sqft |
Source: NKMLS #634268 Report a problem | ||
| 6/1/2025 | Listing removed | $655,000$273/sqft |
Source: NKMLS #620514 Report a problem | ||
| 3/10/2025 | Price change | $655,000-3%$273/sqft |
Source: NKMLS #620514 Report a problem | ||
| 9/30/2024 | Listed for sale | $675,000$281/sqft |
Source: NKMLS #620514 Report a problem | ||
| 2/28/2024 | Pending sale | $675,000$281/sqft |
Source: NKMLS #620514 Report a problem | ||
| 2/16/2024 | Listed for sale | $675,000$281/sqft |
Source: NKMLS #620514 Report a problem | ||
Public tax history
Tax history is unavailable.
Neighborhood: 40359
Nearby schools
GreatSchools rating
- 7/10Owen County Elementary SchoolGrades: PK-4Distance: 3.3 mi
- 3/10Maurice Bowling Middle SchoolGrades: 5-8Distance: 3.5 mi
- 4/10Owen County High SchoolGrades: 9-12Distance: 3.6 mi
Schools provided by the listing agent
- Elementary: Owen County Elementary
- Middle: Maurice Bowling Middle School
- High: Owen County High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$548,300
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+$10,966
With Zillow Showcase(estimated)
$559,266
- Kentucky
- Owen County
- Owenton
- 40359
- 445 Elk Lake Resort Rd Unit 390
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