Lakefront Living at Its Finest!
This stunning 4-bedroom, 3-full bath lake home offers over 2,900 sq. ft. of beautifully designed living space just inside the front gate! Thoughtfully positioned on a large, gently sloping lot, the home boasts deep water access in a protected short cove with TWO private docks—ideal for boating, swimming, and lakeside relaxation. Inside, you'll find vaulted ceilings and an open-concept layout that flows seamlessly to a wraparound deck on three sides—partially covered for year-round enjoyment. The lower level features walkouts from both the basement and first floor, a cozy stone fireplace, media room with leather lounge chairs, a wet bar, and a full kitchenette—perfect for entertaining guests or extended family stays. Additional highlights include a covered concrete patio, concrete driveway, and a layout designed for comfort and convenience both indoors and out. This property truly checks all the boxes for a full-time residence or a weekend getaway on the lake!
Sold for $530,600
$530,600
445 Elk Lake Resort Rd #390, Owenton, KY 40359
4beds
2,400sqft
Single Family Residence, Residential
Built in 1994
0.85 Acres Lot
$540,800 Zestimate®
$221/sqft
$1,751 Estimated rent
Home value
$540,800
Estimated sales range
Not available
$1,751/mo
Zestimate® history
Owner options
List your home for rent
$1,751/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$1,751/mo
Rent Zestimate®
Refinance and save
$5,718/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$5,718/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Cozy stone fireplaceTwo private docksFull kitchenetteProtected short coveGently sloping lotOpen-concept layoutBeautifully designed living space
Zillow last checked:
Listing updated:
Listed by:
Patrick Tenoever 513-615-3002,
Sibcy Cline, REALTORS-Florence
Bought with:
Patrick Tenoever, 251387
Sibcy Cline, REALTORS-Florence
Source: NKMLS,MLS#: 634268
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: Carpet Flooring, Bath Adjoins
- Level: First
- Area: 192
- Dimensions: 12 x 16
Bedroom 2
- Features: Carpet Flooring
- Level: First
- Area: 192
- Dimensions: 12 x 16
Bedroom 3
- Features: Carpet Flooring
- Level: Lower
- Area: 110
- Dimensions: 10 x 11
Bedroom 4
- Features: Carpet Flooring
- Level: Second
- Area: 190
- Dimensions: 10 x 19
Bathroom 2
- Features: Full Finished Bath, Shower, Tile Flooring
- Level: First
- Area: 77
- Dimensions: 7 x 11
Bathroom 3
- Features: Full Finished Bath, Shower, Tile Flooring
- Level: Lower
- Area: 120
- Dimensions: 8 x 15
Family room
- Features: Walk-Out Access, Carpet Flooring, French Doors, Recessed Lighting
- Level: Lower
- Area: 513
- Dimensions: 19 x 27
Kitchen
- Features: Kitchen Island, Solid Surface Counters, Ceramic Tile Flooring
- Level: First
- Area: 342
- Dimensions: 18 x 19
Laundry
- Features: Utility Sink, Tile Flooring
- Level: First
- Area: 42
- Dimensions: 6 x 7
Living room
- Features: Walk-Out Access, Fireplace(s), Carpet Flooring, Ceiling Fan(s)
- Level: First
- Area: 399
- Dimensions: 19 x 21
Media room
- Features: Sound System, Wired for Data
- Level: Lower
- Area: 378
- Dimensions: 18 x 21
Primary bath
- Features: Shower, Tub, Tile Flooring
- Level: First
- Area: 112
- Dimensions: 7 x 16
Utility room
- Features: Storage
- Level: Lower
- Area: 160
- Dimensions: 10 x 16
Heating
- Heat Pump, Forced Air, Electric
Cooling
- Central Air
Appliances
- Included: Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Main Level
Features
- Kitchen Island, Soaking Tub, Open Floorplan, Granite Counters, Chandelier, Cathedral Ceiling(s), High Ceilings, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s), Wired for Sound, Wet Bar
- Doors: Pocket Door(s), Multi Panel Doors
- Windows: Picture Window(s), Vinyl Clad Window(s)
- Number of fireplaces: 1
- Fireplace features: Blower Fan, Inoperable
Interior area
- Total structure area: 3,192
- Total interior livable area: 2,400 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Patio
- On waterfront: Yes
- Waterfront features: Waterfront
Lot
- Size: 0.85 Acres
- Dimensions: 38' x 258' x 154' x 90' x 301'
- Features: Cleared, Sloped, Wooded
- Residential vegetation: Partially Wooded
Details
- Parcel number: 0758003090.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Concrete, Vinyl Siding
- Foundation: Poured Concrete
- Roof: Metal
Condition
- Existing Structure
- New construction: No
- Year built: 1994
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
HOA
- Has HOA: Yes
- Amenities included: Lake Year Round, Lake Seasonal, Playground, Clubhouse
- Services included: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
- HOA fee: $2,500 annually
Location
- Region: Owenton
Financial & listing details
- Price per square foot: $221/sqft
- Date on market: 9/12/2025
- Cumulative days on market: 65 days
- Road surface type: Gravel
Price history
| Date | Event | Price |
|---|---|---|
| 10/16/2025 | Sold | $530,600-11.6%$221/sqft |
Source:  NKMLS #634268 Report a problem | ||
| 9/14/2025 | Pending sale | $600,000$250/sqft |
Source: NKMLS #634268 Report a problem | ||
| 8/6/2025 | Price change | $600,000-4%$250/sqft |
Source: NKMLS #634268 Report a problem | ||
| 7/11/2025 | Listed for sale | $625,000-4.6%$260/sqft |
Source: NKMLS #634268 Report a problem | ||
| 6/1/2025 | Listing removed | $655,000$273/sqft |
Source: NKMLS #620514 Report a problem | ||
| 3/10/2025 | Price change | $655,000-3%$273/sqft |
Source: NKMLS #620514 Report a problem | ||
| 9/30/2024 | Listed for sale | $675,000$281/sqft |
Source: NKMLS #620514 Report a problem | ||
| 2/28/2024 | Pending sale | $675,000$281/sqft |
Source: NKMLS #620514 Report a problem | ||
| 2/16/2024 | Listed for sale | $675,000$281/sqft |
Source: NKMLS #620514 Report a problem | ||
Public tax history
Tax history is unavailable.
Neighborhood: 40359
Nearby homes
- $275,0003 bd2 ba1.7k sqft445 Elk Lake Resort Rd #10, Owenton, KY 40359Sold
- $275,0002 bd2 ba-- sqft445 Elk Lake Resort Rd #611, Owenton, KY 40359Sold
- $215,0002 bd1 ba-- sqft445 Elk Lake Resort Rd #105-106, Owenton, KY 40359For Sale
- $185,0002 bd1 ba1k sqft445 Elk Lake Resort Rd #371, Owenton, KY 40359Sold
- $340,0003 bd2 ba900 sqft445 Elk Lake Resort Lot 1350 Rd, Owenton, KY 40359Sold
- $499,1004 bd3 ba2.6k sqft334 Elk Lake Dr, Owenton, KY 40359Off Market
- $175,0002 bd1 ba600 sqft339 Elk Lake Resort Rd, Owenton, KY 40359Sold
- $335,400-- bd-- ba616 sqft338 Elk Lake Dr, Owenton, KY 40359Off Market
Nearby schools
GreatSchools rating
- 7/10Owen County Elementary SchoolGrades: PK-4Distance: 3.3 mi
- 3/10Maurice Bowling Middle SchoolGrades: 5-8Distance: 3.5 mi
- 4/10Owen County High SchoolGrades: 9-12Distance: 3.6 mi
Schools provided by the listing agent
- Elementary: Owen County Elementary
- Middle: Maurice Bowling Middle School
- High: Owen County High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$540,800
2% more
+$10,816
With Zillow Showcase(estimated)
$551,616
- Kentucky
- Owen County
- Owenton
- 40359
- 445 Elk Lake Resort Rd Unit 390
Nearby cities
Nearby zip codes
Other Owenton Topics
