For sale

Price cut: $5.1K (5/18)

$39,900

445 Elk Lake Resort Rd #482-483, Owenton, KY 40359

0beds

0baths

720sqft

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Single Family Residence, Residential

Built in ----

1.12 Acres Lot

$-- Zestimate^®

$55/sqft

$208/mo HOA

What's special

Peaceful natural settingCovered screened-in deck

Exciting opportunity in a private lake community! This unfinished shell home is being sold as is and sits on two spacious lots totaling 1.12 acres, offering the perfect canvas to bring your vision to life. Surrounded by mature trees for exceptional privacy, the property features a covered, screened-in deck and a peaceful natural setting. Conveniently located near the front gate, you'll enjoy easy access to the lake for fishing, kayaking, and water sports. Whether you're looking to build your weekend retreat or a full-time residence, this property offers endless potential in a sought-after lake community. Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

175 days

628

29

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 0
Bathrooms: 0

Living room

Features: See Remarks
Level: First
Area: 1
Dimensions: 1 x 1

Heating

See Remarks

Cooling

See Remarks

Appliances

Included: See Remarks

Features

Windows: Vinyl Clad Window(s)
Basement: See Remarks

Interior area

Total structure area: 720
Total interior livable area: 720 sqft

Property

Parking

Parking features: Off Street

Features

Levels: One
Stories: 1
Patio & porch: Covered, Deck
Has view: Yes
View description: Trees/Woods, Valley

Lot

Size: 1.12 Acres
Features: Cleared, Sloped, Wooded
Residential vegetation: Partially Wooded

Details

Parcel number: 0758004082.00
Zoning description: Residential

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence, Residential

Materials

Block
Foundation: Block
Roof: Metal

Condition

Existing Structure
New construction: No

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Cable Available

Community & HOA

HOA

Has HOA: Yes
Amenities included: Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s)
Services included: Association Fees, Maintenance Grounds, Management, Security, Snow Removal, Trash
HOA fee: $2,500 annually

Location

Region: Owenton

Financial & listing details

Price per square foot: $55/sqft
Date on market: 1/16/2026
Cumulative days on market: 176 days
Road surface type: Gravel

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
5/18/2026	Price change	$39,900-11.3%$55/sqft
Source: NKMLS #639284 Report a problem
4/22/2026	Price change	$45,000-10%$63/sqft
Source: NKMLS #639284 Report a problem
1/16/2026	Listed for sale	$50,000$69/sqft
Source: NKMLS #639284 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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