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For sale
  • Price cut: $15K (7/7)
    $280,000

    445 Gulf Shore Dr Unit 208, Destin, FL 32541

    1beds
    735sqft
    : 
    $1,802/mo
    Get pre-qualified
    Condominium
    Built in 1987
    -- sqft lot
    $-- Zestimate®
    $381/sqft
    $-- HOA

    What's special

    Fully furnishedHarbor and canal frontageDeeded beach accessDesigner furnishingsWaterfront townhomePrivate waterfront settingProfessionally designed
    Located on coveted Holiday Isle, this fully furnished, professionally designed waterfront townhome sits in one of Destin's most exclusive and tightly held positions, directly on both the canal and harbor with deeded beach access just moments away. Opportunities like this don't come up often, and when they do, they rarely feel this refined. Thoughtfully designed and professionally curated, this residence offers a one-bedroom layout that lives far larger than its footprint suggests. Every inch has been intentionally planned to maximize flow, natural light, and livability, creating a space that feels open, elevated, and incredibly comfortable. The interior design brings a true sense of coastal sophistication, blending soft textures, curated furnishings, and a calming palette that makes the entire home feel like a private retreat. It is the kind of space where nothing feels wasted and everything feels considered. Out back is where the lifestyle truly unfolds. Your private waterfront setting sits directly on the canal with immediate access to the Destin Harbor, making boating part of everyday life. Mornings are quiet and peaceful on the water, afternoons are spent out exploring the Gulf, and evenings often end with sunsets reflecting across the harbor and fireworks lighting up the sky. This property also performs beautifully as an investment, currently operating as a successful rental with strong net returns and being offered fully turnkey. Low HOA fees make ownership even more attractive, especially in a waterfront location of this caliber. With harbor and canal frontage, deeded beach access, designer furnishings, and established income performance, this is a rare opportunity that blends lifestyle and investment in a way few properties can. Some homes are simply well designed. This one feels like it was designed exactly for the way you want to live.
    88 days
    |
    219
    |
    20
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jessica Mackrael 850-687-9888,

    Coldwell Banker Realty

    Source: ECAOR,MLS#: 1002907MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      Primary bathroom
      • Description: Buyer to verify
      • Level: First
      • Area: 192 Square Feet
      • Dimensions: 16 x 12
      Other
      • Description: Buyer to verify
      • Level: First
      • Area: 77 Square Feet
      • Dimensions: 11 x 7
      Kitchen
      • Description: Buyer to verify
      • Level: First
      • Area: 108 Square Feet
      • Dimensions: 9 x 12
      Living room
      • Description: Buyer to verify
      • Level: First
      • Area: 168 Square Feet
      • Dimensions: 14 x 12
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Recessed Lighting, Owner's Closet
      • Flooring: Vinyl
      • Windows: Window Treatments
      • Furnished: Yes
      Interior area
      • Total structure area: 735
      • Total interior livable area: 735 sqft

      Property

      Features
      • Patio & porch: Covered, Deck
      • Exterior features: Balcony
      • Has view: Yes
      • View description: Canal, Harbor
      • Has water view: Yes
      • Water view: Canal,Harbor
      • Waterfront features: Canal Access, Harbor, Seawall
      Lot
      • Features: Covenants, Cul-De-Sac, Dead End, Restrictions, Within 1/2 Mile to Water
      Details
      • Parcel number: 002S24032600002080
      • Special conditions: Accept Backup Offers

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Wood Siding
      • Foundation: Pillar/Post/Pier
      • Roof: Composition
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1987

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Beach, Deed Access, Dumpster, Minimum Rental Prd, Waterfront, Short Term Rental - Allowed
      • Subdivision: CANAL PLACE PH 1
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Insurance, Management, Maintenance Structure, Sewer, Trash, Water
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $381/sqft
      • Tax assessed value: $300,000
      • Annual tax amount: $2,602
      • Date on market: 5/12/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/7/2026Price change$280,000-5.1%$381/sqft
        Source: ECAOR #1002907 Report a problem
        5/12/2026Listed for sale$295,000-4.8%$401/sqft
        Source: ECAOR #1002907 Report a problem
        4/11/2026Listing removed$310,000$422/sqft
        Source: PAR #671582 Report a problem
        2/3/2026Listing removed$1,500$2/sqft
        Source: Zillow Rentals Report a problem
        1/10/2026Listed for rent$1,500$2/sqft
        Source: Zillow Rentals Report a problem
        12/29/2025Listing removed$1,500$2/sqft
        Source: Zillow Rentals Report a problem
        12/6/2025Price change$310,000-5.5%$422/sqft
        Source: Navarre Area BOR #986395 Report a problem
        11/18/2025Price change$1,500-11.8%$2/sqft
        Source: Zillow Rentals Report a problem
        9/29/2025Listed for sale$328,000-12.5%$446/sqft
        Source: Navarre Area BOR #986395 Report a problem
        9/20/2025Listed for rent$1,700$2/sqft
        Source: Zillow Rentals Report a problem
        10/28/2024Listing removed$375,000$510/sqft
        Source: ECAOR #960336 Report a problem
        10/3/2024Listed for sale$375,000+275.4%$510/sqft
        Source: ECAOR #960336 Report a problem
        9/1/2016Listing removed$99,900$136/sqft
        Source: RE/MAX COASTAL PROPERTIES #759205 Report a problem
        8/20/2016Listed for sale$99,900+11.6%$136/sqft
        Source: RE/MAX COASTAL PROPERTIES #759205 Report a problem
        3/8/2016Sold$89,500-10.4%$122/sqft
        Source: Public Record Report a problem
        7/3/2015Listed for sale$99,900$136/sqft
        Source: Berkshire Hathaway HomeServices PenFed Realty #733285 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,602 +3.5%$152,998 +10%
        2024$2,513 +2.1%$139,089 -53.6%
        2023$2,461 +40.8%$300,000 +66.7%
        2022$1,748 +28.5%$180,000 +56.5%
        2021$1,360 +14.4%$115,000 +21.1%
        2020$1,189 -0.6%$95,000
        2019$1,195 +9.5%$95,000 +11.8%
        2018$1,091 $85,000 +13.3%
        2017$1,091 +11.4%$75,000
        2016$980 +2.9%$75,000 +15.4%
        2015$953 +4.1%$65,000 +4.8%
        2014$916 $62,000 +8.8%
        2013-- $57,000
        2012-- $57,000
        2011-- $57,000 -10.9%
        2010-- $64,000 -27.3%
        2009-- $88,000 -31.8%
        2008-- $129,000
        2007-- $129,000 -12.2%
        2006-- $147,000 +5%
        2005-- $140,000 +154.5%
        2004-- $55,000 +17%
        2003-- $47,000
        2002-- $47,000
        2001-- $47,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32541

        Getting around

        2 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Destin

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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