Skip main navigation
For sale
  • $439,500

    445 The Reef, St. Croix, VI 00820

    2beds
    2baths
    1,160sqft
    : 
    Loading
    Get pre-qualified
    Condominium
    Built in 1969
    -- sqft lot
    $-- Zestimate®
    $379/sqft
    $1,325/mo HOA

    What's special

    Tennis and pickleball courts
    Welcome to this split-level 2 bed / 2 bath condo with stunning Buck Island + golf course views! Perfect for laid-back Caribbean living or a smart investment.2 spacious bedrooms (king-size beds) 2 outdoor patios to soak in the breeze. Open-concept kitchen with eat-in bar ,washer & dryer in unit, 3 split A/C units + ceiling fans throughout Located in a gated community (101 condos total) across the street from Reef Beach with: On-site office & mailboxes, 9-hole golf course, Tennis & pickleball courts, Pool, sundeck & large poolside lounge area w/ restrooms. Walk to dining at Duggan's Reef & Ollie's. Easy island living with everything you need right at your fingertips!
    54 days
    |
    131
    |
    1
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Chris Hanley,

    Farchette & Hanley Real Estate

    Source: St Croix / St Thomas BOR,MLS#: 26-931MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      Cooling
      • Split
      Features
      • Common Room
      • Flooring: Tile
      • Windows: Accordion
      Interior area
      • Total structure area: 1,665
      • Total interior livable area: 1,160 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Off Street
      Features
      • Patio & porch: Patio
      • Exterior features: Tennis Court(s), Storage
      • Has private pool: Yes
      • Pool features: Pool
      • Has view: Yes
      • View description: Buck Island, Golf Course, Ocean
      • Has water view: Yes
      • Water view: Buck Island,Ocean
      Lot
      • Topography: Hilly

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Masonry
      • Roof: Fluid Applied
      Condition
      • Year built: 1969

      Utilities & green energy

      • Sewer: Sewer Plant
      • Water: Reverse Osmosis

      Community & HOA

      Community
      • Features: Golf
      • Security: 24 Hour Security, Security Gate
      HOA
      • Services included: Utilities
      • HOA fee: $1,325 monthly
      Location
      • Region: Christiansted

      Financial & listing details

      • Price per square foot: $379/sqft
      • Annual tax amount: $497
      • Date on market: 5/13/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,399/mo

        Price history

        DateEventPrice
        5/13/2026Listed for sale$439,500+4.9%$379/sqft
        Source: St Croix / St Thomas BOR #26-931 Report a problem
        7/6/2022Sold$419,000+58.1%$361/sqft
        Source: St Croix / St Thomas BOR #22-628 Report a problem
        8/21/2018Sold$265,000$228/sqft
        Source: St Croix / St Thomas BOR #18-555 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 00820

        Getting around

        10 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating

        No schools nearby

        We couldn't find any schools near this home.

        Similar homes

        Skip to the end of the carouselSkip to the beginning of the carousel