Own More Home for Less | Estimated Payments from $2,600 with a Fixed 3.99 Rate In today’s market, finding a brand-new home with an affordable payment is rare—finding one that also delivers space, privacy, and long-term value is even rarer. This brand-new, spacious 3-bedroom, 2-bath home offers an exceptional opportunity to lock in a fixed 3.99 30-year FHA interest rate, with estimated monthly payments as low as $2,600, making home ownership both achievable and smart right now. From the moment you step inside, the home invites you to slow down and enjoy the space. Ten-foot ceilings throughout create an airy, open feel, while the thoughtfully designed floor plan balances everyday comfort with effortless entertaining. The large living area naturally brings people together, whether you’re hosting friends or enjoying a quiet night in. The primary suite feels like a true retreat, featuring vaulted ceilings and direct access to the covered lanai, where you can start your mornings overlooking peaceful conservation views and end your evenings surrounded by nature. This setting offers privacy and tranquility that can’t be replicated. At the heart of the home, the kitchen is designed for connection, anchored by a large center island overlooking the living area and a cozy breakfast nook for casual meals. A separate formal dining room adds flexibility and can easily serve as a home office or additional living space. Generously sized secondary bedrooms provide comfort and privacy for family members or guests. Beyond the beauty, this home delivers confidence and value with a 1-year builder warranty and a 10-year structural warranty, offering peace of mind long after move-in. Located in Harmony Central, residents enjoy NO CDD fees, a low HOA, and a community designed for relaxed Florida living. With closing costs available when using the preferred lender and the ability to secure this home with just a $1,000 deposit, the path to ownership is clearer than ever. Why wait? Opportunities like this—combining a low fixed rate, brand-new construction, and serene surroundings—are limited.
Sold for $395,000
$395,000
4464 Sagefield Dr, Saint Cloud, FL 34773
3beds
1,970sqft
Single Family Residence
Built in 2025
6,098 Square Feet Lot
$388,800 Zestimate®
$201/sqft
$2,601 Estimated rent
Home value
$388,800
$354,000 - $428,000
$2,601/mo
Zestimate® history
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$2,719/mo
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$2,719/mo
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Zillow last checked:
Listing updated:
Listed by:
Eulalio Martinez Rodriguez, Sr 407-451-7065,
ADAMS HOMES REALTY, INC 850-469-0977
Bought with:
Eulalio Martinez Rodriguez, Sr, 3345985
ADAMS HOMES REALTY, INC
Source: Stellar MLS,MLS#: O6276985
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 286.76 Square Feet
- Dimensions: 21.4x13.4
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 155.44 Square Feet
- Dimensions: 13.4x11.6
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 152.76 Square Feet
- Dimensions: 13.4x11.4
Balcony porch lanai
- Level: First
- Area: 170 Square Feet
- Dimensions: 17x10
Dinette
- Level: First
- Area: 108 Square Feet
- Dimensions: 9x12
Dining room
- Level: First
- Area: 121.52 Square Feet
- Dimensions: 9.8x12.4
Kitchen
- Level: First
- Area: 117 Square Feet
- Dimensions: 9x13
Living room
- Level: First
- Area: 264.88 Square Feet
- Dimensions: 15.4x17.2
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Range
- Laundry: Laundry Room
Features
- Cathedral Ceiling(s), Ceiling Fan(s), In Wall Pest System, Tray Ceiling(s), Vaulted Ceiling(s)
- Flooring: Carpet, Ceramic Tile
- Has fireplace: No
Interior area
- Total structure area: 2,482
- Total interior livable area: 1,970 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Sidewalk
Lot
- Size: 6,098 Square Feet
- Features: Conservation Area
Details
- Parcel number: 3226323596000F0360
- Zoning: RES
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: Yes
- Year built: 2025
Details
- Builder model: 1970A
- Builder name: ADAMS HMS OF NW FLORIDA INC
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Clubhouse, Dog Park, Pool
- Pet fee: $0 monthly
- Subdivision: HARMONY CENTRAL PH 1
HOA
- Has HOA: Yes
- HOA fee: $69 monthly
- HOA name: Beth Connor
- HOA phone: 321-757-7902
Location
- Region: Saint Cloud
Financial & listing details
- Price per square foot: $201/sqft
- Tax assessed value: $60,000
- Annual tax amount: $698
- Date on market: 2/2/2025
- Cumulative days on market: 349 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 2/19/2026 | Sold | $395,000$201/sqft |
Source:  Stellar MLS #O6276985 Report a problem | ||
| 1/19/2026 | Pending sale | $395,000$201/sqft |
Source: Stellar MLS #O6276985 Report a problem | ||
| 12/31/2025 | Price change | $395,000-1.2%$201/sqft |
Source: Stellar MLS #O6276985 Report a problem | ||
| 12/12/2025 | Price change | $399,900-4.8%$203/sqft |
Source: Stellar MLS #O6276985 Report a problem | ||
| 10/10/2025 | Price change | $419,900-2.2%$213/sqft |
Source: Stellar MLS #O6276985 Report a problem | ||
| 10/10/2025 | Pending sale | $429,400+2.3%$218/sqft |
Source: Stellar MLS #O6276985 Report a problem | ||
| 8/14/2025 | Price change | $419,8000%$213/sqft |
Source: Stellar MLS #O6276985 Report a problem | ||
| 2/3/2025 | Listed for sale | $419,900$213/sqft |
Source: Stellar MLS #O6276985 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,544 +103.4% | $60,000 +9.1% |
| 2024 | $759 +8.7% | $55,000 +10% |
| 2023 | $698 +1035.4% | $50,000 +1036.4% |
| 2022 | $62 | $4,400 |
Find assessor info on the county website
Neighborhood: Harmony
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Nearby schools
GreatSchools rating
- 9/10Harmony Community SchoolGrades: PK-5Distance: 2 mi
- 6/10Middle School AAGrades: 6-8Distance: 1.4 mi
- 5/10Harmony High SchoolGrades: 9-12Distance: 1.4 mi
Schools provided by the listing agent
- Elementary: Harmony Community School (K-5)
- Middle: Harmony Middle
- High: Harmony High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$388,800
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$388,800
- Florida
- Osceola County
- Saint Cloud
- 34773
- Harmony
- 4464 Sagefield Dr
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