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  • $797,947

    4520 Cosette Ln N, Hugo, MN 55038

    4beds
    2,590sqft
    : 
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    Single Family
    Built in 2026
    9,801 Square Feet Lot
    $790,300 Zestimate®
    $308/sqft
    $106/mo HOA

    What's special

    Stylish wood exhaust hoodLuxury vinyl floorsDramatic floor-to-ceiling fireplaceClassic farmhouse sinkBright open-conceptImpressive two-story floor planBonus room
    Build your custom dream home in the sought-after Victor Gardens community in Hugo. This impressive two-story floor plan features a bright open-concept, an expansive four-bedroom layout, and a bonus room. Every detail of this home has been thoughtfully considered, offering a standard level of finish that other builders typically reserve for expensive upgrades. Exterior & Utility- Among the many things included are fully insulated 3-car garage, premium Hardie siding on all four sides, and durable, low-maintenance Trex decking on the front and side porches. You also have your choice of elegant black or white windows. Main Living Areas- Inside, the living spaces feature elite architectural enhancements such as a striking box vaulted ceiling with custom decorative wood beams, stained 4’ newel post with wrought iron spindled railings, luxury vinyl floors, and a dramatic floor-to-ceiling fireplace. Kitchen-The kitchen offers superior functionality and design with cabinets that extend all the way to the ceiling, beautiful 3 cm quartz countertops, a classic farmhouse sink, and a stylish wood exhaust hood. Bathrooms- The bathrooms are finished with quartz counters, and the primary bath includes a tile/glass shower and a separate soaking tub. See the supplements for a complete list of all the amazing included features and elite upgrades! This home can be personalized to your wishes! Please note that the displayed home is a past example and includes some additional upgrades. You'll love the location, situated directly across the street from Val Jean Park. Residents enjoy access to fantastic amenities, including a rec center, pool, trails, tennis courts, and parks!
    170 days
    |
    329
    |
    16
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    Zillow last checked:

    Listing updated:

    Listed by:

    Brent Bartel 651-461-3001,

    Counselor Realty, Inc.

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7011932MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/4 bathrooms: 1
      Bedroom
      • Level: Upper
      • Area: 205.72 Square Feet
      • Dimensions: 14.8x13.9
      Bedroom 2
      • Level: Upper
      • Area: 139.2 Square Feet
      • Dimensions: 12x11.6
      Bedroom 3
      • Level: Upper
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Bedroom 4
      • Level: Upper
      • Area: 144 Square Feet
      • Dimensions: 12x12
      Dining room
      • Level: Main
      • Area: 176 Square Feet
      • Dimensions: 16x11
      Great room
      • Level: Main
      • Area: 285 Square Feet
      • Dimensions: 19x15
      Kitchen
      • Level: Main
      • Area: 199.2 Square Feet
      • Dimensions: 16.6x12
      Laundry
      • Level: Upper
      • Area: 70.85 Square Feet
      • Dimensions: 10.9x6.5
      Mud room
      • Level: Main
      • Area: 104.5 Square Feet
      • Dimensions: 11x9.5
      Office
      • Level: Main
      • Area: 77 Square Feet
      • Dimensions: 11x7
      Play room
      • Level: Upper
      • Area: 160 Square Feet
      • Dimensions: 16x10
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
      • Laundry: Gas Dryer Hookup, Laundry Room, Sink, Upper Level, Washer Hookup
      Features
      • Basement: Drain Tiled,Egress Window(s),Concrete,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Gas, Living Room
      Interior area
      • Total structure area: 3,686
      • Total interior livable area: 2,590 sqft
      • Finished area above ground: 2,590
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Asphalt, Garage Door Opener, Insulated Garage
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (23x34.3)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Front Porch, Side Porch
      • Has private pool: Yes
      • Pool features: In Ground, Outdoor Pool, Shared
      • Fencing: None
      Lot
      • Size: 9,801 Square Feet
      • Dimensions: 68 x 160 x 68 x 163
      • Features: Sod Included in Price, Tree Coverage - Light
      Details
      • Foundation area: 1096
      • Parcel number: 1903121320040
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Roof: Age 8 Years or Less,Architectural Shingle
      Condition
      • New construction: No
      • Year built: 2026
      Details
      • Builder name: PRAIRIE HOMES LIMITED LIABILITY COMPANY

      Utilities & green energy

      • Electric: Circuit Breakers
      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      Community
      • Subdivision: Victor Gardens
      HOA
      • Has HOA: Yes
      • Services included: Professional Mgmt, Recreation Facility, Sanitation, Shared Amenities
      • HOA fee: $317 quarterly
      • HOA name: Associa MN
      • HOA phone: 763-225-6400
      Location
      • Region: Hugo

      Financial & listing details

      • Price per square foot: $308/sqft
      • Tax assessed value: $100,000
      • Annual tax amount: $1,450
      • Date on market: 1/26/2026
      • Cumulative days on market: 102 days

        Estimated market value

        $790,300

        $751,000 - $830,000

        $3,806/mo

        Price history

        DateEventPrice
        1/26/2026Listed for sale$797,947$308/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7011932 Report a problem
        1/22/2026Listing removed$797,947$308/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6804279 Report a problem
        10/31/2025Listed for sale$797,947+14%$308/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6804279 Report a problem
        6/16/2024Listing removed$699,878$270/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6544402 Report a problem
        6/13/2024Listed for sale$699,878+621.5%$270/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6544402 Report a problem
        4/4/2024Sold$97,000-2.9%$37/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6492142 Report a problem
        3/4/2024Pending sale$99,900$39/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6492142 Report a problem
        2/21/2024Listed for sale$99,900+42.9%$39/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6492142 Report a problem
        1/11/2022Sold$69,900$27/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6132123 Report a problem
        12/17/2021Pending sale$69,900$27/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6132123 Report a problem
        12/2/2021Listed for sale$69,900+13.7%$27/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6132123 Report a problem
        12/31/2020Sold$61,500-12%$24/sqft
        Source: NorthstarMLS as distributed by MLS GRID #5671804 Report a problem
        12/8/2020Pending sale$69,900$27/sqft
        Source: Coldwell Banker Realty #5671804 Report a problem
        9/28/2020Listed for sale$69,900$27/sqft
        Source: Coldwell Banker Realty #5292293 Report a problem
        9/25/2020Pending sale$69,900$27/sqft
        Source: Coldwell Banker Realty #5292293 Report a problem
        5/13/2020Price change$69,900-86.4%$27/sqft
        Source: Coldwell Banker Realty #5292293 Report a problem
        9/12/2019Price change$515,405+592.2%$199/sqft
        Source: Coldwell Banker Burnet - White Bear Lake / Forest Lake #5292293 Report a problem
        4/25/2019Price change$74,456-85.6%$29/sqft
        Source: Coldwell Banker Burnet - White Bear Lake / Forest Lake #5292293 Report a problem
        12/12/2018Price change$515,405-0.8%$199/sqft
        Source: Coldwell Banker Burnet - White Bear Lake / Forest Lake #5292293 Report a problem
        9/14/2018Listed for sale$519,530+592.7%$201/sqft
        Source: Coldwell Banker Burnet - White Bear Lake / Forest Lake #5292293 Report a problem
        5/4/2017Sold$75,000$29/sqft
        Source: Public Record Report a problem
        3/22/2017Pending sale$75,000$29/sqft
        Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #4763033 Report a problem
        9/20/2016Listed for sale$75,000-15.7%$29/sqft
        Source: Edina Realty, Inc., a Berkshire Hathaway affiliate #4763033 Report a problem
        11/12/2003Sold$89,000$34/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,450 -7.9%$100,000 -13%
        2024$1,574 -5.5%$115,000 -4.3%
        2023$1,666 +9.6%$120,200 +20.2%
        2022$1,520 +7.5%$100,000
        2021$1,414 -3.7%$100,000 +8.7%
        2020$1,468 $92,000
        2019$1,468 $92,000 -8%
        2018$1,468 +1.7%$100,000 +11.1%
        2017$1,444 +13.7%$90,000 +21%
        2016$1,270 +16.1%$74,400
        2015$1,094 $74,400 +25.5%
        2013$1,094 +4.4%$59,300 +2.2%
        2012$1,048 $58,000 -17.1%
        2011$1,048 -0.9%$70,000 -14.5%
        2010$1,058 +1.5%$81,900
        2009$1,042 -7.3%--
        2008$1,124 +23.2%--
        2007$912 +8.8%--
        2006$838 +22.5%--
        2005$684 +64.4%--
        2004$416 +352.2%--
        2003$92 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 55038

        Getting around

        22 / 100
        Car-Dependent
        58 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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