Incredible opportunity to own a one-of-a-kind 8,000+ sq ft custom home in Sudden Valley’s coveted Gate 1 with sweeping Lake Whatcom views and excellent lake access. Designed for grand living, the home features a dramatic entry with sweeping staircase, spacious bedrooms each with en-suite bath, a dedicated library, and private office. A highlight is the oversized garage and shop with 17’ ceilings—ideal for hobbyists or craftsmen. Unfinished space offers potential for a 5th bedroom, game room, or storage. Community beaches, trails, marina, golf, pool, clubhouse, and courts are just minutes away. This project home is priced accordingly; needs include roof, siding, deck, furnace, and more. Sold as-is—bring your contractor and vision!
Sold
Listed by: HomeSmart One Realty • Jan Hensen
Bought with: KW North Sound
$895,000
46 N Point Drive, Bellingham, WA 98229
4beds
6,459sqft
Single Family Residence
Built in 1995
7,840 Square Feet Lot
$986,800 Zestimate®
$139/sqft
$4,433 Estimated rent
Home value
$986,800
$937,000 - $1.04M
$4,433/mo
Zestimate® history
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List your homeWhat's special
Private officeSweeping lake whatcom viewsExcellent lake access
Zillow last checked:
Listing updated:
Listed by:
Jan Hensen,
HomeSmart One Realty
Bought with:
Corey Ihler, 22023575
KW North Sound
Source: NWMLS as distributed by MLS GRID,MLS#: 2429314
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 8
- Full bathrooms: 2
- 3/4 bathrooms: 3
- 1/2 bathrooms: 3
- Main level bathrooms: 5
- Main level bedrooms: 4
Primary bedroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Bathroom three quarter
- Level: Lower
Bathroom three quarter
- Level: Main
Bathroom three quarter
- Level: Main
Other
- Level: Lower
Other
- Level: Main
Entry hall
- Level: Main
Utility room
- Level: Main
Heating
- Fireplace, Heat Pump, Electric, Wood
Cooling
- Heat Pump
Appliances
- Included: Double Oven, Refrigerator, Stove(s)/Range(s), Refrigerator(s), Water Heater: 3 Tank, Water Heater Location: Basement
Features
- Bath Off Primary, Ceiling Fan(s), Dining Room
- Flooring: Slate, Vinyl, Carpet
- Doors: French Doors
- Windows: Dbl Pane/Storm Window, Skylight(s)
- Basement: Partially Finished,Unfinished
- Number of fireplaces: 2
- Fireplace features: Wood Burning, Main Level: 2, Fireplace
Interior area
- Total structure area: 6,459
- Total interior livable area: 6,459 sqft
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Attached Garage
- Has attached garage: Yes
- Covered spaces: 3
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Second Primary Bedroom, Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, Fireplace, French Doors, Jetted Tub, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Water Heater
- Pool features: Community
- Spa features: Bath
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Size: 7,840 Square Feet
- Features: Paved, Deck, High Speed Internet, Patio, Shop
Details
- Parcel number: 3704050523910000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: 2 Stories w/Bsmnt
- Property subtype: Single Family Residence
Materials
- Brick, Wood Products
- Foundation: Poured Concrete, Slab
- Roof: Composition
Condition
- Year built: 1995
- Major remodel year: 1995
Utilities & green energy
- Electric: Company: PSE
- Sewer: Sewer Connected, Company: Lake Whatcom Water & Sewer #10
- Water: Public, Company: Lake Whatcom Water & Sewer #10
- Utilities for property: Comcast, Comcast
Community & HOA
Community
- Features: Athletic Court, Boat Launch, CCRs, Clubhouse, Golf, Park, Playground, Trail(s)
- Security: Security Service
- Subdivision: Sudden Valley
HOA
- Services included: Common Area Maintenance, Road Maintenance, Security, Snow Removal
- HOA fee: $157 monthly
- HOA phone: 360-734-6430
Location
- Region: Bellingham
Financial & listing details
- Price per square foot: $139/sqft
- Tax assessed value: $1,195,531
- Annual tax amount: $10,846
- Date on market: 12/3/2025
- Cumulative days on market: 231 days
- Listing terms: Rehab Loan
- Inclusions: Double Oven, Refrigerator(s), Stove(s)/Range(s)
Price history
| Date | Event | Price |
|---|---|---|
| 2/25/2026 | Sold | $895,000-13.1%$139/sqft |
Source:  NWMLS as distributed by MLS GRID #2429314 Report a problem | ||
| 12/28/2025 | Pending sale | $1,030,000$159/sqft |
Source: NWMLS as distributed by MLS GRID #2429314 Report a problem | ||
| 11/1/2025 | Price change | $1,030,000-4.2%$159/sqft |
Source: NWMLS as distributed by MLS GRID #2429314 Report a problem | ||
| 10/2/2025 | Price change | $1,075,000-2.3%$166/sqft |
Source: NWMLS as distributed by MLS GRID #2429314 Report a problem | ||
| 9/4/2025 | Listed for sale | $1,100,000$170/sqft |
Source: NWMLS as distributed by MLS GRID #2429314 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $10,847 +3.2% | $1,195,531 -3.4% |
| 2023 | $10,510 +9.2% | $1,237,659 +23% |
| 2022 | $9,627 +23.2% | $1,006,223 +38% |
| 2021 | $7,814 +6.2% | $729,147 +8% |
| 2020 | $7,358 | $675,136 +1.2% |
| 2019 | $7,358 -0.8% | $666,911 +10.9% |
| 2018 | $7,419 +12.4% | $601,619 +16.2% |
| 2017 | $6,602 -1% | $517,672 +5.7% |
| 2016 | $6,669 +20.6% | $489,690 +4.5% |
| 2015 | $5,529 | $468,703 +0.5% |
| 2014 | $5,529 -2.5% | $466,371 -1.7% |
| 2013 | $5,670 | $474,476 -1.2% |
| 2012 | -- | $480,041 -2.7% |
| 2011 | -- | $493,406 -3.8% |
| 2010 | -- | $512,701 -7.9% |
| 2009 | $5,238 +20.8% | $556,490 |
| 2008 | $4,334 | $556,490 +33.4% |
| 2007 | $4,334 -17.7% | $417,130 |
| 2005 | $5,264 | $417,130 |
| 2004 | $5,264 +5.7% | $417,130 +13.1% |
| 2003 | $4,980 +2% | $368,810 |
| 2002 | $4,882 +0.2% | $368,810 |
| 2001 | $4,872 | $368,810 |
| 2000 | -- | $368,810 0% |
| 1999 | -- | $368,855 |
Find assessor info on the county website
Neighborhood: Sudden Valley
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Nearby schools
GreatSchools rating
- 6/10Geneva Elementary SchoolGrades: PK-5Distance: 3.5 mi
- 9/10Kulshan Middle SchoolGrades: 6-8Distance: 4.7 mi
- 8/10Bellingham High SchoolGrades: 9-12Distance: 6.7 mi
Schools provided by the listing agent
- Elementary: Geneva Elem
- Middle: Kulshan Mid
- High: Bellingham High
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Washington
- Whatcom County
- Bellingham
- 98229
- Sudden Valley
- 46 N Point Drive
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