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For sale
    • Price cut: $6K (5/21)
    $289,000

    4726 Bay Point Rd #A208, Panama City Beach, FL 32408

    1beds
    900sqft
    : 
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    Condominium
    Built in 1981
    -- sqft lot
    $276,600 Zestimate®
    $321/sqft
    $-- HOA

    What's special

    Fully renovated waterfront condoQuality craftsmanshipPostcard-worthy water viewsThoughtful upgrades throughout
    ***Just listed as SHORT SALE & offers must be approved by the Bank. ***Fully Renovated Waterfront Condo - Harbor Villas at Bay Point Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle. Why You'll Love This Home: ***Prime Location - Enjoy all the perks of beach living without the noise, crowds, or traffic ***Peace of Mind - A safe, quiet, and well-maintained community with friendly, welcoming neighbors. Fully Gated entrance with security personnel, ***Lifestyle Living - Take in vibrant sunsets over the marina year-round from the comfort of your own home ***Move-In Ready - Fully renovated interior featuring modern finishes, quality craftsmanship, and thoughtful upgrades throughout Harbor Villas isn't just a place to live -- it's a community. With its unbeatable location, warm atmosphere, and postcard-worthy water views, this condo offers the perfect blend of tranquility and convenience. Don't miss your chance to own a slice of coastal paradise. Bay Point Golf Club also at Bay Point! The only Nicklaus Design course in NW Florida, stretching 7100 yards, is sure to test every club in your bag. The signature island hole # 5 is just one of many that make this course stand out from the competition. A ''must play'' in PCB. Bar 72 offers lunch daily, breakfast Saturday and Sunday, a local favorite. 2016, 2021,2022 US Open Local Qualifying Site. **NEW Pool available for usage with boat slip rental **Yacht Club membership available **Jack Nicholas Golf course available **Deep Sea Fishing ventures available and the 2026 Billfish tournament will have prize money exceeding $1 million dollars! This location is great for residential or increasing your investment portfolio. Short & Long Term Rentals are allowed. Book your appointment today. Don't delay as this was just listed as a SHORT SALE.
    179 days
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    270
    |
    9
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    Zillow last checked:

    Listing updated:

    Listed by:

    Brian Lamb 850-508-9739,

    ERA Neubauer Real Estate Inc

    Source: CPAR,MLS#: 783086MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Bedroom, Kitchen, Living Room
      Bedroom
      • Description: Over-sized to allow for sitting area overlooking Marina & Bay
      • Level: First
      • Dimensions: 20 x 10.5
      Kitchen
      • Description: All new cabinets & appliances
      • Level: First
      • Dimensions: 9 x 8
      Living room
      • Description: New paint & flooring
      • Level: First
      • Dimensions: 33 x 13.5
      Heating
      • Central, Electric, ENERGY STAR Qualified Equipment, Heat Pump
      Cooling
      • Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Heat Pump
      Appliances
      • Included: Washer/Dryer Stacked, ENERGY STAR Qualified Appliances, Electric Range, Electric Water Heater
      • Laundry: Stacked
      Features
      • Doors: Insulated Doors
      • Windows: Double Pane Windows, Storm Window(s)
      Interior area
      • Total structure area: 900
      • Total interior livable area: 900 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Paved, Parking Lot, Gated
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Porch
      • Exterior features: Boat Slip, Boat Ramp, Dock
      • Has view: Yes
      • View description: Bay
      • Has water view: Yes
      • Water view: Bay
      • Waterfront features: Bayfront, Boat Dock/Slip, Seawall
      Lot
      • Size: 435 Square Feet
      • Dimensions: 10 x 25
      • Features: Paved
      Details
      • Parcel number: 31416019000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Low Rise
      • Property subtype: Condominium
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1981

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available
      Green energy
      • Energy efficient items: Appliances

      Community & HOA

      Community
      • Features: Fishing, Shopping, Waterfront, Gated, Short Term Rental Allowed
      • Security: Building Security, Gated with Guard, Gated Community, 24 Hour Security, Fire Alarm, Security Gate, Smoke Detector(s), Security Service
      • Subdivision: Bay Point Harbour Villas
      HOA
      • Has HOA: Yes
      • Amenities included: Marina
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $321/sqft
      • Tax assessed value: $263,500
      • Annual tax amount: $854
      • Date on market: 12/31/2025
      • Cumulative days on market: 179 days
      • Electric utility on property: Yes

        Estimated market value

        $276,600

        $263,000 - $290,000

        $1,573/mo

        Price history

        DateEventPrice
        5/21/2026Price change$289,000-2%$321/sqft
        Source: CPAR #783086 Report a problem
        4/20/2026Price change$294,999-1.7%$328/sqft
        Source: CPAR #783086 Report a problem
        3/24/2026Price change$299,999-6%$333/sqft
        Source: CPAR #783086 Report a problem
        1/25/2026Price change$319,000-1.7%$354/sqft
        Source: CPAR #783086 Report a problem
        12/31/2025Listed for sale$324,500+11.9%$361/sqft
        Source: CPAR #783086 Report a problem
        9/25/2025Listing removed$289,900$322/sqft
        Source: CPAR #775127 Report a problem
        9/5/2025Price change$289,900-0.4%$322/sqft
        Source: CPAR #775127 Report a problem
        7/8/2025Price change$291,1990%$324/sqft
        Source: CPAR #775127 Report a problem
        6/27/2025Price change$291,2990%$324/sqft
        Source: CPAR #775127 Report a problem
        6/19/2025Price change$291,399-0.1%$324/sqft
        Source: CPAR #775127 Report a problem
        6/9/2025Price change$291,650-0.8%$324/sqft
        Source: Owner Report a problem
        6/5/2025Price change$294,000-0.3%$327/sqft
        Source: Owner Report a problem
        6/3/2025Listed for sale$295,000-1.7%$328/sqft
        Source: Owner Report a problem
        5/13/2025Listing removed$299,999$333/sqft
        Source: CPAR #765021 Report a problem
        5/6/2025Price change$299,999-7.7%$333/sqft
        Source: CPAR #765021 Report a problem
        5/2/2025Price change$324,999-1.5%$361/sqft
        Source: CPAR #765021 Report a problem
        3/14/2025Price change$329,998-4.3%$367/sqft
        Source: CPAR #765021 Report a problem
        12/5/2024Price change$345,000-3.9%$383/sqft
        Source: CPAR #765021 Report a problem
        11/20/2024Price change$359,000-2.7%$399/sqft
        Source: CPAR #765021 Report a problem
        11/13/2024Listed for sale$369,000+130.8%$410/sqft
        Source: CPAR #765021 Report a problem
        10/4/2019Sold$159,900+59.9%$178/sqft
        Source: Public Record Report a problem
        10/30/2014Sold$100,000-42.9%$111/sqft
        Source: Public Record Report a problem
        3/31/2009Sold$175,000+40%$194/sqft
        Source: Public Record Report a problem
        9/22/2003Sold$125,000+25%$139/sqft
        Source: Public Record Report a problem
        11/13/2001Sold$100,000$111/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$854 +2.7%$105,450 +3%
        2023$832 +11.1%$102,379 +3%
        2022$749 $99,397
        2021-- --
        2020$739 -38.7%$95,170 +0.6%
        2019$1,206 $94,605 -30%
        2018$1,206 -30.4%$135,150 +5.1%
        2017$1,732 +1.9%$128,563 +10%
        2016$1,699 -4.5%$116,875 -11.3%
        2015$1,779 $131,750 +22.5%
        2014$1,779 $107,525 +10%
        2013-- $97,750 +2.2%
        2012-- $95,625 +12.5%
        2011-- $85,000 -32.2%
        2010-- $125,375 -8.6%
        2009-- $137,173 -31%
        2008-- $198,801
        2007-- $198,801 +40%
        2006-- $142,001
        2005-- $142,001 +66.7%
        2004-- $85,200
        2003-- $85,200 +4.9%
        2002-- $81,200
        2001-- $81,200
        2000-- $81,200

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Upper Grand Lagoon

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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