Welcome to Unit 1302 at Island Reserve, a beautifully updated courtyard facing end unit in this gated, resort-style community in the heart of Panama City Beach. Perfectly positioned on the third floor, this 2 bedroom, 2.5 bath condo offers one of the most desirable views in the community, overlooking the lush, landscaped courtyard known for its peaceful, private setting. As an end unit located just steps from the parking garage, convenience is unmatched. Recent community upgrades include brand new exterior paint and a newly covered balcony, and HOA dues now include internet, adding even more value. Priced to sell and offering location, privacy, and ease, this is a standout opportunity at Island Reserve.
Inside, you'll find new luxury vinyl plank flooring throughout along with a newly installed walk-in tub for added comfort and accessibility. Both bedrooms are spacious private suites with their own private bathrooms and walk-in closets. Additional highlights include a full-size washer and dryer, new energy efficient HVAC and water heater installed in 2022, and convenient access from the attached parking garage. The unit is being sold unfurnished, offering a blank canvas to make it your own.
Residents enjoy resort style amenities including a zero entry pool with waterfalls, hot tub, fitness center, basketball and pickleball courts, game room, and private theater. The pet-friendly community allows up to two pets under 40 lbs and is just a short golf cart ride to the beach, shopping, dining, and entertainment. With short term rentals not permitted, this condo is ideal for full time living or a long term investment opportunity.
For sale
$290,000
8700 Front Beach Rd Unit 1302, Panama City Beach, FL 32407
2beds
1,325sqft
Condominium
Built in 2008
-- sqft lot
$-- Zestimate®
$219/sqft
$-- HOA
What's special
Newly covered balconyPeaceful private settingBrand new exterior paintFull-size washer and dryerNewly installed walk-in tub
- 143 days |
- 92 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Kerri C Tomasicyk 414-915-7556,
Watersound Real Estate
Source: CPAR,MLS#: 784956
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Living Room, Primary Bedroom, Other
Primary bedroom
- Level: First
- Dimensions: 13 x 13
Bedroom
- Level: First
- Dimensions: 13 x 11
Living room
- Level: First
- Dimensions: 18 x 15
Other
- Features: Balcony
- Level: First
- Dimensions: 21 x 7
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range, Electric Water Heater
Features
- Balcony, Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s), Home Theater
Interior area
- Total structure area: 1,325
- Total interior livable area: 1,325 sqft
Property
Parking
- Total spaces: 3
- Parking features: Additional Parking, Gated
- Garage spaces: 3
Accessibility
- Accessibility features: Therapeutic Whirlpool
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Balcony, Covered, Patio
- Pool features: Fenced, In Ground, Community
- Has spa: Yes
- Spa features: Community
Lot
- Features: Paved
Details
- Additional structures: Pool House
- Parcel number: 40001100032
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- HardiPlank Type
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Basketball Court, Clubhouse, Fitness Center, Game Room, Media Room, Community Pool, Gated
- Security: Building Security, Secured Garage/Parking, Gated Community, Fire Alarm, Security Gate, Smoke Detector(s), Security Service
- Subdivision: Island Reserve
HOA
- Has HOA: Yes
- Amenities included: Business Center, Game Room, Gated
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $219/sqft
- Tax assessed value: $267,750
- Annual tax amount: $3,070
- Date on market: 2/9/2026
- Cumulative days on market: 130 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 2/9/2026 | Listed for sale | $290,000-10.2%$219/sqft |
Source:  CPAR #784956 Report a problem | ||
| 1/1/2026 | Listing removed | $322,900$244/sqft |
Source: CPAR #775258 Report a problem | ||
| 10/2/2025 | Price change | $322,900-1.3%$244/sqft |
Source: CPAR #775258 Report a problem | ||
| 6/21/2025 | Listed for sale | $327,000-0.9%$247/sqft |
Source: CPAR #775258 Report a problem | ||
| 5/2/2025 | Listing removed | $329,999$249/sqft |
Source: CPAR #762316 Report a problem | ||
| 12/13/2024 | Price change | $329,999-3.8%$249/sqft |
Source:  ECAOR #958555 Report a problem | ||
| 9/5/2024 | Listed for sale | $343,000+20.4%$259/sqft |
Source: CPAR #762316 Report a problem | ||
| 3/24/2022 | Sold | $285,000-5%$215/sqft |
Source: CPAR #718204 Report a problem | ||
| 12/2/2021 | Pending sale | $299,900$226/sqft |
Source: CPAR #718204 Report a problem | ||
| 10/21/2021 | Listed for sale | $299,900+58.7%$226/sqft |
Source: CPAR #718204 Report a problem | ||
| 6/26/2020 | Listing removed | $1,800$1/sqft |
Source: Premier Properties of Bay Co #698618 Report a problem | ||
| 6/17/2020 | Listed for rent | $1,800-10%$1/sqft |
Source: Premier Properties of Bay Co #698618 Report a problem | ||
| 5/19/2019 | Listing removed | $2,000$2/sqft |
Source: Premier Properties of Bay Co #683552 Report a problem | ||
| 5/14/2019 | Listed for rent | $2,000+37.9%$2/sqft |
Source: Premier Properties of Bay Co #683552 Report a problem | ||
| 9/19/2018 | Sold | $189,000$143/sqft |
Source: CPAR #676636 Report a problem | ||
| 10/22/2017 | Listing removed | $1,450$1/sqft |
Source: ReRent Property Management Report a problem | ||
| 9/22/2017 | Price change | $1,450+3.6%$1/sqft |
Source: ReRent Property Management Report a problem | ||
| 9/16/2017 | Listed for rent | $1,400$1/sqft |
Source: ReRent Property Management Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,330 -1.7% | $267,750 |
| 2023 | $3,388 +37% | $267,750 +33.2% |
| 2022 | $2,473 | $201,072 |
| 2021 | -- | -- |
| 2020 | $2,062 +64.1% | $166,175 +21.6% |
| 2019 | $1,256 | $136,661 +0.8% |
| 2018 | $1,256 -28% | $135,575 +10% |
| 2017 | $1,745 +9.5% | $123,250 +4.7% |
| 2016 | $1,593 +6.3% | $117,725 +6.5% |
| 2015 | $1,498 | $110,500 +2.3% |
| 2014 | $1,498 | $108,025 +0% |
| 2013 | -- | $107,993 |
| 2012 | -- | $107,993 +21% |
| 2011 | -- | $89,250 |
| 2010 | -- | $89,250 -50.8% |
| 2009 | -- | $181,525 +975.8% |
| 2008 | -- | $16,874 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32407
Nearby schools
GreatSchools rating
- 7/10Breakfast Point AcademyGrades: PK-8Distance: 2.1 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Bay County
- Panama City Beach
- 32407
- 8700 Front Beach Rd Unit 1302
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