Beautifully maintained 2-bedroom, 2.5 bath townhome-style condo WITH a private garage in the gated Emerald Park community of Panama City Beach.
Designed for comfortable living and effortless entertaining, this home features an open-concept floor plan with the kitchen overlooking the main living area. The kitchen offers granite countertops, ample cabinetry, a breakfast bar, and a pantry for added storage. A convenient half bath on the main level is perfect for guests, while the covered back patio provides a relaxing outdoor retreat.
Upstairs, the spacious primary suite includes a walk-in closet, dual granite-topped vanity, and private shower. The second bedroom also features its own en-suite bath with a tub/shower combination, offering privacy and comfort for family or guests.
Seller is offering a home warranty for added peace of mind.
The HOA covers water, trash, cable, Wi-Fi, and landscaping, making for truly low-maintenance living.
Residents of Emerald Park enjoy an impressive collection of resort-style amenities spanning more than 12,000 square feet of thoughtfully designed indoor and outdoor spaces. Community features include a resort pool and sun deck with Jacuzzi, a secondary quiet pool, outdoor lounges, covered loggias with an outdoor kitchen, a private dining room with catering kitchen, a 24/7 fitness center, a 2,500-square-foot co-working center, dog park, clubroom with fireplaces and TVs, coffee bar, game room with pool and ping-pong tables, indoor children's playroom, and additional shaded outdoor gathering areas.
Ideally located just minutes from the white-sandy beaches of Panama City Beach, as well as shopping, dining, entertainment, and grocery stores, this property offers the perfect blend of convenience and coastal living.
Whether you're looking for a primary residence, vacation home, or investment opportunity, this exceptional property is ready to exceed expectations.
All measurements are approximate and should be verified by buyer if important.
For sale
$197,500
8605 Toqua Rd Unit 106, Panama City Beach, FL 32408
2beds
1,253sqft
Condominium
Built in 2007
-- sqft lot
$188,900 Zestimate®
$158/sqft
$-- HOA
What's special
Secondary quiet poolOutdoor loungesBreakfast barGranite countertopsDual granite-topped vanityOpen-concept floor planSpacious primary suite
- 24 days |
- 1,549 |
- 98 |
Zillow last checked:
Listing updated:
Listed by:
Susanne Kuhajda 850-896-7261,
Realty One Group Emerald Coast
Source: CPAR,MLS#: 791177
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Living Room, Primary Bedroom
Primary bedroom
- Level: Second
- Dimensions: 13.3 x 16.2
Bedroom
- Level: Second
- Dimensions: 11.9 x 12.7
Living room
- Level: First
- Dimensions: 18.9 x 13.3
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven, Electric Range, Electric Water Heater
Features
- Double Vanity, Interior Steps, Upper Level Primary, Walk-In Closet(s)
Interior area
- Total structure area: 1,253
- Total interior livable area: 1,253 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage, Garage Door Opener, Gated
- Garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Patio
- Pool features: Fenced, In Ground, Community
- Spa features: Community
Details
- Parcel number: 40000450054
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- HardiPlank Type
- Foundation: Slab
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Barbecue, Business Center, Clubhouse, Conference/Meeting Room, Fitness Center, Park, Pool, Community Pool, Gated
- Security: Gated Community, Security Gate, Smoke Detector(s)
- Subdivision: Emerald Park Condominium
HOA
- Has HOA: Yes
- Amenities included: Gated, Barbecue
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $158/sqft
- Tax assessed value: $164,900
- Annual tax amount: $2,066
- Date on market: 6/11/2026
- Cumulative days on market: 25 days
- Electric utility on property: Yes
Estimated market value
$188,900
$179,000 - $198,000
$2,216/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Listed for sale | $197,500-6.6%$158/sqft |
Source:  CPAR #791177 Report a problem | ||
| 4/26/2022 | Sold | $211,500-10%$169/sqft |
Source: Public Record Report a problem | ||
| 3/3/2022 | Contingent | $235,000$188/sqft |
Source: CPAR #722991 Report a problem | ||
| 3/1/2022 | Listed for sale | $235,000+74.1%$188/sqft |
Source: CPAR #722991 Report a problem | ||
| 7/31/2019 | Sold | $135,000-32.5%$108/sqft |
Source: Public Record Report a problem | ||
| 9/7/2007 | Sold | $199,900$160/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,066 -1.7% | $164,900 |
| 2023 | $2,102 +7.9% | $164,900 |
| 2022 | $1,947 | $164,900 |
| 2021 | -- | -- |
| 2020 | $977 -27.6% | $114,750 +14% |
| 2019 | $1,349 | $100,616 +10% |
| 2018 | $1,349 +13.8% | $91,469 +5.8% |
| 2017 | $1,185 +2% | $86,488 +10% |
| 2016 | $1,162 +7.4% | $78,625 -0.4% |
| 2015 | $1,082 | $78,939 |
| 2014 | $1,082 | $78,939 -19.2% |
| 2013 | -- | $97,750 |
| 2012 | -- | $97,750 -10.1% |
| 2011 | -- | $108,763 -12% |
| 2010 | -- | $123,595 -28% |
| 2009 | -- | $171,661 |
| 2008 | -- | $171,661 +391.6% |
| 2007 | -- | $34,920 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 7/10Breakfast Point AcademyGrades: PK-8Distance: 2.2 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 2.5 mi
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City Beach
- 32408
- Upper Grand Lagoon
- 8605 Toqua Rd Unit 106
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