Set within the gated grounds of Island Reserve, this first-floor residence offers an easygoing take on coastal living with the kind of convenience that is hard to overstate. Positioned just off the parking garage, the condo makes everyday arrivals refreshingly simple, whether unloading groceries, bringing in beach gear or pulling up just outside the patio from the interior road. Inside, 10-foot ceilings, crown molding and a thoughtful split-bedroom layout give the home an airy, comfortable feel suited to both entertaining and quiet retreat.
The kitchen is designed for gathering, featuring stainless steel appliances, undercabinet lighting, abundant cabinetry and a generous island bar that anchors the main living space. Recent updates add further appeal, including HVAC replacement in November 2024, a water heater installed two years ago, newer vinyl plank flooring throughout with no carpet, fresh paint and updated vents and light bulbs throughout. Additional recent improvements include a new toilet in the primary bath, professional shower recaulking and cleaning, regrouted kitchen flooring and a deep cleaning that extended to blinds and baseboards.
Both bedroom suites offer walk-in closets and direct patio access, creating a rare sense of privacy and connection to the outdoors. One bath includes a soaking tub and separate shower, while the second features a standalone shower. The spacious patio is framed by a colorful mix of shrubs and flowers, offering a more secluded setting for relaxing or sunbathing.
Building 7 enjoys a particularly convenient location next to the amenities building and just moments from the community's lagoon-style pool, complete with waterfalls, a hot tub and splash pad. Owners also enjoy access to a modern fitness center, pickleball and basketball court, theater room, pool table and community gathering spaces, along with beautifully landscaped courtyards accented by lighted fountains. HOA dues include pest control and yard maintenance, adding to the ease of ownership. Less than two miles from the beach and close to restaurants, shopping and medical facilities, this golf cart-friendly residence also benefits from a lively social calendar and the added advantage of no short-term rentals. Move in, relax and enjoy.
For sale
$275,000
8700 Front Beach Rd Unit 7107, Panama City Beach, FL 32407
2beds
1,325sqft
Condominium
Built in 2008
-- sqft lot
$264,500 Zestimate®
$208/sqft
$-- HOA
What's special
Generous island barFresh paintThoughtful split-bedroom layoutCrown moldingStainless steel appliancesUndercabinet lightingAbundant cabinetry
- 60 days |
- 151 |
- 16 |
Zillow last checked:
Listing updated:
Listed by:
Marc A Miller 850-890-3432,
Scenic Sotheby's International Realty
Source: CPAR,MLS#: 789468
Originating MLS: Central Panhandle Association of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 12.9 x 15.7
Bedroom
- Level: First
- Dimensions: 11.9 x 12.9
Primary bathroom
- Level: First
- Dimensions: 8.9 x 13.9
Dining room
- Level: First
- Dimensions: 15.9 x 10.9
Other
- Level: First
- Dimensions: 7.3 x 13.8
Kitchen
- Level: First
- Dimensions: 13.5 x 7.8
Living room
- Level: First
- Dimensions: 14.8 x 14.9
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Water Heater
Features
- Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Home Theater
Interior area
- Total structure area: 1,325
- Total interior livable area: 1,325 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Patio & porch: Covered, Patio
- Exterior features: Patio
- Pool features: In Ground, Community
- Spa features: Community
Details
- Parcel number: 40001100232
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Basketball Court, Clubhouse, Elevator, Fitness Center, Media Room, Pool, Community Pool, Gated
- Security: Gated Community
- Subdivision: Island Reserve
HOA
- Has HOA: Yes
- Amenities included: Game Room
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $208/sqft
- Tax assessed value: $267,750
- Annual tax amount: $2,947
- Date on market: 5/6/2026
- Cumulative days on market: 47 days
- Electric utility on property: Yes
Estimated market value
$264,500
$251,000 - $278,000
$2,247/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/6/2026 | Listed for sale | $275,000-1.4%$208/sqft |
Source: | ||
| 4/4/2026 | Listing removed | $279,000$211/sqft |
Source: | ||
| 1/7/2026 | Price change | $279,000-1.8%$211/sqft |
Source: | ||
| 10/30/2025 | Price change | $284,111-1.8%$214/sqft |
Source: | ||
| 10/3/2025 | Listed for sale | $289,229+0.1%$218/sqft |
Source: | ||
| 9/26/2025 | Listing removed | $289,000$218/sqft |
Source: | ||
| 5/26/2025 | Price change | $289,000-3.3%$218/sqft |
Source: | ||
| 3/26/2025 | Listed for sale | $299,000-5.1%$226/sqft |
Source: | ||
| 11/29/2022 | Listing removed | -- |
Source: Owner Report a problem | ||
| 10/31/2022 | Price change | $315,000-1.3%$238/sqft |
Source: | ||
| 9/24/2022 | Price change | $319,000-1.5%$241/sqft |
Source: | ||
| 9/10/2022 | Price change | $324,000-1.5%$245/sqft |
Source: | ||
| 8/31/2022 | Listed for sale | $329,000+58.9%$248/sqft |
Source: Owner Report a problem | ||
| 9/20/2019 | Sold | $207,000-1.4%$156/sqft |
Source: | ||
| 8/14/2019 | Listed for sale | $210,000+20%$158/sqft |
Source: Counts Real Estate Group, Inc #687261 Report a problem | ||
| 6/18/2018 | Sold | $175,000$132/sqft |
Source: | ||
| 6/6/2018 | Pending sale | $175,000$132/sqft |
Source: Keller Williams Success Realty #665020 Report a problem | ||
| 3/14/2018 | Listed for sale | $175,000$132/sqft |
Source: Keller Williams Success Realty #665020 Report a problem | ||
| 3/1/2018 | Pending sale | $175,000$132/sqft |
Source: Panama City Beach #665020 Report a problem | ||
| 11/9/2017 | Listed for sale | $175,000-66.2%$132/sqft |
Source: Keller Williams Success Realty #665020 Report a problem | ||
| 9/17/2008 | Sold | $518,300$391/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,160 +3.2% | $243,297 +10% |
| 2023 | $3,061 +23.8% | $221,179 +10% |
| 2022 | $2,473 | $201,072 |
| 2021 | -- | -- |
| 2020 | $2,062 +47.3% | $166,175 +11.7% |
| 2019 | $1,399 | $148,750 +9.7% |
| 2018 | $1,399 -19.8% | $135,575 +10% |
| 2017 | $1,745 +9.5% | $123,250 +4.7% |
| 2016 | $1,593 +6.3% | $117,725 +6.5% |
| 2015 | $1,498 | $110,500 +2.3% |
| 2014 | $1,498 | $108,025 +0% |
| 2013 | -- | $107,993 |
| 2012 | -- | $107,993 +21% |
| 2011 | -- | $89,250 |
| 2010 | -- | $89,250 -50.8% |
| 2009 | -- | $181,525 +825.9% |
| 2008 | -- | $19,606 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32407
Nearby schools
GreatSchools rating
- 7/10Breakfast Point AcademyGrades: PK-8Distance: 2.1 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Bay County
- Panama City Beach
- 32407
- 8700 Front Beach Rd Unit 7107
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