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For sale
  • Price cut: $5.1K (9/24)
    $309,900

    8700 Front Beach Rd Unit 4309, Panama City Beach, FL 32407

    2beds
    1,325sqft
    : 
    $2,853/mo
    Get pre-qualified
    Condominium
    Built in 2009
    -- sqft lot
    $-- Zestimate®
    $234/sqft
    $654/mo HOA

    What's special

    Two private primary suitesGorgeous granite countertops throughoutElegant plantation shutters throughoutStainless steel appliancesCustom kitchen pull-out drawersGenerous walk-in closetWarm wood cabinetry
    This stunning home is a short 1.4-mile golf cart ride to ''The World's Most Beautiful Beaches!'' Welcome home to paradise and true resort-style living at Island Reserve, one of Panama City Beach's most vibrant Caribbean-style communities! You will absolutely love this beautifully maintained condo and its pristine community! This spacious, beautifully designed home features two private primary suites, each has its own en-suite bathroom with a tiled walk-in shower, a generous walk-in closet, and direct access to the extra-large balcony. From there, you can overlook a well-manicured, lush tropical courtyard complete with fountains and a pool view. Inside, you'll find a perfect blend of luxury, elegance, sophistication, and comfort. Double French doors in the living room and French doors in each bedroom provide an abundance of natural light and open seamlessly to the balcony. The interior boasts gorgeous granite countertops throughout, warm wood cabinetry, stainless steel appliances, and soaring 10-foot ceilings accented with crown molding. Every detail exudes timeless elegance. This updated home is loaded with premium upgrades: - Brand new Top Tier HVAC system with all the latest technology and equipment - Freshly painted throughout including ceilings, walls, trim, and doors. - Brand new water heater - All wire shelving removed and custom closets installed - Walk-in pantry for added storage with custom built closet system - New fans and lighting - All wall ceiling vents and switch plates replaced - Elegant Plantation shutters throughout - Custom kitchen pull-out drawers - All carpet removed and replaced with bamboo flooring and ceramic tile - Stunning tile shower and tile accents installed around the soaking tub - Custom framed mirrors in both bath areas This premier gated beach community is loved for its true resort-style atmosphere and unparalleled Amenities! - Stunning and massive 1-acre Lagoon Style Pool featuring two waterfalls and outdoor hot tub. - Covered Parking: Drive right up into the covered garage and walk directly to your front door on the same level-no stairs and no waiting for elevators required! (Elevators and stairs are also available in all buildings for your convenience). - Community Clubhouse & Game Room: Includes a full kitchen and a dedicated theater room, Fitness center, indoor basketball and pickleball court. - Lush tropical landscaping gardens and water fountains that provide an outdoor sanctuary and make everyday life feel a little more like you're on vacation! - Vibrant and Socially Active Community: Known for its peaceful atmosphere and an active Social Club that hosts regular community events, live music by the pool, and holiday parties, creating a true neighborhood feel. - This gated community offers residents true peace of mind with a security officer, controlled access, security cameras throughout community, and perimeter fencing to ensure privacy and safety in a resort-style environment. - Golf Cart Community - Pet-friendly walking areas and pet stations - Short-term rentals are not allowed, ensuring a quiet and peaceful environment year-round without the chaos of vacation rentals COA/HOA Inclusions: - Water - Sewer - Fiber Internet - Trash - Grounds/landscaping - Amenity maintenance - Clubhouse/community facilities - Exterior maintenance and repairs - Pest control in common/shared areas - Security - Master Insurance Policy, hazard, windstorm, exterior structure, and property insurance. While the master insurance covers the exterior and core structure, unit owners must still carry an HO-6 insurance policy to cover interior finishings, personal property, and individual liability. - Flood policy for each building - Maintenance/management-related expenses - Reserves/reserve funds Nestled on the top floor (3rd floor), you will enjoy gorgeous views with the ultimate peace of mind of having no neighbors living above you! Whether you're searching fo for a full-time residence or a refined coastal escape, this Island Reserve home delivers on every level. Enjoy low-maintenance coastal living near beachside and waterfront dining, shopping at Pier Park, golf courses, and the beach! This condo has the perfect balance of excitement and serenity. You aren't just buying a condo; you are buying an upscale resort lifestyle!
    82 days
    144
    7

    Zillow last checked:

    Listing updated:

    Listed by:

    Steven Koleno 804-656-5007,

    Beycome of Florida LLC

    Source: CPAR,MLS#: 792543MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Full Bath, Half Bath, Kitchen, Living Room, Other
      Bedroom
      • Level: Third
      • Dimensions: 4 x 4
      Other
      • Level: Third
      • Dimensions: 4 x 4
      Half bath
      • Level: Third
      • Dimensions: 4 x 4
      Kitchen
      • Level: Third
      • Dimensions: 4 x 4
      Living room
      • Level: Third
      • Dimensions: 4 x 4
      Other
      • Features: Balcony
      • Level: Third
      • Dimensions: 4 x 4
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Features
      • Smart Thermostat
      Interior area
      • Total structure area: 1,325
      • Total interior livable area: 1,325 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Balcony
      • Pool features: In Ground, Community
      Details
      • Parcel number: 40001100137

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Mid Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • HardiPlank Type, Concrete, Stucco
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 2009

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected

      Community & HOA

      Community
      • Features: Community Pool
      • Subdivision: Island Reserve
      HOA
      • Has HOA: Yes
      • Amenities included: Game Room, Gated
      • Services included: Association Management, Fitness Facility, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Recreation Facilities, Security, Trash, Water
      • HOA fee: $1,963 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $234/sqft
      • Tax assessed value: $261,375
      • Annual tax amount: $2,474
      • Date on market: 7/12/2026
      • Cumulative days on market: 83 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        9/24/2026Price change$309,900-1.6%$234/sqft
        Source: CPAR #792543 Report a problem
        7/12/2026Listed for sale$315,000+8.6%$238/sqft
        Source: CPAR #792543 Report a problem
        4/17/2025Sold$290,000-7.9%$219/sqft
        Source: CPAR #764513 Report a problem
        3/10/2025Contingent$315,000$238/sqft
        Source: CPAR #764513 Report a problem
        1/17/2025Price change$315,000-1.6%$238/sqft
        Source: CPAR #764513 Report a problem
        10/31/2024Listed for sale$320,000+25%$242/sqft
        Source: CPAR #764513 Report a problem
        7/8/2021Sold$256,000+11.4%$193/sqft
        Source: CPAR #711991 Report a problem
        10/30/2020Sold$229,900$174/sqft
        Source: Public Record Report a problem
        8/1/2020Listed for sale$229,900+31.4%$174/sqft
        Source: RC Real Estate Group #700328 Report a problem
        4/9/2018Sold$175,000-2.6%$132/sqft
        Source: Public Record Report a problem
        2/22/2018Pending sale$179,600$136/sqft
        Source: Panhandle Beach Realty & Rental #666973 Report a problem
        2/15/2018Price change$179,600-0.1%$136/sqft
        Source: Panhandle Beach Realty & Rental #666973 Report a problem
        2/8/2018Price change$179,700-0.1%$136/sqft
        Source: Panhandle Beach Realty & Rental #666973 Report a problem
        2/2/2018Price change$179,800-0.1%$136/sqft
        Source: Panhandle Beach Realty & Rental #666973 Report a problem
        1/18/2018Listed for sale$179,900+9%$136/sqft
        Source: Panhandle Beach Realty & Rental #666973 Report a problem
        4/13/2012Listing removed$164,999$125/sqft
        Source: Century 21 Commander Realty, Inc. #8700frontbeachunit4309 Report a problem
        2/12/2012Listed for sale$164,999+10%$125/sqft
        Source: Century 21 Commander Realty, Inc. #8700frontbeachunit4309 Report a problem
        8/24/2009Sold$150,000$113/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,514 +3.3%$240,794 +2.9%
        2024$2,434 +1.7%$234,008 +3%
        2023$2,392 +11.2%$227,192 +3%
        2022$2,151 $220,575
        2021-- --
        2020$2,046 +9.2%$163,625 +10%
        2019$1,873 $148,750 +9.7%
        2018$1,873 +7.3%$135,575 +10%
        2017$1,745 +9.5%$123,250 +4.7%
        2016$1,593 +6.3%$117,725 +6.5%
        2015$1,498 $110,500 +2.3%
        2014$1,498 $108,025 +0%
        2013-- $107,993
        2012-- $107,993 +21%
        2011-- $89,250
        2010-- $89,250 +428.9%
        2008-- $16,874
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32407

        Getting around

        34 / 100
        Car-Dependent
        60 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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