This stunning home is a short 1.4-mile golf cart ride to ''The World's Most Beautiful Beaches!''
Welcome home to paradise and true resort-style living at Island Reserve, one of Panama City Beach's most vibrant Caribbean-style communities! You will absolutely love this beautifully maintained condo and its pristine community!
This spacious, beautifully designed home features two private primary suites, each has its own en-suite bathroom with a tiled walk-in shower, a generous walk-in closet, and direct access to the extra-large balcony. From there, you can overlook a well-manicured, lush tropical courtyard complete with fountains and a pool view. Inside, you'll find a perfect blend of luxury, elegance, sophistication, and comfort. Double French doors in the living room and French doors in each bedroom provide an abundance of natural light and open seamlessly to the balcony. The interior boasts gorgeous granite countertops throughout, warm wood cabinetry, stainless steel appliances, and soaring 10-foot ceilings accented with crown molding. Every detail exudes timeless elegance.
This updated home is loaded with premium upgrades:
- Brand new Top Tier HVAC system with all the latest technology and equipment
- Freshly painted throughout including ceilings, walls, trim, and doors.
- Brand new water heater
- All wire shelving removed and custom closets installed
- Walk-in pantry for added storage with custom built closet system
- New fans and lighting
- All wall ceiling vents and switch plates replaced
- Elegant Plantation shutters throughout
- Custom kitchen pull-out drawers
- All carpet removed and replaced with bamboo flooring and ceramic tile
- Stunning tile shower and tile accents installed around the soaking tub
- Custom framed mirrors in both bath areas
This premier gated beach community is loved for its true resort-style atmosphere and unparalleled Amenities!
- Stunning and massive 1-acre Lagoon Style Pool featuring two waterfalls and outdoor hot tub.
- Covered Parking: Drive right up into the covered garage and walk directly to your front door on the same level-no stairs and no waiting for elevators required! (Elevators and stairs are also available in all buildings for your convenience).
- Community Clubhouse & Game Room: Includes a full kitchen and a dedicated theater room, Fitness center, indoor basketball and pickleball court.
- Lush tropical landscaping gardens and water fountains that provide an outdoor sanctuary and make everyday life feel a little more like you're on vacation!
- Vibrant and Socially Active Community: Known for its peaceful atmosphere and an active Social Club that hosts regular community events, live music by the pool, and holiday parties, creating a true neighborhood feel.
- This gated community offers residents true peace of mind with a security officer, controlled access, security cameras throughout community, and perimeter fencing to ensure privacy and safety in a resort-style environment.
- Golf Cart Community
- Pet-friendly walking areas and pet stations
- Short-term rentals are not allowed, ensuring a quiet and peaceful environment year-round without the chaos of vacation rentals
COA/HOA Inclusions:
- Water
- Sewer
- Fiber Internet
- Trash
- Grounds/landscaping
- Amenity maintenance
- Clubhouse/community facilities
- Exterior maintenance and repairs
- Pest control in common/shared areas
- Security
- Master Insurance Policy, hazard, windstorm, exterior structure, and property insurance. While the master insurance covers the exterior and core structure, unit owners must still carry an HO-6 insurance policy to cover interior finishings, personal property, and individual liability.
- Flood policy for each building
- Maintenance/management-related expenses
- Reserves/reserve funds
Nestled on the top floor (3rd floor), you will enjoy gorgeous views with the ultimate peace of mind of having no neighbors living above you! Whether you're searching fo for a full-time residence or a refined coastal escape, this Island Reserve home delivers on every level. Enjoy low-maintenance coastal living near beachside and waterfront dining, shopping at Pier Park, golf courses, and the beach! This condo has the perfect balance of excitement and serenity. You aren't just buying a condo; you are buying an upscale resort lifestyle!
For sale
Price cut: $5.1K (9/24)
$309,900
8700 Front Beach Rd Unit 4309, Panama City Beach, FL 32407
2beds
1,325sqft
Condominium
Built in 2009
-- sqft lot
$-- Zestimate®
$234/sqft
$654/mo HOA
What's special
Two private primary suitesGorgeous granite countertops throughoutElegant plantation shutters throughoutStainless steel appliancesCustom kitchen pull-out drawersGenerous walk-in closetWarm wood cabinetry
- 82 days
- 144
- 7
Zillow last checked:
Listing updated:
Listed by:
Steven Koleno 804-656-5007,
Beycome of Florida LLC
Source: CPAR,MLS#: 792543
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Full Bath, Half Bath, Kitchen, Living Room, Other
Bedroom
- Level: Third
- Dimensions: 4 x 4
Other
- Level: Third
- Dimensions: 4 x 4
Half bath
- Level: Third
- Dimensions: 4 x 4
Kitchen
- Level: Third
- Dimensions: 4 x 4
Living room
- Level: Third
- Dimensions: 4 x 4
Other
- Features: Balcony
- Level: Third
- Dimensions: 4 x 4
Heating
- Central, Electric
Cooling
- Central Air
Features
- Smart Thermostat
Interior area
- Total structure area: 1,325
- Total interior livable area: 1,325 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Balcony
- Pool features: In Ground, Community
Details
- Parcel number: 40001100137
Construction
Type & style
- Home type: Condo
- Architectural style: Mid Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- HardiPlank Type, Concrete, Stucco
- Foundation: Slab
Condition
- New construction: No
- Year built: 2009
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Community Pool
- Subdivision: Island Reserve
HOA
- Has HOA: Yes
- Amenities included: Game Room, Gated
- Services included: Association Management, Fitness Facility, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Recreation Facilities, Security, Trash, Water
- HOA fee: $1,963 quarterly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $234/sqft
- Tax assessed value: $261,375
- Annual tax amount: $2,474
- Date on market: 7/12/2026
- Cumulative days on market: 83 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/24/2026 | Price change | $309,900-1.6%$234/sqft |
Source: | ||
| 7/12/2026 | Listed for sale | $315,000+8.6%$238/sqft |
Source: | ||
| 4/17/2025 | Sold | $290,000-7.9%$219/sqft |
Source: | ||
| 3/10/2025 | Contingent | $315,000$238/sqft |
Source: | ||
| 1/17/2025 | Price change | $315,000-1.6%$238/sqft |
Source: | ||
| 10/31/2024 | Listed for sale | $320,000+25%$242/sqft |
Source: | ||
| 7/8/2021 | Sold | $256,000+11.4%$193/sqft |
Source: | ||
| 10/30/2020 | Sold | $229,900$174/sqft |
Source: Public Record Report a problem | ||
| 8/1/2020 | Listed for sale | $229,900+31.4%$174/sqft |
Source: RC Real Estate Group #700328 Report a problem | ||
| 4/9/2018 | Sold | $175,000-2.6%$132/sqft |
Source: Public Record Report a problem | ||
| 2/22/2018 | Pending sale | $179,600$136/sqft |
Source: Panhandle Beach Realty & Rental #666973 Report a problem | ||
| 2/15/2018 | Price change | $179,600-0.1%$136/sqft |
Source: Panhandle Beach Realty & Rental #666973 Report a problem | ||
| 2/8/2018 | Price change | $179,700-0.1%$136/sqft |
Source: Panhandle Beach Realty & Rental #666973 Report a problem | ||
| 2/2/2018 | Price change | $179,800-0.1%$136/sqft |
Source: Panhandle Beach Realty & Rental #666973 Report a problem | ||
| 1/18/2018 | Listed for sale | $179,900+9%$136/sqft |
Source: Panhandle Beach Realty & Rental #666973 Report a problem | ||
| 4/13/2012 | Listing removed | $164,999$125/sqft |
Source: Century 21 Commander Realty, Inc. #8700frontbeachunit4309 Report a problem | ||
| 2/12/2012 | Listed for sale | $164,999+10%$125/sqft |
Source: Century 21 Commander Realty, Inc. #8700frontbeachunit4309 Report a problem | ||
| 8/24/2009 | Sold | $150,000$113/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,514 +3.3% | $240,794 +2.9% |
| 2024 | $2,434 +1.7% | $234,008 +3% |
| 2023 | $2,392 +11.2% | $227,192 +3% |
| 2022 | $2,151 | $220,575 |
| 2021 | -- | -- |
| 2020 | $2,046 +9.2% | $163,625 +10% |
| 2019 | $1,873 | $148,750 +9.7% |
| 2018 | $1,873 +7.3% | $135,575 +10% |
| 2017 | $1,745 +9.5% | $123,250 +4.7% |
| 2016 | $1,593 +6.3% | $117,725 +6.5% |
| 2015 | $1,498 | $110,500 +2.3% |
| 2014 | $1,498 | $108,025 +0% |
| 2013 | -- | $107,993 |
| 2012 | -- | $107,993 +21% |
| 2011 | -- | $89,250 |
| 2010 | -- | $89,250 +428.9% |
| 2008 | -- | $16,874 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32407
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






