Rare First-Floor Condo with XL Patio at Island Reserve! Welcome to resort-style living at Island Reserve, one of Panama City Beach's most sought-after Caribbean-style communities! Rarely do the highly desirable first-floor units with oversized patios become available--and this beautifully updated, move-in-ready residence is loaded with upgrades you won't find in other units. This spacious condo features two private primary suites, each offering its own en-suite bathroom, walk-in closet, and direct access to the expansive patio--perfect for guests, roommates, or a luxurious vacation retreat. Inside, you'll find an elegant blend of comfort and style with: New flooring in the main living areas, new plush carpet in the bedrooms, beautiful tile flooring in the kitchen, foyer, and baths, gorgeous granite countertops throughout, new stainless steel appliances, new washer & dryer plus bonus freezer, plantation shutters, custom-built pantry for added storage, additional shelving throughout, 10-foot ceilings with crown molding, updated fixtures, and a brand-new water heater. Double French doors open to your incredible XL private patio, creating the ideal indoor-outdoor living experience. Whether you're enjoying your morning coffee, relaxing with a book, grilling with friends, or unwinding with an evening cocktail, this outdoor space is truly exceptional. A new non-skid patio coating adds both safety and style. Location is everything--and this unit delivers. Conveniently located just steps from the covered parking garage, you can walk directly to your front door with no stairs and no waiting for elevators. Residents of Island Reserve enjoy outstanding resort-style amenities including: Zero-entry tropical pool with waterfall, indoor basketball & pickleball court, fitness center, game room, and beautifully landscaped grounds. Centrally located, you'll also enjoy easy access to shopping, dining, entertainment, fishing, golf, and the World's Most Beautiful Beaches. Rare first-floor opportunities like this don't last long--call today for more information or to schedule your private tour!
For sale
Price cut: $5K (9/21)
$293,000
8700 Front Beach Rd Unit 6105, Panama City Beach, FL 32407
2beds
1,325sqft
Condominium
Built in 2008
-- sqft lot
$283,900 Zestimate®
$221/sqft
$750/mo HOA
What's special
Beautifully updated move-in-ready residenceXl private patioTwo private primary suitesUpdated fixturesAdditional shelving throughoutGorgeous granite countertops throughoutBrand-new water heater
- 152 days
- 215
- 26
Zillow last checked:
Listing updated:
Listed by:
Eva M Mullins 850-527-3269,
Coldwell Banker Realty
Source: CPAR,MLS#: 789676
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 13 x 13
Bedroom
- Level: First
- Dimensions: 13 x 12
Dining room
- Level: First
- Dimensions: 12 x 11
Kitchen
- Level: First
- Dimensions: 12 x 8
Living room
- Level: First
- Dimensions: 15 x 11
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range, Electric Water Heater
Features
- Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)
Interior area
- Total structure area: 1,325
- Total interior livable area: 1,325 sqft
Property
Parking
- Total spaces: 2
- Parking features: Paved
- Garage spaces: 2
Features
- Patio & porch: Covered, Patio
- Exterior features: Patio
- Pool features: In Ground, Community
Details
- Parcel number: 40001100195
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available, High Speed Internet Available
Community & HOA
Community
- Features: Basketball Court, Fitness Center, Game Room, Pool, Community Pool, Gated
- Security: Fire Sprinkler System, Security Gate, Gated Community, Fire Alarm
- Subdivision: Island Reserve
HOA
- Has HOA: Yes
- Amenities included: Gated
- Services included: Association Management, Clubhouse, Fitness Facility, Insurance, Maintenance Grounds, Pest Control, Pool(s), Recreation Facilities, Sewer, Security, Trash, Water
- HOA fee: $750 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $221/sqft
- Tax assessed value: $246,500
- Annual tax amount: $2,584
- Date on market: 5/9/2026
- Cumulative days on market: 153 days
- Electric utility on property: Yes
Estimated market value
$283,900
$270,000 - $298,000
$2,148/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/21/2026 | Price change | $293,000-1.7%$221/sqft |
Source: | ||
| 7/6/2026 | Price change | $298,000-3.7%$225/sqft |
Source: | ||
| 6/3/2026 | Price change | $309,500-4.8%$234/sqft |
Source: | ||
| 5/10/2026 | Listed for sale | $325,000$245/sqft |
Source: | ||
| 4/11/2022 | Listing removed | -- |
Source: | ||
| 3/4/2022 | Listed for sale | $325,000+54.8%$245/sqft |
Source: | ||
| 8/26/2020 | Listing removed | $1,700$1/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 8/14/2020 | Listed for rent | $1,700+21.4%$1/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 6/19/2020 | Sold | $209,900$158/sqft |
Source: | ||
| 6/3/2020 | Price change | $209,900-3.5%$158/sqft |
Source: Panama City Beach Properties, INC #694584 Report a problem | ||
| 2/25/2020 | Listed for sale | $217,500+35.9%$164/sqft |
Source: Panama City Beach Properties, INC #694584 Report a problem | ||
| 3/11/2017 | Listing removed | $1,400$1/sqft |
Source: Keller Williams Success Realty #655812 Report a problem | ||
| 3/1/2017 | Listed for rent | $1,400$1/sqft |
Source: Keller Williams Success Realty #655812 Report a problem | ||
| 2/21/2017 | Sold | $160,000+33.9%$121/sqft |
Source: | ||
| 12/31/2012 | Sold | $119,500+41.1%$90/sqft |
Source: | ||
| 6/8/2009 | Sold | $84,700$64/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,584 -19.4% | $246,500 -1.4% |
| 2024 | $3,206 +3.3% | $249,973 +10% |
| 2023 | $3,103 +23.8% | $227,248 +10% |
| 2022 | $2,506 | $206,589 |
| 2021 | -- | -- |
| 2020 | $2,046 +9.2% | $163,625 +10% |
| 2019 | $1,873 | $148,750 +8.7% |
| 2018 | $1,873 +6.8% | $136,850 +23.3% |
| 2017 | $1,753 +82.3% | $111,034 +2.1% |
| 2016 | $961 -1% | $108,750 +0.7% |
| 2015 | $971 | $107,994 +0.8% |
| 2014 | $971 | $107,137 +1.5% |
| 2013 | -- | $105,554 -2.3% |
| 2012 | -- | $107,993 +21% |
| 2011 | -- | $89,250 |
| 2010 | -- | $89,250 -50.8% |
| 2009 | -- | $181,525 +825.9% |
| 2008 | -- | $19,606 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32407
Nearby schools
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







