BRAND NEW HVAC SYSTEM INSTALLED JUNE, 2026. Water heater 2019. Ground floor unit steps to the pool and covered parking. Island Reserve is a gated community located in the heart of Panama City Beach. This 2BR/2.5BA unit offers two spacious ensuite primary bedrooms overlooking the lush courtyard and waterfall. 10' ceilings, crown molding, plantation shutters, walk-in closets plus soaking tub. Granite countertops, stainless appliances, designer backsplash too. Island Reserve is a lovely gated community with lush landscaping, lagoon-style pool, hot tub, indoor basketball, pickleball, gym, theatre room, and game room with pool tables. Call today for your private showing! 5 minutes to the beach, fine restaurants, attractions, a short drive to Grand Lagoon, the state park and Shell Island!
For sale
Price increase: $7K (6/11)
$277,000
8700 Front Beach Rd Unit 6108, Panama City Beach, FL 32407
2beds
1,325sqft
Condominium
Built in 2008
-- sqft lot
$267,900 Zestimate®
$209/sqft
$-- HOA
What's special
Gated communityHot tubGranite countertopsSteps to the poolCovered parkingLagoon-style poolSoaking tub
- 255 days |
- 110 |
- 7 |
Zillow last checked:
Listing updated:
Listed by:
Cheryl A Wright 850-238-6082,
Coldwell Banker Realty
Source: CPAR,MLS#: 780699
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 13 x 13
Bedroom
- Level: First
- Dimensions: 12 x 13
Dining room
- Level: First
- Dimensions: 12 x 11
Kitchen
- Level: First
- Dimensions: 12 x 8
Living room
- Level: First
- Dimensions: 15 x 11
Heating
- Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Features
- Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Home Theater
Interior area
- Total structure area: 1,325
- Total interior livable area: 1,325 sqft
Property
Parking
- Parking features: Additional Parking, Electric Gate, Paved, Community Structure
Features
- Patio & porch: Covered, Patio
- Exterior features: Patio
- Pool features: In Ground, Community
- Spa features: Community
Details
- Parcel number: 40001100198
- Zoning description: Resid Multi-Family
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available
Community & HOA
Community
- Features: Basketball Court, Business Center, Clubhouse, Conference/Meeting Room, Elevator, Fitness Center, Game Room, Media Room, Pool, Community Pool, Gated
- Security: Fire Sprinkler System, Security Gate, Gated Community, 24 Hour Security, Smoke Detector(s), Security Service
- Subdivision: Island Reserve
HOA
- Has HOA: Yes
- Amenities included: Game Room, Gated
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $209/sqft
- Tax assessed value: $267,750
- Annual tax amount: $3,160
- Date on market: 10/22/2025
- Cumulative days on market: 599 days
- Electric utility on property: Yes
Estimated market value
$267,900
$255,000 - $281,000
$2,255/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Price change | $277,000+2.6%$209/sqft |
Source:  CPAR #780699 Report a problem | ||
| 5/11/2026 | Price change | $270,000-0.7%$204/sqft |
Source: CPAR #780699 Report a problem | ||
| 10/22/2025 | Listed for sale | $272,000-15%$205/sqft |
Source: CPAR #780699 Report a problem | ||
| 10/13/2025 | Listing removed | $320,000$242/sqft |
Source: CPAR #763749 Report a problem | ||
| 7/19/2025 | Price change | $320,000-4.3%$242/sqft |
Source: CPAR #763749 Report a problem | ||
| 5/5/2025 | Listed for sale | $334,500$252/sqft |
Source: CPAR #763749 Report a problem | ||
| 4/13/2025 | Listing removed | $334,500$252/sqft |
Source: CPAR #763749 Report a problem | ||
| 3/14/2025 | Price change | $334,500-1.3%$252/sqft |
Source: CPAR #763749 Report a problem | ||
| 10/12/2024 | Listed for sale | $338,800-1.8%$256/sqft |
Source: CPAR #763749 Report a problem | ||
| 5/22/2024 | Listing removed | -- |
Source: CPAR #749532 Report a problem | ||
| 11/21/2023 | Listed for sale | $345,000+64.3%$260/sqft |
Source: CPAR #749532 Report a problem | ||
| 9/26/2019 | Sold | $210,000+13.5%$158/sqft |
Source: CPAR #689048 Report a problem | ||
| 9/27/2018 | Sold | $185,000+27.6%$140/sqft |
Source: CPAR #674892 Report a problem | ||
| 6/20/2014 | Listing removed | $145,000$109/sqft |
Source: Keller Williams - Panama City Beach #616743 Report a problem | ||
| 5/2/2014 | Pending sale | $145,000$109/sqft |
Source: Keller Williams - Panama City Beach #616743 Report a problem | ||
| 5/2/2014 | Listed for sale | $145,000+7.4%$109/sqft |
Source: Keller Williams - Panama City Beach #616743 Report a problem | ||
| 3/21/2014 | Sold | $135,000-6.9%$102/sqft |
Source: CPAR #616743 Report a problem | ||
| 2/1/2014 | Listed for sale | $145,000+16%$109/sqft |
Source: Keller Williams Success Realty #616743 Report a problem | ||
| 3/29/2012 | Sold | $125,000-3.5%$94/sqft |
Source: Agent Provided Report a problem | ||
| 3/16/2012 | Pending sale | $129,500$98/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #502714 Report a problem | ||
| 1/7/2012 | Listed for sale | $129,500+17.7%$98/sqft |
Source: Coldwell Banker Carroll Realty, Inc. #502714 Report a problem | ||
| 6/15/2009 | Sold | $110,000$83/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,160 +3.2% | $243,297 +10% |
| 2023 | $3,061 +23.8% | $221,179 +10% |
| 2022 | $2,473 | $201,072 |
| 2021 | -- | -- |
| 2020 | $2,062 +10.1% | $166,175 +11.7% |
| 2019 | $1,873 | $148,750 +9.7% |
| 2018 | $1,873 +7.3% | $135,575 +10% |
| 2017 | $1,745 +9.5% | $123,250 +4.7% |
| 2016 | $1,593 +6.3% | $117,725 +6.5% |
| 2015 | $1,498 | $110,500 +2.3% |
| 2014 | $1,498 | $108,025 -14.7% |
| 2013 | -- | $126,650 +17.3% |
| 2012 | -- | $107,993 +21% |
| 2011 | -- | $89,250 |
| 2010 | -- | $89,250 -50.8% |
| 2009 | -- | $181,525 +825.9% |
| 2008 | -- | $19,606 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
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Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32407
Nearby schools
GreatSchools rating
- 7/10Breakfast Point AcademyGrades: PK-8Distance: 2.1 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Bay County
- Panama City Beach
- 32407
- 8700 Front Beach Rd Unit 6108
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