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For sale
    • $215,000

    8700 Front Beach Rd Unit 3308, Panama City Beach, FL 32407

    1beds
    1,071sqft
    : 
    $1,878/mo
    Get pre-qualified
    Condominium
    Built in 2009
    -- sqft lot
    $205,800 Zestimate®
    $201/sqft
    $483/mo HOA

    What's special

    Gated securityGranite countertopsOverlooking the beautiful courtyardWood and tile flooringCrown moldings
    ASSUMABLE VA LOAN AT 3.5%! Cut your monthly payment in half. Buyers can assume the existing $150k balance at a historic 3.5% interest rate. Welcome to Island Reserve and this fully equipped 1-bedroom, 1-bath condo, with 1,071 square feet of living space, offering a remarkably spacious, upscale, resort-style living experience. Overlooking the beautiful courtyard, this well-maintained condo features 10-foot ceilings, crown moldings, granite countertops, wood and tile flooring, including a large bonus room or den ideal for a home office, media room, or guest nook. The kitchen area is designed with an open-concept layout that integrates seamlessly into the main living and dining spaces. This highly sought-after residential community is loved for its peaceful atmosphere, resort-style amenities, and true neighborhood feel. Short term rentals are prohibited, ensuring a quiet, residential atmosphere year-round. The multi-level parking garage allows you to park on the same floor as your unit, eliminating the need for stairs or elevators. Offering a strong social club with community events, steps away from the 1-acre tropical lagoon pool with waterfalls, indoor basketball/pickleball courts, fitness center, game room and gated security. Located just 1.4 miles from the sugar-white sands of Panama City Beach and minutes from the Hathaway Bridge, Island Reserve offers the perfect blend of tranquility and convenience. The unit comes furnished or unfurnished, buyer's preference.
    24 days
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    386
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    33
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ron Rago 850-625-6936,

    Beachy Beach Real Estate

    Source: CPAR,MLS#: 793091MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Bedroom, Full Bath, Foyer, Kitchen, Living Room, Office
      Bedroom
      • Level: First
      • Dimensions: 13.1 x 10.11
      Foyer
      • Level: First
      • Dimensions: 8.11 x 8.7
      Other
      • Level: First
      • Dimensions: 10.9 x 9.1
      Kitchen
      • Level: First
      • Dimensions: 16.7 x 10.1
      Living room
      • Level: First
      • Dimensions: 20.5 x 15.8
      Office
      • Level: First
      • Dimensions: 9.11 x 9.1
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Electric Oven, Electric Range, Electric Water Heater
      Features
      • Double Vanity, Tub Shower, Walk-In Closet(s), Entrance Foyer
      Interior area
      • Total structure area: 1,071
      • Total interior livable area: 1,071 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Additional Parking, Gated
      • Garage spaces: 2
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Balcony
      • Exterior features: Rain Gutters
      • Pool features: Gunite, In Ground, Community
      • Fencing: Full,Fenced
      Lot
      • Features: Paved
      Details
      • Parcel number: 40001100103
      • Zoning description: Resid Multi-Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Low Rise
      • Property subtype: Condominium
      Materials
      • Stucco, Wood Frame
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2009

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Features: Community Pool, Gated
      • Security: Gated Community, Key Card Entry, Security Fence, Security Gate
      • Subdivision: Island Reserve
      HOA
      • Has HOA: Yes
      • Amenities included: Game Room, Gated, Spa/Hot Tub
      • Services included: Clubhouse, Fitness Facility, Insurance, Internet, Legal/Accounting, Pool(s), Security, Trash, Water
      • HOA fee: $1,448 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $201/sqft
      • Tax assessed value: $200,175
      • Annual tax amount: $2,195
      • Date on market: 7/24/2026
      • Cumulative days on market: 24 days

        Estimated market value

        $205,800

        $196,000 - $216,000

        $1,826/mo

        Price history

        DateEventPrice
        7/24/2026Listed for sale$215,000-17.3%$201/sqft
        Source: CPAR #793091 Report a problem
        8/1/2024Listing removed--
        Source: CPAR #752632 Report a problem
        2/12/2024Listing removed$259,900$243/sqft
        Source: CPAR #752632 Report a problem
        2/10/2024Listed for sale$259,900-3.4%$243/sqft
        Source: CPAR #752632 Report a problem
        12/31/2023Listing removed--
        Source: CPAR #743881 Report a problem
        8/12/2023Listed for sale$269,000$251/sqft
        Source: CPAR #743881 Report a problem
        7/29/2023Contingent$269,000$251/sqft
        Source: CPAR #743881 Report a problem
        7/12/2023Listed for sale$269,000+58.2%$251/sqft
        Source: CPAR #743881 Report a problem
        12/19/2019Sold$170,000-5.6%$159/sqft
        Source: CPAR #690495 Report a problem
        11/5/2019Listed for sale$180,000+23.3%$168/sqft
        Source: Counts Real Estate Group Inc #690495 Report a problem
        9/17/2018Sold$146,000-8.7%$136/sqft
        Source: CPAR #672363 Report a problem
        5/31/2018Listed for sale$159,900$149/sqft
        Source: Coldwell Banker Carroll Realty #672363 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,485 +3.5%$197,987 +10%
        2023$2,401 +22%$179,988 +10%
        2022$1,968 $163,625
        2021-- --
        2020$1,751 +86.8%$140,675 +21.5%
        2019$937 $115,771 +12.6%
        2018$937 -35.9%$102,808 +10%
        2017$1,462 +11.8%$93,462 +10%
        2016$1,308 +5.8%$84,965 +10%
        2015$1,236 $77,241 +10%
        2014$1,236 $70,219 +10%
        2013-- $63,835 -2.5%
        2012-- $65,450
        2011-- $65,450
        2010-- $65,450 +378.3%
        2008-- $13,683
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 32407

        Getting around

        32 / 100
        Car-Dependent
        58 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Breakfast Point
        • Middle: Breakfast Point
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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