Coastal Key West Waterfront Retreat in Coveted Indian Rocks Beach. Perfectly positioned on a quiet cul-de-sac in highly sought-after Indian Rocks Beach, this Key West-inspired waterfront residence offers sweeping western water views, spectacular sunsets, and the quintessential Florida lifestyle. Built in 2015, this 4 bedroom 3 bath three-story home combines quality craftsmanship, thoughtful design, and modern conveniences in a premier waterfront setting. Designed for both entertaining and everyday living, the main level features an expansive living area and a gourmet kitchen with custom cabinetry, granite countertops, a walk-in pantry, chef's island with prep sink and cooktop, and premium stainless steel appliances. The adjoining dining and living spaces are framed by panoramic water views, creating a seamless connection between indoor and outdoor living. Thoughtful upgrades throughout include hand-scraped hardwood flooring, Travertine tile, a custom built-in entertainment center, and a private elevator providing convenient access to all levels. Two bedrooms and a full bath are located on the main living level, with one bedroom offering flexibility as a home office, den, or formal dining space. The upper level is dedicated to private living quarters, highlighted by a spacious primary suite featuring a private waterfront balcony, oversized walk-in closet, custom built-in cabinetry, and a spa-inspired bath with a jetted soaking tub positioned to capture breathtaking sunset views. An additional bedroom completes the top floor. The entry level offers a spacious two-car garage and a large flex space with sliding glass doors opening to lush tropical landscaping. Outside, the resort-style waterfront setting is designed for relaxation and recreation, featuring a heated pool, deep-water dock with 20,000lbs boat lift, expansive entertaining areas, and dedicated storage for paddleboards, kayaks, and other waterfront gear. Just minutes from the Gulf of Mexico, the property's deep-water dock and boat lift provide convenient access for boating, fishing, island hopping, and waterfront adventures. Indian Rocks Beach is one of Florida's most desirable coastal communities, known for its golf-cart-friendly atmosphere, sugar-sand beaches, waterfront dining, parks, and family-friendly attractions. Whether you're seeking a primary residence, second home, or waterfront investment property, this exceptional residence offers an outstanding opportunity to enjoy the best of Florida coastal living while benefiting from the area's strong short-term rental demand.
Pending
$2,695,000
478 Harbor Dr S, Indian Rocks Beach, FL 33785
4beds
3,135sqft
Single Family Residence
Built in 2015
7,187 Square Feet Lot
$2,593,500 Zestimate®
$860/sqft
$-- HOA
What's special
Heated poolSpacious two-car garageGranite countertopsCustom built-in cabinetryCustom built-in entertainment centerKey west-inspired waterfront residenceCustom cabinetry
- 20 days |
- 1,117 |
- 65 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Stephen Kepler 727-647-6696,
ENGEL & VOLKERS BELLEAIR 727-461-1000
Source: Stellar MLS,MLS#: TB8517047
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Utility Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Third
- Area: 288 Square Feet
- Dimensions: 16x18
Primary bathroom
- Level: Third
- Area: 112 Square Feet
- Dimensions: 8x14
Balcony porch lanai
- Level: Second
- Area: 273 Square Feet
- Dimensions: 39x7
Game room
- Level: First
- Area: 1102 Square Feet
- Dimensions: 38x29
Kitchen
- Level: Second
- Area: 361 Square Feet
- Dimensions: 19x19
Living room
- Level: Second
- Area: 460 Square Feet
- Dimensions: 20x23
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Inside
Features
- Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar
- Flooring: Carpet, Ceramic Tile, Hardwood
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 5,840
- Total interior livable area: 3,135 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Covered, Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Oversized
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 52x35
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Front Porch, Rear Porch
- Exterior features: Balcony, Lighting
- Has private pool: Yes
- Pool features: Deck, Gunite, In Ground, Lighting
- Fencing: Vinyl
- Has view: Yes
- View description: Pool, Water, Bay/Harbor - Full
- Has water view: Yes
- Water view: Water,Bay/Harbor - Full
- Waterfront features: Waterfront, Bay/Harbor, Bay/Harbor Access, Lift, Seawall
Lot
- Size: 7,187 Square Feet
- Features: Cul-De-Sac, FloodZone, Landscaped
- Residential vegetation: Mature Landscaping
Details
- Parcel number: 063015424440000250
- Zoning: SINGLE
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal,Elevated,Key West
- Property subtype: Single Family Residence
Materials
- Block, Stucco, Wood Frame
- Foundation: Block, Slab
- Roof: Metal
Condition
- Completed
- New construction: No
- Year built: 2015
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
Community & HOA
Community
- Features: Community Boat Ramp, Fishing, Water Access, Waterfront, Dog Park, Golf Carts OK, Park, Playground, Tennis Court(s)
- Pet fee: $0 monthly
- Subdivision: INDIAN BEACH RE REVISED 23RD ADD
HOA
- Has HOA: No
- Amenities included: Basketball Court, Pickleball Court(s)
Location
- Region: Indian Rocks Beach
Financial & listing details
- Price per square foot: $860/sqft
- Tax assessed value: $2,207,198
- Annual tax amount: $34,585
- Date on market: 6/8/2026
- Cumulative days on market: 71 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$2,593,500
$2.46M - $2.72M
$7,449/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/23/2026 | Pending sale | $2,695,000$860/sqft |
Source:  Stellar MLS #TB8517047 Report a problem | ||
| 6/8/2026 | Listed for sale | $2,695,000-3.6%$860/sqft |
Source: Stellar MLS #TB8517047 Report a problem | ||
| 6/1/2026 | Listing removed | $2,795,000$892/sqft |
Source: Stellar MLS #TB8494735 Report a problem | ||
| 4/7/2026 | Listed for sale | $2,795,000-6.5%$892/sqft |
Source: Stellar MLS #TB8494735 Report a problem | ||
| 2/4/2026 | Listing removed | $2,990,000$954/sqft |
Source: Stellar MLS #TB8429493 Report a problem | ||
| 9/29/2025 | Listed for sale | $2,990,000+16.8%$954/sqft |
Source: Stellar MLS #TB8429493 Report a problem | ||
| 5/4/2023 | Sold | $2,560,000-1.5%$817/sqft |
Source: Public Record Report a problem | ||
| 3/20/2023 | Pending sale | $2,600,000$829/sqft |
Source: Stellar MLS #U8193921 Report a problem | ||
| 3/17/2023 | Listed for sale | $2,600,000+108%$829/sqft |
Source: Stellar MLS #U8193921 Report a problem | ||
| 6/21/2016 | Sold | $1,250,000+78.6%$399/sqft |
Source: Stellar MLS #U7765576 Report a problem | ||
| 7/12/2014 | Listing removed | $699,900$223/sqft |
Source: Belleair Partners, LLC #U7613224 Report a problem | ||
| 3/14/2014 | Listed for sale | $699,9000%$223/sqft |
Source: Keller Willams Report a problem | ||
| 12/18/2012 | Sold | $700,000$223/sqft |
Source: Public Record Report a problem | ||
| 9/7/2012 | Listing removed | $700,000$223/sqft |
Source: TONI EVERETT COMPANY #T2532528 Report a problem | ||
| 8/23/2012 | Listed for sale | $700,000-9.7%$223/sqft |
Source: TONI EVERETT COMPANY #T2532528 Report a problem | ||
| 7/31/2007 | Sold | $775,000$247/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $34,585 +106.1% | $2,207,198 +105.4% |
| 2023 | $16,783 +5.9% | $1,074,566 +3% |
| 2022 | $15,841 -2.3% | $1,043,268 +3% |
| 2021 | $16,211 +0.8% | $1,012,882 +2.3% |
| 2020 | $16,087 +1.3% | $989,659 +2.3% |
| 2019 | $15,880 | $967,409 +1.9% |
| 2018 | $15,880 +1.6% | $949,371 +2.9% |
| 2017 | $15,626 +7.8% | $922,495 +10.4% |
| 2016 | $14,499 +201.2% | $835,818 +214.4% |
| 2015 | $4,814 +11.1% | $265,880 +15.2% |
| 2014 | $4,334 +10% | $230,714 +15% |
| 2013 | $3,940 +11.9% | $200,650 +8.1% |
| 2012 | $3,522 | $185,635 -1.6% |
| 2011 | -- | $188,724 -27% |
| 2010 | -- | $258,600 -15.8% |
| 2009 | -- | $307,270 -17.9% |
| 2008 | $6,792 | $374,400 -24% |
| 2007 | -- | $492,800 +13.1% |
| 2005 | -- | $435,900 +24% |
| 2004 | $2,826 +3% | $351,600 +23.8% |
| 2003 | $2,743 -0.6% | $284,000 +13.6% |
| 2002 | $2,759 +4.5% | $249,900 +12.6% |
| 2001 | $2,639 +4.1% | $222,000 +27.4% |
| 2000 | $2,535 | $174,300 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 33785
Nearby schools
GreatSchools rating
- 9/10Anona Elementary SchoolGrades: PK-5Distance: 1.4 mi
- 7/10Seminole Middle SchoolGrades: 6-8Distance: 3.8 mi
- 6/10Largo High SchoolGrades: PK,9-12Distance: 3.4 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Pinellas County
- Indian Rocks Beach
- 33785
- 478 Harbor Dr S
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