Exceptional Waterfront Opportunity on the Intracoastal Wayerwsy! Located at the quiet southern tip of Harbor Drive, this 2015 POURED CONCRETE constructed residence offers both resilience and remarkable potential. Designed to withstand Category 5 hurricane conditions, the home remained structurally sound, sustaining only minor interior water intrusion—positioning it perfectly for a complete renovation or custom redesign. Benefiting from FEMA’s Substantial Damage Allowance, buyers have the rare option to rebuild in place. The southeast-facing waterfront captures brilliant sunrises and open bay vistas, with a private dock, boat lift, and propane-heated saltwater pool and spa surrounded by lush tropical landscaping—creating a resort-style retreat ideal for morning coffee, lazy afternoons on the water, and evening waterfront dining. Nestled at the end of a cul-de-sac, this property combines privacy with freedom—no HOA, no rental restrictions, and strong short-term rental potential. Indian Rocks Beach delivers the quintessential coastal lifestyle with miles of white sandy beaches, a public boat ramp, tennis courts, playgrounds, and local dining featuring fresh-caught seafood. Community amenities, including a garden and dog park, complement endless water-based recreation, from paddleboarding to boating. This property represents more than a home—it is a premier waterfront canvas for creating a lasting coastal legacy.
Sold for $1,300,000
$1,300,000
487 HARBOR DRIVE S, INDIAN ROCKS BEACH, FL 33785
3beds
2,231sqft
Single Family Residence
Built in 2015
7,196 Square Feet Lot
$1,280,400 Zestimate®
$583/sqft
$6,687 Estimated rent
Home value
$1,280,400
$1.17M - $1.41M
$6,687/mo
Zestimate® history
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$8,892/mo
Est. payment
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List your homeWhat's special
Waterfront paradiseSaltwater pool and spaBlock-constructed beautyLush tropical landscapingWhite sandy beachesPropane heat
Zillow last checked:
Listing updated:
Listed by:
Kelly Ackley 727-515-6504,
PREMIER SOTHEBY'S INTL REALTY 727-595-1604
Bought with:
Kelly Ackley, 3282195
PREMIER SOTHEBY'S INTL REALTY
Source: Stellar MLS,MLS#: TB8397563
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Utility Room
Primary bedroom
- Features: Bath w Spa/Hydro Massage Tub, En Suite Bathroom, Tub with Separate Shower Stall, Water Closet/Priv Toilet, Walk-In Closet(s)
- Level: First
- Area: 240 Square Feet
- Dimensions: 16x15
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 176 Square Feet
- Dimensions: 16x11
Bedroom 3
- Features: En Suite Bathroom, Shower No Tub, Built-in Closet
- Level: First
- Area: 169 Square Feet
- Dimensions: 13x13
Dining room
- Level: First
- Area: 90 Square Feet
- Dimensions: 10x9
Kitchen
- Level: First
- Area: 374 Square Feet
- Dimensions: 22x17
Living room
- Level: First
- Area: 294 Square Feet
- Dimensions: 14x21
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Electric Water Heater
- Laundry: Inside, Laundry Room
Features
- Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Travertine
- Doors: Outdoor Kitchen, Sliding Doors
- Windows: Double Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Storm Window(s), Hurricane Shutters/Windows
- Has fireplace: No
Interior area
- Total structure area: 2,643
- Total interior livable area: 2,231 sqft
Property
Parking
- Total spaces: 2
- Parking features: Boat, Circular Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck
- Exterior features: Dog Run, Irrigation System, Lighting, Outdoor Kitchen, Private Mailbox, Rain Gutters
- Has private pool: Yes
- Pool features: Gunite, Heated, In Ground, Lighting, Salt Water
- Has spa: Yes
- Spa features: Above Ground, Heated, In Ground
- Fencing: Stone,Vinyl
- Has view: Yes
- View description: Pool, Water, Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Intracoastal Waterway
- Waterfront features: Waterfront, Intracoastal Waterway, Gulf/Ocean Access, Intracoastal Waterway Access, Bridges - No Fixed Bridges, Lift, Sailboat Water, Seawall
- Body of water: INTRACOASTAL WATER TO GULF
Lot
- Size: 7,196 Square Feet
- Dimensions: 61 x 120
- Features: Cul-De-Sac, Flood Insurance Required, FloodZone, Landscaped, Street Dead-End
- Residential vegetation: Fruit Trees, Trees/Landscaped
Details
- Additional structures: Shed(s)
- Parcel number: 063015424440000150
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Tile
Condition
- Fixer
- New construction: No
- Year built: 2015
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Street Lights, Water Connected
Green energy
- Energy efficient items: Doors, Insulation, Roof, Windows
- Water conservation: Fl. Friendly/Native Landscape
Community & HOA
Community
- Features: Fishing, Intracoastal Waterway, Water Access, Waterfront
- Pet fee: $0 monthly
- Subdivision: INDIAN BEACH RE-REVISED 23RD ADD
HOA
- Has HOA: No
Location
- Region: Indian Rocks Beach
Financial & listing details
- Price per square foot: $583/sqft
- Tax assessed value: $1,101,916
- Annual tax amount: $7,894
- Date on market: 6/19/2025
- Cumulative days on market: 59 days
- Listing terms: Cash,Conventional,Other
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/23/2025 | Sold | $1,300,000-16.1%$583/sqft |
Source:  Stellar MLS #TB8397563 Report a problem | ||
| 8/18/2025 | Pending sale | $1,549,000$694/sqft |
Source: Stellar MLS #TB8397563 Report a problem | ||
| 8/5/2025 | Price change | $1,549,000-8.3%$694/sqft |
Source: Stellar MLS #TB8397563 Report a problem | ||
| 6/20/2025 | Listed for sale | $1,690,000+241.4%$758/sqft |
Source: Stellar MLS #TB8397563 Report a problem | ||
| 4/24/2010 | Listing removed | $495,000+17.9%$222/sqft |
Source: Ann Rogers #7252156 Report a problem | ||
| 11/16/2009 | Sold | $420,000-15.2%$188/sqft |
Source: Public Record Report a problem | ||
| 5/16/2009 | Price change | $495,000-16.8%$222/sqft |
Source: Ann Rogers #7252156 Report a problem | ||
| 3/14/2009 | Listed for sale | $595,000$267/sqft |
Source: Ann Rogers #7252156 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,367 -6.7% | $487,149 -8.6% |
| 2024 | $7,895 +1.1% | $532,847 +3% |
| 2023 | $7,809 +5% | $517,327 +3% |
| 2022 | $7,439 -2.1% | $502,259 +3% |
| 2021 | $7,599 -0.1% | $487,630 +1.4% |
| 2020 | $7,607 +1.4% | $480,897 +2.3% |
| 2019 | $7,504 | $470,085 +1.9% |
| 2018 | $7,504 +2.4% | $461,320 +2.1% |
| 2017 | $7,327 +0.3% | $451,832 +2.1% |
| 2016 | $7,302 +46.3% | $442,539 +46.4% |
| 2015 | $4,991 +0.2% | $302,314 +0.8% |
| 2014 | $4,981 +0.3% | $299,915 +1.5% |
| 2013 | $4,964 +1.8% | $295,483 +1.7% |
| 2012 | $4,875 | $290,544 -3.9% |
| 2011 | -- | $302,447 -13.9% |
| 2010 | -- | $351,174 -19.2% |
| 2009 | -- | $434,468 -14.7% |
| 2008 | $9,175 | $509,600 +143.9% |
| 2007 | -- | $208,933 -61.1% |
| 2005 | -- | $536,800 +42.6% |
| 2004 | $3,429 +2.4% | $376,500 +16.2% |
| 2003 | $3,347 +2.6% | $324,100 +15% |
| 2002 | $3,264 +3.8% | $281,800 +18.8% |
| 2001 | $3,144 +4% | $237,300 +20.6% |
| 2000 | $3,023 | $196,700 |
Find assessor info on the county website
Neighborhood: 33785
Nearby homes
- $2,023,0002 bd2 ba1.2k sqft485 Harbor Dr S, Indian Rocks Beach, FL 33785Off Market
- $1,299,2002 bd2 ba1.4k sqft489 Harbor Dr S, Indian Rocks Beach, FL 33785Off Market
- $1,063,1002 bd2 ba1.5k sqft491 Harbor Dr S, Indian Rocks Beach, FL 33785Off Market
- $1,609,000-- bd3 ba2.1k sqft483 Harbor Dr S, Indian Rocks Beach, FL 33785Off Market
- $1,926,200-- bd2 ba2k sqft493 Harbor Dr S, Indian Rocks Beach, FL 33785Off Market
- $2,713,5004 bd3 ba3.1k sqft478 Harbor Dr S, Indian Rocks Beach, FL 33785Sold
- $2,398,5003 bd3 ba3.3k sqft481 Harbor Dr S, Indian Rocks Beach, FL 33785Off Market
- $1,395,0004 bd3 ba2.3k sqft476 Harbor Dr S, Indian Rocks Beach, FL 33785Sold
Nearby schools
GreatSchools rating
- 9/10Anona Elementary SchoolGrades: PK-5Distance: 1.4 mi
- 7/10Seminole Middle SchoolGrades: 6-8Distance: 3.8 mi
- 6/10Largo High SchoolGrades: PK,9-12Distance: 3.4 mi
Schools provided by the listing agent
- Elementary: Anona Elementary-PN
- Middle: Seminole Middle-PN
- High: Largo High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$1,280,400
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$1,280,400
- Florida
- Pinellas County
- Indian Rocks Beach
- 33785
- 487 HARBOR DRIVE S
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