Welcome to the highly sought-after Bal Harbor community- a prestigious waterfront neighborhood offering a community lot with a dock, grills, and picnic tables, perfect for lakeside gatherings. Just a short walk to the water and community lake lot, this beautiful home features 3,384 square feet of living space including a finished basement ideal for a recreation area, kids' play space, or teenage retreat. Enjoy relaxing or entertaining on the private screened porch and grilling patio surrounded by mature trees, a fenced backyard, and peaceful privacy. Inside, you'll find a spacious living room perfect for holiday gatherings, a cozy den for family movie nights, an oversized dining room, a wet bar, large pantry, and a roomy laundry area. The home also offers oversized bedrooms, plenty of storage, a workshop area in the garage, plantation shutters, and even the original working intercom with radio. A natural gas line supplies both the warm fireplace and HVAC system (with units replaced in 2024 and 2018), providing comfort and efficiency. Homes in Bal Harbor are rarely available—schedule your private showing today!
Sold for $500,000
$500,000
4909 Bal Harbor Dr, Chattanooga, TN 37416
4beds
3,384sqft
Single Family Residence
Built in 1970
0.36 Acres Lot
$503,700 Zestimate®
$148/sqft
$2,805 Estimated rent
Home value
$503,700
$479,000 - $534,000
$2,805/mo
Zestimate® history
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List your homeWhat's special
Peaceful privacyFenced backyardPlenty of storageOversized dining roomRoomy laundry areaOversized bedroomsPrivate screened porch
Zillow last checked:
Listing updated:
Listed by:
Iris Rodger 423-504-7507,
Keller Williams Realty
Bought with:
Katherine P Smith, 294185
Keller Williams Realty
Source: Greater Chattanooga Realtors,MLS#: 1522801
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Bathroom
- Level: Second
Other
- Level: First
Bonus room
- Level: Basement
Dining room
- Level: First
Family room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Central, Electric, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Disposal, Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Wall Oven
- Laundry: Laundry Room, Main Level
Features
- Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Wet Bar, Walk-In Closet(s), Tub/shower Combo, En Suite, Breakfast Nook, Separate Dining Room
- Flooring: Carpet, Hardwood, Tile
- Windows: Vinyl Frames, Window Treatments
- Basement: Finished,Full
- Number of fireplaces: 1
- Fireplace features: Den, Family Room, Gas Log
Interior area
- Total structure area: 3,384
- Total interior livable area: 3,384 sqft
- Finished area above ground: 3,384
Property
Parking
- Total spaces: 2
- Parking features: Basement, Driveway, Garage, Garage Door Opener, Garage Faces Side
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio, Porch, Porch - Screened
- Exterior features: None
- Pool features: None
- Fencing: Back Yard,Fenced
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: River Access
Lot
- Size: 0.36 Acres
- Dimensions: 149 x 121
- Features: Back Yard, Gentle Sloping, Landscaped, Many Trees
Details
- Parcel number: 120i C 005
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Slab
- Roof: Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1970
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Dock, Lake
- Security: Smoke Detector(s)
- Subdivision: Bal Harbor
HOA
- Has HOA: Yes
- Amenities included: Boat Dock, Barbecue, Picnic Area
- HOA fee: $50 annually
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $148/sqft
- Tax assessed value: $499,600
- Annual tax amount: $3,382
- Date on market: 10/23/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Inclusions: Refrigerator, ping pong table, basement entertainment center
Price history
| Date | Event | Price |
|---|---|---|
| 4/8/2026 | Sold | $500,000$148/sqft |
Source: Greater Chattanooga Realtors #1522801 Report a problem | ||
| 3/10/2026 | Contingent | $500,000$148/sqft |
Source: Greater Chattanooga Realtors #1522801 Report a problem | ||
| 3/7/2026 | Price change | $500,000-4.8%$148/sqft |
Source: Greater Chattanooga Realtors #1522801 Report a problem | ||
| 1/14/2026 | Price change | $525,000-4.5%$155/sqft |
Source: Greater Chattanooga Realtors #1522801 Report a problem | ||
| 12/1/2025 | Price change | $550,000-4.3%$163/sqft |
Source: Greater Chattanooga Realtors #1522801 Report a problem | ||
| 11/11/2025 | Price change | $575,000-3.4%$170/sqft |
Source: Greater Chattanooga Realtors #1522801 Report a problem | ||
| 10/23/2025 | Listed for sale | $595,000+147.9%$176/sqft |
Source: Greater Chattanooga Realtors #1522801 Report a problem | ||
| 12/29/2017 | Sold | $240,000-9.4%$71/sqft |
Source: Greater Chattanooga Realtors #1266786 Report a problem | ||
| 11/28/2017 | Pending sale | $265,000$78/sqft |
Source: Real Estate Partners Chattanooga, LLC #1266786 Report a problem | ||
| 9/5/2017 | Price change | $265,000-4.8%$78/sqft |
Source: Real Estate Partners Chattanooga, LLC #1266786 Report a problem | ||
| 7/7/2017 | Listed for sale | $278,500$82/sqft |
Source: Real Estate Partners Chattanooga, LLC #1266786 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,893 +12.3% | $124,900 +65.7% |
| 2024 | $1,686 | $75,375 |
| 2023 | $1,686 | $75,375 |
| 2022 | $1,686 | $75,375 |
| 2021 | $1,686 +4.8% | $75,375 +29.6% |
| 2020 | $1,609 | $58,175 |
| 2019 | $1,609 | $58,175 |
| 2018 | $1,609 -47.4% | $58,175 +8.7% |
| 2017 | $3,060 +12.5% | $53,525 |
| 2016 | $2,721 | -- |
| 2015 | $2,721 | $51,350 |
| 2014 | $2,721 +3.1% | -- |
| 2013 | $2,639 | $51,350 -1.3% |
| 2012 | $2,639 | $52,000 |
| 2011 | $2,639 | $52,000 |
| 2010 | $2,639 +7.9% | $52,000 |
| 2009 | $2,446 | $52,000 +9.8% |
| 2008 | -- | $47,350 |
| 2007 | -- | $47,350 |
| 2006 | -- | $47,350 |
| 2005 | -- | $47,350 +12.2% |
| 2004 | -- | $42,200 |
| 2003 | -- | $42,200 |
| 2002 | -- | $42,200 |
| 2001 | -- | $42,200 +10.5% |
| 2000 | -- | $38,175 |
Find assessor info on the county website
Neighborhood: Bal Harbor
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Nearby schools
GreatSchools rating
- 2/10Harrison Elementary SchoolGrades: PK-5Distance: 3.1 mi
- 5/10Brown Middle SchoolGrades: 6-8Distance: 3.1 mi
- 3/10Central High SchoolGrades: 9-12Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Harrison Elementary
- Middle: Brown Middle
- High: Central High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$503,700
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$503,700
- Tennessee
- Hamilton County
- Chattanooga
- 37416
- Bal Harbor
- 4909 Bal Harbor Dr
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