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Pending
  • $393,000

    497 Harbor Ridge Dr, Palm Harbor, FL 34683

    3beds
    1,700sqft
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    Townhouse
    Built in 2014
    2,879 Square Feet Lot
    $386,000 Zestimate®
    $231/sqft
    $420/mo HOA

    What's special

    Under contract-accepting backup offers. This beautifully maintained corner townhome combines abundant natural light, thoughtful upgrades, and peaceful waterfront views in one of Palm Harbor’s most desirable locations. A private side entrance with an impressive 9-foot entry door creates a welcoming first impression. Inside, the open-concept floor plan features 10-foot ceilings, crown molding, plantation shutters, tile flooring throughout the main level, a half bath, and a dramatic 14-foot wall of pocketing triple sliding glass doors that seamlessly connect the living space to the screened lanai patio overlooking the pond. Mature cypress trees provide shade and privacy, creating a serene outdoor setting.The kitchen is both stylish and functional, featuring solid wood cabinetry, granite countertops, a closet pantry, and stainless-steel appliances. There’s also flexible space for a breakfast table, coffee station, or additional storage. Upstairs, vaulted ceilings and rich luxury vinyl flooring elevate the living space. The spacious primary suite offers tranquil water views, an oversized walk-in closet, a newly remodeled en-suite bath with a walk-in shower. Two additional generously sized bedrooms share a full bath with tub/shower combination. A centrally located laundry closet includes a newer washer and dryer plus extra shelving for convenience. The oversized two-car garage with finished floors offers extra room for storage, shelving, or a secondary freezer and includes a separate utility closet. Located in a well-maintained community with low HOA fees, residents enjoy water, sewer, trash, recycling, high-speed internet, expanded cable, landscaping, irrigation, exterior maintenance, roof replacement, and access to the community pool and cabana. The community is pet-friendly and allows two pets with no size restrictions. Flood insurance is not required, and the home experienced no flooding or power loss during Hurricanes Helene or Milton. Ideally situated just minutes from historic Tarpon Springs and Dunedin, this home offers easy access to award-winning beaches, golf courses, parks, shopping, dining, and the Pinellas Trail just across the street. The nearby Jolley Trolley provides convenient transportation throughout the area year-round. Recently ranked the #2 Best Place to Live in Florida for 2025 and 2026 by U.S. News & World Report, Palm Harbor is known for its highly rated schools, coastal lifestyle, parks, and strong sense of community. Schedule your private showing today and experience everything this exceptional home has to offer. Highlights: Impact/Hurricane rated windows, sliders, and doors. New roof scheduled by the HOA/association in 2027. Non-Flood Zone. Soft water system and water filteration system installed in home.
    28 days
    |
    911
    |
    34
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Elena Kapetaneas 727-515-9693,

    CHARLES RUTENBERG REALTY INC 727-538-9200

    Source: Stellar MLS,MLS#: TB8513352MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 229.67 Square Feet
      • Dimensions: 15.2x15.11
      Bedroom 2
      • Features: Built-in Closet
      • Level: Second
      • Area: 140.4 Square Feet
      • Dimensions: 11.7x12
      Bedroom 3
      • Features: Built-in Closet
      • Level: Second
      • Area: 178.16 Square Feet
      • Dimensions: 13.6x13.1
      Balcony porch lanai
      • Level: First
      • Area: 82.08 Square Feet
      • Dimensions: 15.2x5.4
      Dining room
      • Level: First
      • Area: 99.6 Square Feet
      • Dimensions: 12x8.3
      Kitchen
      • Level: First
      • Area: 277.83 Square Feet
      • Dimensions: 18.9x14.7
      Living room
      • Level: First
      • Area: 221.92 Square Feet
      • Dimensions: 15.2x14.6
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
      • Laundry: Laundry Closet
      Features
      • Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
      • Flooring: Engineered Hardwood, Luxury Vinyl, Tile
      • Has fireplace: No
      • Common walls with other units/homes: Corner Unit
      Interior area
      • Total structure area: 1,700
      • Total interior livable area: 1,700 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      • Details: Garage Dimensions: 19x20
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Screened
      • Exterior features: Irrigation System, Lighting, Rain Gutters, Sidewalk
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: Lake
      Lot
      • Size: 2,879 Square Feet
      Details
      • Parcel number: 232715363020000330
      • Zoning: RPD-10
      • Special conditions: None

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Contemporary
      • Property subtype: Townhouse
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2014

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

      Community & HOA

      Community
      • Features: Lake, Community Mailbox, Deed Restrictions, Irrigation-Reclaimed Water, Pool, Sidewalks
      • Pet fee: $0 monthly
      • Subdivision: HARBOR RIDGE OF PALM HARBOR
      HOA
      • Has HOA: Yes
      • Services included: Cable TV, Common Area Taxes, Community Pool, Internet, Maintenance Structure, Maintenance Grounds, Other, Pool Maintenance, Private Road, Recreational Facilities, Sewer, Trash, Water
      • HOA fee: $420 monthly
      • HOA name: Angela Johnson
      • HOA phone: 727-726-8000
      Location
      • Region: Palm Harbor

      Financial & listing details

      • Price per square foot: $231/sqft
      • Tax assessed value: $364,509
      • Annual tax amount: $3,099
      • Date on market: 5/29/2026
      • Cumulative days on market: 27 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $386,000

        $367,000 - $405,000

        $2,521/mo

        Price history

        DateEventPrice
        6/10/2026Pending sale$393,000$231/sqft
        Source: Stellar MLS #TB8513352 Report a problem
        5/29/2026Listed for sale$393,000+76.5%$231/sqft
        Source: Stellar MLS #TB8513352 Report a problem
        1/29/2014Sold$222,700$131/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,922 +2%$200,218 +3%
        2023$2,865 +3.2%$194,386 +3%
        2022$2,777 -0.9%$188,724 +3%
        2021$2,801 +0.4%$183,227 +1.4%
        2020$2,790 +1.9%$180,697 +2.3%
        2019$2,737 $176,634 +1.9%
        2018$2,737 +2.5%$173,341 +2.1%
        2017$2,670 +1%$169,776 +2.1%
        2016$2,644 +3%$166,284 +0.7%
        2015$2,566 +857.5%$165,128 +1174.8%
        2014$268 -2.3%$12,953 -1.2%
        2013$274 -1.1%$13,109 -1.2%
        2012$277 $13,265
        2011-- $13,265
        2010-- $13,265

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
          See how much you could borrow to make a competitive offer.

          Climate risks

          Neighborhood: 34683

          Getting around

          18 / 100
          Car-Dependent
          23 / 100
          Minimal Transit
          52 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Sutherland Elementary-PN
          • Middle: Tarpon Springs Middle-PN
          • High: Tarpon Springs High-PN

          Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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