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For sale
  • Price cut: $501 (10/31)
    $373,999

    485 HARBOR RIDGE DRIVE, PALM HARBOR, FL 34683

    3beds
    1,700sqft
    : 
    $3,057/mo
    Get pre-qualified
    Townhouse
    Built in 2014
    2,901 Square Feet Lot
    $368,800 Zestimate®
    $220/sqft
    $425/mo HOA

    What's special

    Screened lanaiBreakfast barGranite countertopsAbundant natural lightAttached two-car garageEnsuite bathOpen-concept layout
    MOTIVATE SELLER!! PLUS...Seller's preferred lender is offering a temporary 1% interest rate buydown for qualified buyers! Fall in love with this bright and inviting waterfront end-unit townhome in the desirable Harbor Ridge community of Palm Harbor! Offering 3 bedrooms, 2.5 baths, and a spacious 2-car garage, this two-story home blends comfortable everyday living with a peaceful pond setting and plenty of room to entertain. Imagine starting your morning with a fresh cup of coffee on the screened lanai, soaking in the tranquil water views before the day begins. Inside, soaring ceilings, abundant natural light, and an open-concept layout create a welcoming atmosphere perfect for gathering with friends, hosting family, or simply relaxing at home. The spacious living and dining areas flow seamlessly into the updated kitchen, featuring granite countertops, wood cabinetry, stainless steel appliances, a breakfast bar, and a walk-in pantry—making entertaining and everyday meals a breeze. All three bedrooms are located upstairs, providing a natural separation between the main living areas and private spaces. The upstairs primary suite offers beautiful pond views, a large walk-in closet, and an ensuite bath. Two additional bedrooms and the conveniently located laundry area are also upstairs, making laundry day a little easier. Tile flooring enhances the main level, while laminate flooring extends throughout the second floor. Thoughtful updates include hurricane-impact windows and sliders (2014), HVAC (2023), refrigerator (2024), dishwasher (2020), upgraded insulation, and flooring (2020). The attached two-car garage provides ample space to park two vehicles, with added convenience for everyday arrivals and departures. As an end unit sharing only one common wall, this home also offers an added sense of privacy. Enjoy the community lifestyle at Harbor Ridge, where residents have access to a refreshing community pool and cabana. Low HOA fees include exterior maintenance, grounds maintenance, cable, water, sewer, trash, and roof coverage—helping simplify homeownership. Love the Florida lifestyle? You're just minutes from Gulf beaches and approximately 15 minutes from Honeymoon Island State Park. Enjoy easy access to the local trolley route, Pinellas Trail, and the charming downtowns of Palm Harbor, Dunedin, and Tarpon Springs. Nearby US-19 puts shopping, dining, healthcare facilities, and Tampa International Airport within convenient reach. **Whether you're entertaining in the open living space, enjoying a quiet morning by the water, or heading out to explore everything Tampa Bay has to offer, this Harbor Ridge townhome is ready to welcome you home. Schedule your private showing today!**
    154 days
    320
    24

    Zillow last checked:

    Listing updated:

    Listed by:

    Sherman Gilbert 708-574-6867,

    PALM PARADISE REALTY GROUP 239-955-7256

    Source: Stellar MLS,MLS#: TB8516650MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 224 Square Feet
      • Dimensions: 14x16
      Kitchen
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 12x15
      Living room
      • Level: First
      • Area: 240 Square Feet
      • Dimensions: 15x16
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
      • Laundry: Inside, Laundry Closet
      Features
      • Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s)
      • Flooring: Laminate, Tile
      • Doors: Sliding Doors
      • Windows: Window Treatments
      • Has fireplace: No
      • Common walls with other units/homes: End Unit
      Interior area
      • Total structure area: 1,700
      • Total interior livable area: 1,700 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Enclosed, Rear Porch, Screened
      • Exterior features: Lighting, Rain Gutters, Sidewalk
      • Has view: Yes
      • View description: Water
      • Water view: Water
      Lot
      • Size: 2,901 Square Feet
      Details
      • Parcel number: 232715363020000290
      • Zoning: RPD-10
      • Special conditions: None

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • Block, Stucco, Wood Frame
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2014

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Community Mailbox, Deed Restrictions, Pool, Sidewalks
      • Pet fee: $0 monthly
      • Subdivision: HARBOR RIDGE OF PALM HARBOR
      HOA
      • Has HOA: Yes
      • Services included: Cable TV, Community Pool, Internet, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Sewer, Trash, Water
      • HOA fee: $425 monthly
      • HOA name: Ameritech-Angela Johnson
      • HOA phone: 727-726-8000
      Location
      • Region: Palm Harbor

      Financial & listing details

      • Price per square foot: $220/sqft
      • Tax assessed value: $357,484
      • Annual tax amount: $6,587
      • Date on market: 6/10/2026
      • Cumulative days on market: 155 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $368,800

        $350,000 - $387,000

        $2,638/mo

        Price history

        DateEventPrice
        10/31/2026Price change$373,999-0.1%$220/sqft
        Source: Stellar MLS #TB8516650 Report a problem
        9/30/2026Price change$374,500-1.4%$220/sqft
        Source: Stellar MLS #TB8516650 Report a problem
        8/22/2026Price change$379,900-1.3%$223/sqft
        Source: Stellar MLS #TB8516650 Report a problem
        8/5/2026Price change$385,000-0.8%$226/sqft
        Source: Stellar MLS #TB8516650 Report a problem
        7/22/2026Price change$388,000-0.3%$228/sqft
        Source: Stellar MLS #TB8516650 Report a problem
        6/10/2026Listed for sale$389,000+3.7%$229/sqft
        Source: Stellar MLS #TB8516650 Report a problem
        5/2/2025Sold$375,000-3.8%$221/sqft
        Source: Stellar MLS #U8252991 Report a problem
        4/18/2025Pending sale$389,900$229/sqft
        Source: Stellar MLS #U8252991 Report a problem
        4/8/2025Price change$389,900-2.5%$229/sqft
        Source: Stellar MLS #U8252991 Report a problem
        1/8/2025Price change$399,900-3.6%$235/sqft
        Source: Stellar MLS #U8252991 Report a problem
        12/9/2024Price change$415,000-2.4%$244/sqft
        Source: Stellar MLS #U8252991 Report a problem
        9/6/2024Price change$425,000-2.3%$250/sqft
        Source: Stellar MLS #U8252991 Report a problem
        8/10/2024Listed for sale$435,000+59.6%$256/sqft
        Source: Stellar MLS #U8252991 Report a problem
        2/19/2021Listing removed--
        Source: Zillow Rental Manager Report a problem
        1/31/2021Listed for rent$1,990$1/sqft
        Source: Zillow Rental Manager Report a problem
        2/3/2020Sold$272,500-2%$160/sqft
        Source: Public Record Report a problem
        1/9/2020Pending sale$278,000$164/sqft
        Source: MC HOMES REALTY INC #U8062790 Report a problem
        1/6/2020Price change$278,000-1.4%$164/sqft
        Source: MC HOMES REALTY INC #U8062790 Report a problem
        11/12/2019Price change$282,000-2.1%$166/sqft
        Source: MC HOMES REALTY INC #U8062790 Report a problem
        10/23/2019Listed for sale$288,000+28.7%$169/sqft
        Source: MC HOMES REALTY INC #U8062790 Report a problem
        5/15/2014Sold$223,715$132/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,587 +96.1%$357,484 +58.9%
        2024$3,359 +1.9%$225,022 +3%
        2023$3,298 +3.1%$218,468 +3%
        2022$3,200 -32.5%$212,105 -13%
        2021$4,739 +0%$243,810 +1.4%
        2020$4,738 -5.4%$240,416 -4.7%
        2019$5,009 $252,311 +9.2%
        2018$5,009 +8.1%$231,018 +2.9%
        2017$4,633 +7%$224,535 +7.4%
        2016$4,330 +6.1%$209,019 +5.5%
        2015$4,083 +1423.3%$198,162 +1429.9%
        2014$268 -2.3%$12,953 -1.2%
        2013$274 -1.1%$13,109 -1.2%
        2012$277 $13,265
        2011-- $13,265
        2010-- $13,265
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 34683

        Getting around

        18 / 100
        Car-Dependent
        23 / 100
        Minimal Transit
        50 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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