MOTIVATE SELLER!! PLUS...Seller's preferred lender is offering a temporary 1% interest rate buydown for qualified buyers! Fall in love with this bright and inviting waterfront end-unit townhome in the desirable Harbor Ridge community of Palm Harbor! Offering 3 bedrooms, 2.5 baths, and a spacious 2-car garage, this two-story home blends comfortable everyday living with a peaceful pond setting and plenty of room to entertain. Imagine starting your morning with a fresh cup of coffee on the screened lanai, soaking in the tranquil water views before the day begins. Inside, soaring ceilings, abundant natural light, and an open-concept layout create a welcoming atmosphere perfect for gathering with friends, hosting family, or simply relaxing at home. The spacious living and dining areas flow seamlessly into the updated kitchen, featuring granite countertops, wood cabinetry, stainless steel appliances, a breakfast bar, and a walk-in pantry—making entertaining and everyday meals a breeze. All three bedrooms are located upstairs, providing a natural separation between the main living areas and private spaces. The upstairs primary suite offers beautiful pond views, a large walk-in closet, and an ensuite bath. Two additional bedrooms and the conveniently located laundry area are also upstairs, making laundry day a little easier. Tile flooring enhances the main level, while laminate flooring extends throughout the second floor. Thoughtful updates include hurricane-impact windows and sliders (2014), HVAC (2023), refrigerator (2024), dishwasher (2020), upgraded insulation, and flooring (2020). The attached two-car garage provides ample space to park two vehicles, with added convenience for everyday arrivals and departures. As an end unit sharing only one common wall, this home also offers an added sense of privacy. Enjoy the community lifestyle at Harbor Ridge, where residents have access to a refreshing community pool and cabana. Low HOA fees include exterior maintenance, grounds maintenance, cable, water, sewer, trash, and roof coverage—helping simplify homeownership. Love the Florida lifestyle? You're just minutes from Gulf beaches and approximately 15 minutes from Honeymoon Island State Park. Enjoy easy access to the local trolley route, Pinellas Trail, and the charming downtowns of Palm Harbor, Dunedin, and Tarpon Springs. Nearby US-19 puts shopping, dining, healthcare facilities, and Tampa International Airport within convenient reach. **Whether you're entertaining in the open living space, enjoying a quiet morning by the water, or heading out to explore everything Tampa Bay has to offer, this Harbor Ridge townhome is ready to welcome you home. Schedule your private showing today!**
For sale
Price cut: $501 (10/31)
$373,999
485 HARBOR RIDGE DRIVE, PALM HARBOR, FL 34683
3beds
1,700sqft
Townhouse
Built in 2014
2,901 Square Feet Lot
$368,800 Zestimate®
$220/sqft
$425/mo HOA
What's special
Screened lanaiBreakfast barGranite countertopsAbundant natural lightAttached two-car garageEnsuite bathOpen-concept layout
- 154 days
- 320
- 24
Zillow last checked:
Listing updated:
Listed by:
Sherman Gilbert 708-574-6867,
PALM PARADISE REALTY GROUP 239-955-7256
Source: Stellar MLS,MLS#: TB8516650
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 224 Square Feet
- Dimensions: 14x16
Kitchen
- Level: First
- Area: 180 Square Feet
- Dimensions: 12x15
Living room
- Level: First
- Area: 240 Square Feet
- Dimensions: 15x16
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Closet
Features
- Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s)
- Flooring: Laminate, Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: No
- Common walls with other units/homes: End Unit
Interior area
- Total structure area: 1,700
- Total interior livable area: 1,700 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Enclosed, Rear Porch, Screened
- Exterior features: Lighting, Rain Gutters, Sidewalk
- Has view: Yes
- View description: Water
- Water view: Water
Lot
- Size: 2,901 Square Feet
Details
- Parcel number: 232715363020000290
- Zoning: RPD-10
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
Materials
- Block, Stucco, Wood Frame
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 2014
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Community Mailbox, Deed Restrictions, Pool, Sidewalks
- Pet fee: $0 monthly
- Subdivision: HARBOR RIDGE OF PALM HARBOR
HOA
- Has HOA: Yes
- Services included: Cable TV, Community Pool, Internet, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Sewer, Trash, Water
- HOA fee: $425 monthly
- HOA name: Ameritech-Angela Johnson
- HOA phone: 727-726-8000
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $220/sqft
- Tax assessed value: $357,484
- Annual tax amount: $6,587
- Date on market: 6/10/2026
- Cumulative days on market: 155 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$368,800
$350,000 - $387,000
$2,638/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/31/2026 | Price change | $373,999-0.1%$220/sqft |
Source: | ||
| 9/30/2026 | Price change | $374,500-1.4%$220/sqft |
Source: | ||
| 8/22/2026 | Price change | $379,900-1.3%$223/sqft |
Source: | ||
| 8/5/2026 | Price change | $385,000-0.8%$226/sqft |
Source: | ||
| 7/22/2026 | Price change | $388,000-0.3%$228/sqft |
Source: | ||
| 6/10/2026 | Listed for sale | $389,000+3.7%$229/sqft |
Source: | ||
| 5/2/2025 | Sold | $375,000-3.8%$221/sqft |
Source: | ||
| 4/18/2025 | Pending sale | $389,900$229/sqft |
Source: | ||
| 4/8/2025 | Price change | $389,900-2.5%$229/sqft |
Source: | ||
| 1/8/2025 | Price change | $399,900-3.6%$235/sqft |
Source: | ||
| 12/9/2024 | Price change | $415,000-2.4%$244/sqft |
Source: | ||
| 9/6/2024 | Price change | $425,000-2.3%$250/sqft |
Source: | ||
| 8/10/2024 | Listed for sale | $435,000+59.6%$256/sqft |
Source: | ||
| 2/19/2021 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 1/31/2021 | Listed for rent | $1,990$1/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 2/3/2020 | Sold | $272,500-2%$160/sqft |
Source: Public Record Report a problem | ||
| 1/9/2020 | Pending sale | $278,000$164/sqft |
Source: MC HOMES REALTY INC #U8062790 Report a problem | ||
| 1/6/2020 | Price change | $278,000-1.4%$164/sqft |
Source: MC HOMES REALTY INC #U8062790 Report a problem | ||
| 11/12/2019 | Price change | $282,000-2.1%$166/sqft |
Source: MC HOMES REALTY INC #U8062790 Report a problem | ||
| 10/23/2019 | Listed for sale | $288,000+28.7%$169/sqft |
Source: MC HOMES REALTY INC #U8062790 Report a problem | ||
| 5/15/2014 | Sold | $223,715$132/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,587 +96.1% | $357,484 +58.9% |
| 2024 | $3,359 +1.9% | $225,022 +3% |
| 2023 | $3,298 +3.1% | $218,468 +3% |
| 2022 | $3,200 -32.5% | $212,105 -13% |
| 2021 | $4,739 +0% | $243,810 +1.4% |
| 2020 | $4,738 -5.4% | $240,416 -4.7% |
| 2019 | $5,009 | $252,311 +9.2% |
| 2018 | $5,009 +8.1% | $231,018 +2.9% |
| 2017 | $4,633 +7% | $224,535 +7.4% |
| 2016 | $4,330 +6.1% | $209,019 +5.5% |
| 2015 | $4,083 +1423.3% | $198,162 +1429.9% |
| 2014 | $268 -2.3% | $12,953 -1.2% |
| 2013 | $274 -1.1% | $13,109 -1.2% |
| 2012 | $277 | $13,265 |
| 2011 | -- | $13,265 |
| 2010 | -- | $13,265 |
Find assessor info on the county website
Monthly payment
Est. payment






