5112 Roan St N, Johnson City, TN 37615

5112 N Roan Street Johnson City, TN 37615 3 Beds 2 Baths 1,218 SF finished space (plus basement and garage) I'm selling this home Rent To Own (with me acting as the bank but requiring less than 20% down). Perfect for those that want to skip all the bank requirements like: credit checks, higher % down payments mortgage insurance, income statements, proof of yrs of employment, background checks, etc, just to qualify to pay for a house! $230,000 TOTAL $20,000 down payment I am loaning $210,000 Monthly payment $2,200 LOCATION, LOCATION, LOCATION at its BEST! This brick ranch-style home features 3 bedrooms, 2 bathrooms, and a total of 1,218 square feet of living space. Located in Johnson City, the home includes hardwood floors in the living room and hallways, with additional hardwood underneath the carpet in the bedrooms. There is a full unfinished basement, a main-level automatic garage, and a spacious yard. The roof is in great condition, & the home is structurally sound. The home has a heat pump with central heat and air conditioning. The house is located between Johnson City and Kingsport, making it convenient for commuting . Directions: Highway 36 towards Kingsport. Home is on the left before Rockingham Rd. $230,000 TOTAL $20,000 downpayment I am loaning $210,000 Monthly payment $2,200 Frequently Asked Questions: 1. Do I own the home? Yes 100% I have paid for this home in full and have no loans on any of the homes I offer Rent to Own. Reliable Title in Johnson City has done all the closing when I have purchased the homes I offer Rent to Own. Reliable Title will tell you that I have TITLE INSURANCE on every home I am selling Rent to Own. 2. Do we have a closing? The credit union I am a member of will notarize contracts for free. I normally meet at the credit union to sign and notarize the contract when I accept the downpayment. However, this is a binding contract without notarization. I've also sold many homes with this same contract via Docusign, forgoing an in person closing. 3. Do I qualify? How do I apply? There is no application. All you have to do is start the conversations. Text, call, or pm me on this post. 4. Can the payment be decreased? What if I want to make a larger down payment ? A larger downpayment will lower the monthly payment. (Also, depending on the circumstances, I have lowered the total price of the home, which also decreases the payment, to incentivizing you providing a larger down payment.) There will never be another balloon payment required: the loan can run the full term, & there is not a penalty to pay off early. You can pay me off the principal at anytime & any amount you pay above the payment is added together and deducted from the remaining principal if you would like to pay the loan off early. What if I want to make changes to the home? 5. What if I want to make changes to the home ? The homes I offer for Rent to Own are sold "as is", because you own the home and can make it exactly as you prefer. I just need to be notified of anything major to make sure there isn't anything load-bearing or structural changed or somthing that might devalue the home. You can feel free to make the changes to the home that you like. 6. What if I have bad credit? You show you are serious about being a home owner by providing the downpayment. I do not do credit or background checks (I'm too busy); that's your business. However, you can use proof of making monthly payments to me to improve your credit score. 7. How do I view the home? There is a coded lock on the door. Give me a call or send me a message and I will tell you how to access the property. A higher downpayment will result in a lower monthly payment. I also have other rent to own properties available in the Tri-cities. Call me or send me a message for more information. This home is RENT TO OWN only, it is NOT for rent. You can make this your forever home with a $20,000 down payment and monthly payments. No section 8. This is not a scam. People have taken my photos and asked for an application fee in the past. Do not send anyone an application fee for my rent to own homes. There is no application. You can verify me by calling Hearth and Home Reality in Elizabethton TN. Most of the homes I offer for Rent to Own purposes (including this one) have been bought via Harth&Home and my realtor Camille Poor. Please feel free to contact them to verify my legitimacy. General Property Description Property Sub-Type Single Family Residence Deed Book #957 Deed Page # 2042 Parcel ID 0130 A 015.00 Lot Dimensions 134x164 Zoning R1 # Bedrooms 3 Total Baths 2 Full Total Rooms 5 Year Built 1965 Elementary School Boones Creek Middle School Boones Creek High School Daniel Boone Total SqFt 2,436 Total SqFt Finished 1,218 Total SqFt Unfinished 1,218 Above Grade SqFt 1,218 Exterior Finish -Brick Window Features-Double Pane Windows Interior Features-Eat-in Kitchen, Kitchen/Dining Combo, Laminate Counters Appliances-Built-In Electric Oven, Dishwasher, Electric Range, Refrigerator Laundry Features-Electric Dryer Hookup, Washer Hookup Flooring-Carpet, Hardwood Roof-Shingle Parking- Asphalt, Garage Door Opener, Parking Covered, Front Patio Heating Electric, Heat Pump AC Heat Pump Water-Public Sewer-Public Sewer Walls-Drywall, Paneling Basement-Block, Concrete, Walk-Out Access Foundation-Block