COZY 2-BED COTTAGE NEAR ECU WITH PICKET FENCE & EASY-CARE YARD IN ADA
Looking for a simple, low-maintenance home close to East Central University and everyday needs? This 2-bed, 1-bath cottage at 512 N Francis Street offers a cozy place to land in Ada with quick access to campus, shops, and dining.
Built in 1920 and thoughtfully updated over time, this home blends charm with comfort. Central heat and air keep things steady year-round. Inside, soft pastel touches—like a baby blue bathroom and light pink accents—give the home a warm, inviting feel. It has a fun, relaxed vibe that feels easy to live in. The spirit of the home is light, cheerful, and cozy.
Step outside to a wood picket fence and a side yard that is larger than the back—great for a small garden, pets, or a quiet place to unwind. The lot size keeps yard work simple while still giving you room to enjoy the outdoors.
Recent updates include some siding replacement, fresh paint, and a new shower surround. Utilities include OG&E electric, Summit Gas, City of Ada water/sewer/trash, and Sparklight internet.
Nearby: East Central University, Willard Elementary, local parks, and main roads for an easy commute across Ada.
Priced at $120,000, with the seller open to all loan types, including options often used by first-time buyers.
IF YOU WANT A HOME THAT FEELS EASY, BRIGHT, AND CLOSE TO EVERYTHING, THIS ONE IS WORTH A LOOK.
For sale
Price cut: $10K (5/29)
$110,000
512 N Francis St, Ada, OK 74820
2beds
790sqft
Single Family Residence
Built in 1920
2,482 Square Feet Lot
$-- Zestimate®
$139/sqft
$-- HOA
What's special
Warm inviting feelNew shower surroundFresh paintWood picket fenceCentral heat and air
- 105 days |
- 195 |
- 4 |
Zillow last checked:
Listing updated:
Listed by:
Christina Franklin 580-447-3481,
Spirit Realty Group, LLC
Source: MLS Technology, Inc.,MLS#: 2610259
Originating MLS: MLS Technology
Originating MLS: MLS TechnologyLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dryer, Gas Water Heater, Oven, Range, Refrigerator, Stove, Washer
- Laundry: Washer Hookup, Electric Dryer Hookup
Features
- High Speed Internet, Laminate Counters, Cable TV, Ceiling Fan(s), Electric Oven Connection, Electric Range Connection
- Flooring: Vinyl
- Windows: Aluminum Frames
- Basement: None,Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 790
- Total interior livable area: 790 sqft
Video & virtual tour
Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio, Porch
- Exterior features: Dirt Driveway
- Pool features: None
- Fencing: Partial,Privacy
Lot
- Size: 2,482 Square Feet
- Features: Mature Trees
Details
- Additional structures: None
- Parcel number: 005500006005000500
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Wood Siding, Wood Frame
- Foundation: Crawlspace
- Roof: Asphalt,Fiberglass
Condition
- Year built: 1920
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Natural Gas Available, High Speed Internet Available, Water Available
Green energy
- Indoor air quality: Ventilation
Community & HOA
Community
- Features: Sidewalks
- Security: No Safety Shelter, Smoke Detector(s)
- Subdivision: Capital Hill
HOA
- Has HOA: No
Location
- Region: Ada
Financial & listing details
- Price per square foot: $139/sqft
- Tax assessed value: $103,000
- Annual tax amount: $1,168
- Date on market: 3/26/2026
- Cumulative days on market: 106 days
- Listing terms: Conventional,FHA,USDA Loan,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/29/2026 | Price change | $110,000-8.3%$139/sqft |
Source:  MLS Technology, Inc. #2610259 Report a problem | ||
| 3/26/2026 | Listed for sale | $120,000+15.4%$152/sqft |
Source: MLS Technology, Inc. #2610259 Report a problem | ||
| 6/9/2023 | Sold | $104,000+4.1%$132/sqft |
Source: MLS Technology, Inc. #2314422 Report a problem | ||
| 4/29/2023 | Pending sale | $99,900$126/sqft |
Source: MLS Technology, Inc. #2314422 Report a problem | ||
| 4/28/2023 | Listed for sale | $99,900+11.6%$126/sqft |
Source: MLS Technology, Inc. #2314422 Report a problem | ||
| 4/30/2022 | Sold | $89,500$113/sqft |
Source: MLS Technology, Inc. #2204267 Report a problem | ||
| 3/9/2022 | Pending sale | $89,500$113/sqft |
Source: MLS Technology, Inc. #2204267 Report a problem | ||
| 2/12/2022 | Listed for sale | $89,500+155.7%$113/sqft |
Source: MLS Technology, Inc. #2204267 Report a problem | ||
| 12/29/2020 | Sold | $35,000$44/sqft |
Source:  MLS Technology, Inc. #1921204 Report a problem | ||
| 8/5/2020 | Listed for sale | $35,000$44/sqft |
Source: Margaret Barton & Associates #1921204 Report a problem | ||
| 7/11/2019 | Pending sale | $35,000$44/sqft |
Source: Margaret Barton & Associates #1921204 Report a problem | ||
| 6/10/2019 | Listed for sale | $35,000+7.7%$44/sqft |
Source: Margaret Barton & Associates #1921204 Report a problem | ||
| 3/21/2013 | Sold | $32,500$41/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,168 -2.3% | $12,360 -1% |
| 2024 | $1,196 +7.9% | $12,480 +16.2% |
| 2023 | $1,108 +171.7% | $10,740 +175.9% |
| 2022 | $408 +5.4% | $3,893 -6% |
| 2021 | $387 +6% | $4,140 +8.9% |
| 2020 | $365 +111.1% | $3,800 |
| 2019 | $173 -0.1% | $3,800 |
| 2018 | $173 +4.2% | $3,800 |
| 2017 | $166 +7.1% | $3,800 |
| 2016 | $155 -2% | $3,800 |
| 2015 | $158 +7.3% | $3,800 |
| 2014 | $147 +179.9% | $3,800 +130.3% |
| 2013 | $53 -2.7% | $1,650 |
| 2012 | $54 | $1,650 |
| 2011 | -- | $1,650 |
| 2010 | -- | $1,650 |
| 2009 | -- | $1,650 |
| 2008 | -- | $1,650 |
| 2007 | $51 | $1,650 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 74820
Nearby schools
GreatSchools rating
- 4/10Willard Elementary SchoolGrades: 5-6Distance: 0.2 mi
- 6/10Ada Junior High SchoolGrades: 7-9Distance: 1.3 mi
- 7/10Ada High SchoolGrades: 10-12Distance: 1.4 mi
Schools provided by the listing agent
- Elementary: Ada
- High: Ada
- District: Ada - Sch Dist (I9)
Source: MLS Technology, Inc.. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Oklahoma
- Pontotoc County
- Ada
- 74820
- 512 N Francis St
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