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For sale
    • Price cut: $20K (6/16)
    $529,000

    515 E Palmer Mill Rd, Monticello, FL 32344

    3beds
    2,187sqft
    : 
    $3,371/mo
    Get pre-qualified
    Single Family Residence
    Built in 1904
    3.54 Acres Lot
    $-- Zestimate®
    $242/sqft
    $-- HOA

    What's special

    Koi pondBeautiful landscaping throughoutCommercial grade greenhouse
    **MOTIVATED SELLERS - CONCESSION(S) BEING OFFERED** Remarkable, peaceful in-town oasis on 3.54 acres! An incredible find in the heart of downtown Monticello, FL. Not only is this home located on a private 3.54 acre spread, surrounded by a perimeter of natural foliage, but the home itself has been beautifully updated, blending the charm of old and the convenience of new. The 3 bedroom/3 bathroom, 2,000+ sq ft home has a kitchen flooded with natural light overlooking beautiful back yard views. The Master Suite is incredibly spacious, with it's own sitting area and/or office space. The Master Bath has a double vanity and tiled walked in shower. The Master also has it's own private, exterior door access. Outdoors, there is a pool house with a lap pool, a commercial grade greenhouse, (2) additional outbuildings (1 with electric/water), a koi pond and beautiful landscaping throughout, with a multitude of gorgeous flowers, planted by a professional gardener/florist, that bloom throughout the year. Hummingbirds are plentiful daily (except during winter) if you keep the feeders full of nectar! Also, the property has a citrus grove with three large orange trees (2 naval and 1 honeybell) and two lime trees. Roof (2022) | A/C (upgraded, 2021). A must see for sure! **Note: One bedroom (10x10) is not pictured, because it was being used for storage at the time photos were taken.
    283 days
    |
    658
    |
    61
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Brenna Kelly Ward 850-510-9687,

    Kelly & Kelly Properties, Inc

    Source: TBR,MLS#: 392310MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Other, Sunroom, Utility Room
      Primary bedroom
      • Dimensions: 21x13
      Bedroom 2
      • Dimensions: 22x9
      Bedroom 3
      • Dimensions: 10x10
      Dining room
      • Dimensions: 14x13
      Family room
      • Dimensions: -
      Kitchen
      • Dimensions: 15x11
      Living room
      • Dimensions: 16x13
      Other
      • Dimensions: 16x13
      Heating
      • Central, Electric, Wood
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Dishwasher, Ice Maker, Microwave, Refrigerator, Washer
      Features
      • Tray Ceiling(s), High Ceilings, Stall Shower, Vaulted Ceiling(s), Window Treatments, Split Bedrooms, Sun Room, Walk-In Closet(s)
      • Flooring: Plank, Tile, Vinyl
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,187
      • Total interior livable area: 2,187 sqft

      Property

      Parking
      • Parking features: Parking Space(s), Gated
      Features
      • Stories: 1
      • Patio & porch: Covered, Porch
      • Exterior features: Fully Fenced
      • Has private pool: Yes
      • Pool features: In Ground, Pool Equipment
      • Fencing: Fenced
      • Has view: Yes
      • View description: Park/Greenbelt
      Lot
      • Size: 3.54 Acres
      • Dimensions: 279 x 575 x 279 x 567
      Details
      • Parcel number: 302N5E000015720000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • Year built: 1904

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Security: Security System Leased
      • Subdivision: ACEDEMY HEIGHTS ADD
      HOA
      • Services included: None
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $242/sqft
      • Tax assessed value: $397,972
      • Annual tax amount: $6,270
      • Date on market: 10/18/2025
      • Cumulative days on market: 284 days
      • Listing terms: Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/16/2026Price change$529,000-3.6%$242/sqft
        Source: TBR #392310 Report a problem
        3/27/2026Price change$549,000-5.2%$251/sqft
        Source: TBR #392310 Report a problem
        1/18/2026Price change$579,000-1%$265/sqft
        Source: TBR #392310 Report a problem
        10/18/2025Listed for sale$585,000+12.5%$267/sqft
        Source: TBR #392310 Report a problem
        9/16/2024Sold$520,000-1%$238/sqft
        Source: TBR #374312 Report a problem
        8/22/2024Contingent$525,000$240/sqft
        Source: TBR #374312 Report a problem
        7/2/2024Listed for sale$525,000+297.7%$240/sqft
        Source: TBR #374312 Report a problem
        8/8/2003Sold$132,000$60/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,270 +102.2%$339,552 +93.1%
        2024$3,101 +5%$175,882 +3%
        2023$2,953 +4.3%$170,825 +2.5%
        2022$2,830 +1.3%$166,601 +3%
        2021$2,793 +0.3%$161,791 +1.4%
        2020$2,786 $159,583 +0.1%
        2019$2,786 -3.2%$159,492 -1.7%
        2018$2,876 $162,216 +2%
        2017$2,876 $158,980 +2%
        2016-- $155,846 +0.6%
        2015-- $154,924 +0.8%
        2014-- $153,722 +1.5%
        2013-- $151,501 +1.7%
        2012-- $149,026 +5.4%
        2011-- $141,330 +1.5%
        2010-- $139,241 +2.7%
        2009-- $135,580 +0.1%
        2008-- $135,445 +3%
        2007-- $131,500 +2.5%
        2006-- $128,293 +3%
        2005-- $124,556 +3%
        2004-- $120,928 +73%
        2003-- $69,889 +5.2%
        2002-- $66,403 +44.2%
        2001-- $46,060
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32344

        Getting around

        50 / 100
        Somewhat Walkable
        69 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Jefferson County K-12 School
        • Middle: Jefferson County K-12 School
        • High: Jefferson County K-12 School

        Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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