Perched on the coveted top floor of Summit at Tops'l Beach and Racquet Resort, this two-bedroom, two-bath penthouse condominium offers a perspective few properties along the Emerald Coast can match. Framed by sweeping views across Coffeen Nature Preserve, Fuller Lake, Topsail Hill Preserve State Park, and the Gulf, the residence captures a rare combination of emerald waters and protected natural landscapes that will remain preserved for generations to come.
Inside, a bright coastal palette and thoughtfully curated interiors create an inviting retreat equally suited for a primary residence, second home, or vacation rental investment. Offered fully furnished and turnkey, the property presents an exceptional opportunity to begin enjoying the coastal lifestyle immediately. The open-concept floor plan is designed to maximize both the natural light and the spectacular setting, while the spacious balcony serves as an extension of the living space, offering a front-row seat to some of the most unique views in Walton County.
This condominium features 10-foot ceilings, transom windows that fill the home with additional natural light, an oversized balcony, and one of the few deeded covered parking spaces available. Additional highlights include an in-unit washer and dryer, a well-appointed kitchen with stainless steel appliances, beautiful bathrooms with custom tiled showers, and a calming coastal aesthetic that complements the natural beauty just beyond the windows. Spanning 52 gated acres with more than 600 feet of private beach frontage, Tops'l Beach and Racquet Resort is widely recognized for its exceptional collection of amenities. Owners and guests enjoy access to multiple pools, a fitness center, hot tub, tennis and racquet sports facilities, on-site dining, and convenient beach access, all while being surrounded by some of the area's most treasured natural landscapes.
Ideally located between Grand Boulevard, Sandestin, Silver Sands Premium Outlets, and the scenic beauty of Topsail Hill Preserve State Park, this exceptional property offers the perfect balance of recreation, convenience, and the peaceful setting that makes this stretch of the Emerald Coast so special.
For sale
$599,000
515 Topsl Beach Blvd APT 1103, Miramar Beach, FL 32550
2beds
1,141sqft
Condominium
Built in 1997
-- sqft lot
$574,600 Zestimate®
$525/sqft
$-- HOA
What's special
Two-bedroom two-bathIn-unit washer and dryerCalming coastal aestheticOversized balcony
- 17 days
- 549
- 34
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Spears Group 850-710-2114,
Compass,
Bradley S Smith 850-598-6771,
Compass
Source: ECAOR,MLS#: 1010037
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 192 Square Feet
- Dimensions: 16 x 12
Bedroom
- Level: First
- Area: 144 Square Feet
- Dimensions: 12 x 12
Dining room
- Description: Dining/Living Combo
- Level: First
- Area: 352 Square Feet
- Dimensions: 22 x 16
Kitchen
- Level: First
- Area: 36 Square Feet
- Dimensions: 9 x 4
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Vaulted Ceiling(s)
- Flooring: Tile
- Furnished: Yes
Interior area
- Total structure area: 1,141
- Total interior livable area: 1,141 sqft
Property
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Attached garage spaces: 1
Features
- Exterior features: Balcony
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
Details
- Parcel number: 352S21421500001103
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Concrete
Condition
- Construction Complete
- New construction: No
- Year built: 1997
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: BBQ Pit/Grill, Beach, Elevators, Fishing, Gated, Pool, TV Cable, Tennis Court(s), Pickleball, Short Term Rental - Allowed
- Security: Fire Alarm
- Subdivision: SUMMIT AT TOPS'L (THE)
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Insurance, Management, Recreational Faclty, Security, Sewer, Cable TV, Trash, Water, Internet
Location
- Region: Miramar Beach
Financial & listing details
- Price per square foot: $525/sqft
- Tax assessed value: $485,210
- Annual tax amount: $4,384
- Date on market: 8/17/2026
Estimated market value
$574,600
$546,000 - $603,000
$2,693/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/17/2026 | Listed for sale | $599,000-7.8%$525/sqft |
Source: | ||
| 8/17/2026 | Listing removed | $650,000$570/sqft |
Source: | ||
| 3/25/2026 | Listed for sale | $650,000+30.3%$570/sqft |
Source: | ||
| 1/30/2026 | Listing removed | $3,500$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/5/2025 | Listed for rent | $3,500$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/19/2025 | Listing removed | $3,500$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/14/2025 | Price change | $3,500-10.3%$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/6/2025 | Listed for rent | $3,900$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/15/2020 | Sold | $499,000$437/sqft |
Source: | ||
| 10/1/2020 | Listed for sale | $499,000-0.2%$437/sqft |
Source: Vacasa Real Estate - Tops'l #856365 Report a problem | ||
| 3/27/2008 | Listing removed | $500,000$438/sqft |
Source: Close Realty #409415 Report a problem | ||
| 2/25/2008 | Listed for sale | $500,000+8.7%$438/sqft |
Source: Close Realty #409415 Report a problem | ||
| 2/26/2007 | Sold | $460,000+70.7%$403/sqft |
Source: Public Record Report a problem | ||
| 5/10/2000 | Sold | $269,500$236/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,384 -7.2% | $485,210 +0.7% |
| 2024 | $4,726 +5.3% | $481,861 +10% |
| 2023 | $4,488 +21.6% | $438,055 +10% |
| 2022 | $3,691 +0.5% | $398,232 +5% |
| 2021 | $3,671 +27.8% | $379,268 +31.8% |
| 2020 | $2,872 +2.5% | $287,737 +2% |
| 2019 | $2,802 | $282,101 +2% |
| 2018 | $2,802 +1.6% | $276,567 +3% |
| 2017 | $2,758 +3.6% | $268,512 -0.3% |
| 2016 | $2,661 +3.3% | $269,185 +10% |
| 2015 | $2,576 +8.2% | $244,710 +10.3% |
| 2014 | $2,380 | $221,959 +20.8% |
| 2013 | -- | $183,815 -5% |
| 2012 | -- | $193,491 -15% |
| 2011 | -- | $227,630 -5% |
| 2010 | -- | $239,610 -14.4% |
| 2009 | -- | $279,990 -27.2% |
| 2008 | -- | $384,813 |
| 2007 | -- | $384,813 +30% |
| 2005 | -- | $296,010 +49.5% |
| 2004 | -- | $198,000 +3.7% |
| 2003 | -- | $191,007 |
| 2002 | -- | $191,007 |
| 2001 | -- | $191,007 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32550
Nearby schools
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







