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For sale
  • $599,000

    515 Topsl Beach Blvd APT 1103, Miramar Beach, FL 32550

    2beds
    1,141sqft
    : 
    $3,738/mo
    Get pre-qualified
    Condominium
    Built in 1997
    -- sqft lot
    $574,600 Zestimate®
    $525/sqft
    $-- HOA

    What's special

    Two-bedroom two-bathIn-unit washer and dryerCalming coastal aestheticOversized balcony
    Perched on the coveted top floor of Summit at Tops'l Beach and Racquet Resort, this two-bedroom, two-bath penthouse condominium offers a perspective few properties along the Emerald Coast can match. Framed by sweeping views across Coffeen Nature Preserve, Fuller Lake, Topsail Hill Preserve State Park, and the Gulf, the residence captures a rare combination of emerald waters and protected natural landscapes that will remain preserved for generations to come. Inside, a bright coastal palette and thoughtfully curated interiors create an inviting retreat equally suited for a primary residence, second home, or vacation rental investment. Offered fully furnished and turnkey, the property presents an exceptional opportunity to begin enjoying the coastal lifestyle immediately. The open-concept floor plan is designed to maximize both the natural light and the spectacular setting, while the spacious balcony serves as an extension of the living space, offering a front-row seat to some of the most unique views in Walton County. This condominium features 10-foot ceilings, transom windows that fill the home with additional natural light, an oversized balcony, and one of the few deeded covered parking spaces available. Additional highlights include an in-unit washer and dryer, a well-appointed kitchen with stainless steel appliances, beautiful bathrooms with custom tiled showers, and a calming coastal aesthetic that complements the natural beauty just beyond the windows. Spanning 52 gated acres with more than 600 feet of private beach frontage, Tops'l Beach and Racquet Resort is widely recognized for its exceptional collection of amenities. Owners and guests enjoy access to multiple pools, a fitness center, hot tub, tennis and racquet sports facilities, on-site dining, and convenient beach access, all while being surrounded by some of the area's most treasured natural landscapes. Ideally located between Grand Boulevard, Sandestin, Silver Sands Premium Outlets, and the scenic beauty of Topsail Hill Preserve State Park, this exceptional property offers the perfect balance of recreation, convenience, and the peaceful setting that makes this stretch of the Emerald Coast so special.
    17 days
    549
    34

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Spears Group 850-710-2114,

    Compass,

    Bradley S Smith 850-598-6771,

    Compass

    Source: ECAOR,MLS#: 1010037MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 192 Square Feet
      • Dimensions: 16 x 12
      Bedroom
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Dining room
      • Description: Dining/Living Combo
      • Level: First
      • Area: 352 Square Feet
      • Dimensions: 22 x 16
      Kitchen
      • Level: First
      • Area: 36 Square Feet
      • Dimensions: 9 x 4
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Vaulted Ceiling(s)
      • Flooring: Tile
      • Furnished: Yes
      Interior area
      • Total structure area: 1,141
      • Total interior livable area: 1,141 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage - Attached
      • Attached garage spaces: 1
      Features
      • Exterior features: Balcony
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      Details
      • Parcel number: 352S21421500001103

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Concrete
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Beach, Elevators, Fishing, Gated, Pool, TV Cable, Tennis Court(s), Pickleball, Short Term Rental - Allowed
      • Security: Fire Alarm
      • Subdivision: SUMMIT AT TOPS'L (THE)
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Insurance, Management, Recreational Faclty, Security, Sewer, Cable TV, Trash, Water, Internet
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $525/sqft
      • Tax assessed value: $485,210
      • Annual tax amount: $4,384
      • Date on market: 8/17/2026

        Estimated market value

        $574,600

        $546,000 - $603,000

        $2,693/mo

        Price history

        DateEventPrice
        8/17/2026Listed for sale$599,000-7.8%$525/sqft
        Source: ECAOR #1010037 Report a problem
        8/17/2026Listing removed$650,000$570/sqft
        Source: ECAOR #998897 Report a problem
        3/25/2026Listed for sale$650,000+30.3%$570/sqft
        Source: ECAOR #998897 Report a problem
        1/30/2026Listing removed$3,500$3/sqft
        Source: Zillow Rentals Report a problem
        11/5/2025Listed for rent$3,500$3/sqft
        Source: Zillow Rentals Report a problem
        5/19/2025Listing removed$3,500$3/sqft
        Source: Zillow Rentals Report a problem
        5/14/2025Price change$3,500-10.3%$3/sqft
        Source: Zillow Rentals Report a problem
        5/6/2025Listed for rent$3,900$3/sqft
        Source: Zillow Rentals Report a problem
        12/15/2020Sold$499,000$437/sqft
        Source: ECAOR #856365 Report a problem
        10/1/2020Listed for sale$499,000-0.2%$437/sqft
        Source: Vacasa Real Estate - Tops'l #856365 Report a problem
        3/27/2008Listing removed$500,000$438/sqft
        Source: Close Realty #409415 Report a problem
        2/25/2008Listed for sale$500,000+8.7%$438/sqft
        Source: Close Realty #409415 Report a problem
        2/26/2007Sold$460,000+70.7%$403/sqft
        Source: Public Record Report a problem
        5/10/2000Sold$269,500$236/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,384 -7.2%$485,210 +0.7%
        2024$4,726 +5.3%$481,861 +10%
        2023$4,488 +21.6%$438,055 +10%
        2022$3,691 +0.5%$398,232 +5%
        2021$3,671 +27.8%$379,268 +31.8%
        2020$2,872 +2.5%$287,737 +2%
        2019$2,802 $282,101 +2%
        2018$2,802 +1.6%$276,567 +3%
        2017$2,758 +3.6%$268,512 -0.3%
        2016$2,661 +3.3%$269,185 +10%
        2015$2,576 +8.2%$244,710 +10.3%
        2014$2,380 $221,959 +20.8%
        2013-- $183,815 -5%
        2012-- $193,491 -15%
        2011-- $227,630 -5%
        2010-- $239,610 -14.4%
        2009-- $279,990 -27.2%
        2008-- $384,813
        2007-- $384,813 +30%
        2005-- $296,010 +49.5%
        2004-- $198,000 +3.7%
        2003-- $191,007
        2002-- $191,007
        2001-- $191,007
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32550

        Getting around

        18 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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