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For sale
  • $499,000

    515 Topsl Beach Blvd APT 103, Miramar Beach, FL 32550

    2beds
    1,141sqft
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    Condominium
    Built in 1997
    -- sqft lot
    $478,400 Zestimate®
    $437/sqft
    $-- HOA

    What's special

    Beautifully updated first-floor condoPrivate beach accessSpacious private deckIndoor and outdoor poolsPeaceful preserve views
    Enjoy effortless beach living from this beautifully updated first-floor condo overlooking the beauty of Coffeen Nature Preserve. With easy access to both the beach and pool, you'll love skipping the elevators and being steps away from resort amenities. Take a short stroll to the beachfront pool, pavilion, and grill, or hop on the convenient air-conditioned tram for a relaxing ride to the sugar-white sand beaches. Located within TOPS'L Beach & Racquet Resort, one of the nation's premier beach and tennis destinations, residents enjoy 24-hour gated security, 12 lighted tennis courts, a state-of-the-art fitness center, indoor and outdoor pools, private beach access and a scenic 1.3-mile fitness. Since the owners purchased the condo in 2012, over $100,000 has been invested in renovations and improvements. The kitchen, bathrooms, flooring, furnishings, and décor have all been thoughtfully updated, creating a stylish and comfortable coastal retreat. The owners have continually refreshed the furniture and artwork, keeping the home current and inviting. One of the standout features is the spacious private deck, furnished with beautiful, high-quality outdoor furniture designed for durability and comfort. It's the perfect place to enjoy morning coffee, afternoon breezes, or unwind after a day at the beach while taking in the peaceful preserve views. Whether you're seeking a primary residence, vacation getaway, or investment property, this turnkey condo offers the perfect combination of luxury, convenience, and resort-style living. The building roof was replaced in 2025. Pool was resurfaced in 2022. The pool bathrooms were remodeled in 2024. There are plans to repaint the building in 2028.. SIRS is fully funded. No special assessments are planned at this time.
    20 days
    |
    329
    |
    17
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Clayton F Bonjean 850-585-1284,

    Mainsail Realty Company

    Source: ECAOR,MLS#: 1006365MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 192 Square Feet
      • Dimensions: 16 x 12
      Bedroom
      • Level: First
      • Area: 144 Square Feet
      • Dimensions: 12 x 12
      Dining room
      • Description: Dining/Living Combo
      • Level: First
      • Area: 336 Square Feet
      • Dimensions: 21 x 16
      Kitchen
      • Level: First
      • Area: 54 Square Feet
      • Dimensions: 9 x 6
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Recessed Lighting, Owner's Closet, Walls Mirrored
      • Flooring: Tile
      • Windows: Double Pane Windows, Window Treatments
      • Furnished: Yes
      Interior area
      • Total structure area: 1,141
      • Total interior livable area: 1,141 sqft

      Property

      Features
      • Patio & porch: Patio
      • Exterior features: Balcony
      Details
      • Parcel number: 352S21421500000103

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Concrete, Siding EIFS
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Water: Public
      Green energy
      • Energy efficient items: Doors

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Beach, Community Room, Deed Access, Elevators, Fitness Center, Fishing, Gated, Handball, Handicap Provisions, Pavillion/Gazebo, Picnic Area
      • Subdivision: SUMMIT AT TOPS'L (THE)
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Insurance, Licenses/Permits, Recreational Faclty, Security, Sewer, Trash, Water
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $437/sqft
      • Tax assessed value: $377,386
      • Annual tax amount: $3,267
      • Date on market: 6/26/2026

        Estimated market value

        $478,400

        $454,000 - $502,000

        $4,860/mo

        Price history

        DateEventPrice
        6/26/2026Listed for sale$499,000+144.6%$437/sqft
        Source: ECAOR #1006365 Report a problem
        5/9/2014Sold$204,000-13.2%$179/sqft
        Source: Public Record Report a problem
        11/21/2013Listed for sale$234,900+31.2%$206/sqft
        Source: Pelican Real Estate #608578 Report a problem
        3/17/2012Listing removed$179,000$157/sqft
        Source: SPINNAKER REALTY INC #564920 Report a problem
        2/22/2012Price change$179,000-3.2%$157/sqft
        Source: SPINNAKER REALTY INC #564920 Report a problem
        9/23/2011Listed for sale$185,000-39.3%$162/sqft
        Source: SPINNAKER REALTY INC #564920 Report a problem
        7/22/2004Sold$304,900+82.6%$267/sqft
        Source: Public Record Report a problem
        12/29/2000Sold$167,000$146/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,268 +3.7%$347,600 +10%
        2024$3,150 +5.2%$316,000 +10%
        2023$2,994 +21.8%$287,273 +10%
        2022$2,457 +2.8%$261,157 +10%
        2021$2,390 +11%$237,415 +10%
        2020$2,155 +2.5%$215,832 +2%
        2019$2,101 $211,598 +2%
        2018$2,101 +1.6%$207,445 +3%
        2017$2,068 +3.6%$201,398 -0.2%
        2016$1,996 -1.2%$201,900 +10%
        2015$2,020 +8.3%$183,541 +10.3%
        2014$1,866 $166,472 +20.7%
        2013-- $137,867 -5%
        2012-- $145,124 -15%
        2011-- $170,728 -5%
        2010-- $179,708 -8.4%
        2009-- $196,092 -27.2%
        2008-- $269,369
        2007-- $269,369 +30%
        2005-- $207,207 +49.5%
        2004-- $138,600 +1.2%
        2003-- $137,007
        2002-- $137,007
        2001-- $137,007
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32550

        Getting around

        18 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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