Skip main navigation
Active
    • Price cut: $20.1K (4/23)
    $799,900

    520 RIVER Street, Palatka, FL 32177

    4beds
    3,132sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 1912
    0.5 Acres Lot
    $742,800 Zestimate®
    $255/sqft
    $-- HOA

    What's special

    Double garageIncredible craftsmanship throughoutIrrigation systemRenovated florida roomArchitectural shingle roofRear screen porch
    RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany & white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include 100' of concrete bulkhead, rear screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL Real Estate License
    88 days
    |
    1,233
    |
    62
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    TEDRA BECKHAM PHILIPS 386-546-5269,

    CENTURY 21 BECKHAM REALTY 386-328-8391

    Source: realMLS,MLS#: 2141665MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Electric Range, Gas Water Heater, Refrigerator, Tankless Water Heater
      Features
      • Breakfast Nook, Entrance Foyer, Pantry
      • Flooring: Tile, Wood
      • Number of fireplaces: 2
      • Fireplace features: Gas
      Interior area
      • Total structure area: 4,398
      • Total interior livable area: 3,132 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Front Porch, Rear Porch, Screened
      • Has view: Yes
      • View description: River
      • Has water view: Yes
      • Water view: River
      • Waterfront features: River Front, Seawall
      Lot
      • Size: 0.5 Acres
      • Features: Corner Lot, Historic Area, Sprinklers In Front, Sprinklers In Rear
      Details
      • Parcel number: 421027685004800051
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Historic
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Frame
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1912

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Dicks Map
      HOA
      • Has HOA: No
      Location
      • Region: Palatka

      Financial & listing details

      • Price per square foot: $255/sqft
      • Tax assessed value: $640,530
      • Annual tax amount: $3,168
      • Date on market: 4/23/2026
      • Listing terms: Cash,Conventional,VA Loan
      • Road surface type: Asphalt

        Estimated market value

        $742,800

        $706,000 - $780,000

        $2,782/mo

        Price history

        DateEventPrice
        4/23/2026Price change$799,900-2.5%$255/sqft
        Source: realMLS #2141665 Report a problem
        3/31/2026Price change$820,000+2.6%$262/sqft
        Source: realMLS #2137532 Report a problem
        2/24/2026Listed for sale$799,000$255/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,936 +3.8%$640,530 +4.1%
        2023$1,865 +6.3%$615,130 +24.2%
        2022$1,755 +1.2%$495,080 +15.6%
        2021$1,735 -2.8%$428,430 +20.1%
        2020$1,784 +4.5%$356,760 +7.8%
        2018$1,708 -22.6%$331,050 +208.7%
        2017$2,206 +2.1%$107,230 +2.1%
        2016$2,162 +3.1%$105,030 +0.7%
        2015$2,097 +15.6%$104,308 +0.8%
        2014$1,814 $103,480 +1.5%
        2013-- $101,951 +1.7%
        2012-- $100,247 +3%
        2011-- $97,327 +1.5%
        2010-- $95,889 +2.7%
        2009-- $93,368 +0.1%
        2008-- $93,275 +3%
        2007-- $90,558 +5.6%
        2005-- $85,776 +3%
        2004-- $83,278 +1.9%
        2003-- $81,725 +2.4%
        2002-- $79,810 +1.6%
        2001-- $78,553 +3%
        2000-- $76,265
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 32177

        Getting around

        41 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Palatka Topics

                Search
                Updates
                Favorites
                Plan
                Inbox