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Sold for $1,160,000
  • $1,160,000

    521 CUMMINGS STREET, SARASOTA, FL 34242

    3beds
    2,500sqft
    Single Family Residence
    Built in 1983
    9,500 Square Feet Lot
    $1,342,600 Zestimate®
    $464/sqft
    $8,290 Estimated rent

    Home value

    $1,342,600

    $1.28M - $1.41M

    $8,290/mo

    Zestimate® history
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    What's special

    Metal roofBonus roomGranite countertopsTrex deckingExpansive elevated deckCovered bar areaNichiha siding
    Tucked away on a quiet cul-de-sac on north Siesta Key, this Key West-inspired canal-front retreat captures the ease of casual island living with boating water, inviting outdoor spaces and easy access to Siesta Village, the famous white quartz sands of Siesta Beach and the azure waters of the Gulf. Set along 95 feet of private canal frontage just off the Grand Canal, the property offers a dock, a covered 5,000-pound boat lift and direct access to the Intracoastal Waterway, creating an ideal setting for those who want to enjoy the water from their own backyard. Designed for effortless indoor-outdoor living, the home features an expansive elevated deck and contemporary cable railings overlooking the canal and surrounding natural scenery, a heated pool with a cascading stone waterfall, a covered bar area and a fenced, low-maintenance yard surrounded by tropical landscaping. Whether hosting friends, relaxing after a day on the boat or enjoying the island breeze, the outdoor areas offer a private, versatile setting for everyday enjoyment. Inside, vaulted ceilings, a neutral palette and an open-concept layout create a light, comfortable atmosphere. The kitchen is positioned at the heart of the home and features granite countertops, stainless steel appliances, dual sinks, a center island with a JennAir cooktop and a breakfast bar that connects easily to the main living and dining areas. A wood-burning fireplace adds warmth and character to the gathering space. The primary suite offers a peaceful retreat with sliding glass doors opening to a screened lanai, along with an en-suite bath featuring dual vanities, a walk-in shower and a charming window seat. Two additional bedrooms are thoughtfully positioned in their own wing with a full bath and convenient laundry room nearby. Additional features include impact glass on most openings, hurricane-rated doors, metal roof, Nichiha siding, Trex decking, cable railings, two garages and a full pool bath, bonus room and storage area on the ground level. Positioned at one of the highest elevations on the street, the home offers added peace of mind in storm season. Just a short distance from Siesta Key’s renowned beaches, vibrant Village dining, boutiques and nightlife, this move-in-ready waterfront home offers exceptional flexibility as a full-time residence, seasonal getaway or investment opportunity in one of Sarasota’s most beloved island communities. Close to the Out-of-Door Academy’s lower school and only 15 minutes by car to vibrant downtown Sarasota’s restaurants, shopping and entertainment.

    Zillow last checked:

    Listing updated:

    Listed by:

    Judie Berger 941-928-3424,

    PREMIER SOTHEBY'S INTERNATIONAL REALTY 941-364-4000

    Bought with:

    Charlotte Clark, 3328746

    MEDWAY REALTY

    Source: Stellar MLS,MLS#: A4696604MLS LogoOriginating MLS: Sarasota - Manatee

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    Rooms
    • Room types: Bonus Room, Great Room, Utility Room
    Primary bedroom
    • Features: En Suite Bathroom, Dual Closets
    • Level: Second
    • Area: 252 Square Feet
    • Dimensions: 18x14
    Bedroom 2
    • Features: Built-in Closet
    • Level: Second
    • Area: 138 Square Feet
    • Dimensions: 12x11.5
    Bedroom 3
    • Features: Built-in Closet
    • Level: Second
    • Area: 138 Square Feet
    • Dimensions: 12x11.5
    Primary bathroom
    • Features: Dual Sinks, Shower No Tub, Stone Counters
    • Level: Second
    • Area: 144 Square Feet
    • Dimensions: 16x9
    Bathroom 2
    • Features: Tub With Shower
    • Level: Second
    Bathroom 3
    • Features: Tub With Shower
    • Level: First
    Bonus room
    • Features: No Closet
    • Level: First
    Dining room
    • Level: Second
    • Area: 290 Square Feet
    • Dimensions: 20x14.5
    Kitchen
    • Features: Breakfast Bar, Pantry, Kitchen Island, Stone Counters
    • Level: Second
    • Area: 260 Square Feet
    • Dimensions: 20x13
    Laundry
    • Level: Second
    • Area: 48 Square Feet
    • Dimensions: 8x6
    Living room
    • Level: Second
    • Area: 255 Square Feet
    • Dimensions: 17x15
    Heating
    • Central, Electric, Wall Units / Window Unit
    Cooling
    • Central Air
    Appliances
    • Included: Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
    • Laundry: Inside, Laundry Room
    Features
    • Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s)
    • Flooring: Ceramic Tile, Laminate
    • Doors: Sliding Doors
    • Windows: Hurricane Shutters/Windows
    • Has fireplace: Yes
    • Fireplace features: Wood Burning
    Interior area
    • Total structure area: 4,795
    • Total interior livable area: 2,500 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Boat, Driveway, Garage Door Opener, Ground Level, Oversized, Parking Pad
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: Multi/Split
    • Patio & porch: Covered, Deck, Front Porch, Patio, Rear Porch, Screened
    • Exterior features: Balcony
    • Has private pool: Yes
    • Pool features: Gunite, Heated, In Ground, Lighting
    • Fencing: Fenced
    • Has view: Yes
    • View description: Water, Canal
    • Has water view: Yes
    • Water view: Water,Canal
    • Waterfront features: Canal - Saltwater, Saltwater Canal Access, Davits, Lift, Seawall
    Lot
    • Size: 9,500 Square Feet
    • Features: Cul-De-Sac, FloodZone, Landscaped
    • Residential vegetation: Mature Landscaping, Trees/Landscaped
    Details
    • Parcel number: 0079140013
    • Zoning: RSF2
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Custom,Other
    • Property subtype: Single Family Residence
    Materials
    • Concrete, Stucco, Wood Frame
    • Foundation: Slab
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 1983

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected
    Green energy
    • Indoor air quality: Ventilation

    Community & HOA

    Community
    • Pet fee: $0 monthly
    • Subdivision: OCEAN BEACH REP
    HOA
    • Has HOA: No
    Location
    • Region: Sarasota

    Financial & listing details

    • Price per square foot: $464/sqft
    • Tax assessed value: $1,178,200
    • Annual tax amount: $7,154
    • Date on market: 7/4/2026
    • Cumulative days on market: 266 days
    • Listing terms: Cash,Conventional
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved, Asphalt

    Price history

    DateEventPrice
    10/2/2026Sold$1,160,000-20%$464/sqft
    Source: Stellar MLS #A4696604 Report a problem
    7/4/2026Listed for sale$1,450,000$580/sqft
    Source: Stellar MLS #A4696604 Report a problem
    6/1/2026Listing removed$1,450,000$580/sqft
    Source: Stellar MLS #A4667165 Report a problem
    5/20/2026Listed for sale$1,450,000$580/sqft
    Source: Stellar MLS #A4667165 Report a problem
    5/11/2026Pending sale$1,450,000$580/sqft
    Source: Stellar MLS #A4667165 Report a problem
    4/10/2026Price change$1,450,000-3%$580/sqft
    Source: Stellar MLS #A4667165 Report a problem
    1/2/2026Price change$1,495,000-6.3%$598/sqft
    Source: Stellar MLS #A4667165 Report a problem
    10/10/2025Listed for sale$1,595,000-11.1%$638/sqft
    Source: Stellar MLS #A4667165 Report a problem
    7/17/2025Listing removed$1,795,000$718/sqft
    Source: Stellar MLS #A4633123 Report a problem
    5/16/2025Price change$1,795,000-5.3%$718/sqft
    Source: Stellar MLS #A4633123 Report a problem
    4/21/2025Price change$1,895,000-5%$758/sqft
    Source: Stellar MLS #A4633123 Report a problem
    1/8/2025Listed for sale$1,995,000+181%$798/sqft
    Source: Stellar MLS #A4633123 Report a problem
    12/21/2017Sold$710,000-11.3%$284/sqft
    Source: Public Record Report a problem
    10/13/2017Listed for sale$800,000-5.9%$320/sqft
    Source: Premier Sotheby's International Realty #A4140376 Report a problem
    2/20/2017Price change$850,000-5.5%$340/sqft
    Source: ONE SARASOTA REALTY GROUP #A4140376 Report a problem
    10/23/2016Price change$899,000-3.1%$360/sqft
    Source: WATERFRONT 7 REALTY LLC #A4140376 Report a problem
    8/18/2016Listed for sale$927,777-2.1%$371/sqft
    Source: WATERFRONT 7 REALTY LLC #A4140376 Report a problem
    12/26/2015Listed for sale$947,777+2.5%$379/sqft
    Source: WATERFRONT 7 REALTY LLC #A4140376 Report a problem
    7/4/2015Listing removed$924,900$370/sqft
    Source: Keller Williams - Sarasota Metro #A4109860 Report a problem
    12/18/2014Listed for sale$924,900-2.1%$370/sqft
    Source: Keller Williams Sarasota Metro #A4109860 Report a problem
    11/26/2013Listed for sale$945,000$378/sqft
    Source: RE/MAX Tropical Sands #A3988450 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$7,154 +2.3%$589,453 +2.9%
    2024$6,991 +3.5%$572,841 +3%
    2023$6,754 +2.4%$556,156 +3%
    2022$6,595 +1.3%$539,957 +3%
    2021$6,509 -1.1%$524,230 +1.4%
    2020$6,581 +7.5%$516,992 +6.6%
    2019$6,124 $484,938 +6.9%
    2018$6,124 +7.1%$453,431 +18.1%
    2017$5,717 +14.7%$383,927 -39.8%
    2016$4,986 $638,100 +4.6%
    2015$4,986 $610,200 +67.2%
    2014$4,986 +0.3%$364,977
    2013$4,972 +2.7%$364,977 +1.7%
    2012$4,841 +4.6%$358,876 +3%
    2011$4,627 -2.6%$348,423 +1.5%
    2010$4,749 +11.6%$343,274 +2.7%
    2009$4,257 $334,249 +0.1%
    2008$4,257 -0.9%$333,915 +3%
    2007$4,296 $324,189 +2.5%
    2006-- $316,282 +3%
    2005-- $307,070 +3%
    2004$4,498 -1.1%$298,126 +1.9%
    2003$4,547 +1.6%$292,567 +2.4%
    2002$4,475 -31.4%$285,710 -32.7%
    2001$6,521 +61.1%$424,500 +55.5%
    2000$4,048 $273,020
    Find assessor info on the county website

    Neighborhood: 34242

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Phillippi Shores Elementary
    • Middle: Brookside Middle
    • High: Sarasota High

    Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value

    $1,342,600

    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value

    $1,342,600