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Accepting backups
$1,450,000
3beds
2,500sqft

521 CUMMINGS STREET, SARASOTA, FL 34242

3beds
2,500sqft
Single family residence
Built in 1983
9,500 sqft
2 Attached garage spaces
$580 price/sqft

What's special

Metal roofBonus roomGranite countertopsTrex deckingExpansive elevated deckCovered bar areaNichiha siding

Under contract-accepting backup offers. Tucked away on a quiet cul-de-sac on north Siesta Key, this Key West-inspired canal-front retreat captures the ease of casual island living with boating water, inviting outdoor spaces and easy access to Siesta Village, the famous white quartz sands of Siesta Beach and the azure waters of the Gulf. Set along 95 feet of private canal frontage just off the Grand Canal, the property offers a dock, a covered 5,000-pound boat lift and direct access to the Intracoastal Waterway, creating an ideal setting for those who want to enjoy the water from their own backyard. Designed for effortless indoor-outdoor living, the home features an expansive elevated deck and contemporary cable railings overlooking the canal and surrounding natural scenery, a heated pool with a cascading stone waterfall, a covered bar area and a fenced, low-maintenance yard surrounded by tropical landscaping. Whether hosting friends, relaxing after a day on the boat or enjoying the island breeze, the outdoor areas offer a private, versatile setting for everyday enjoyment. Inside, vaulted ceilings, a neutral palette and an open-concept layout create a light, comfortable atmosphere. The kitchen is positioned at the heart of the home and features granite countertops, stainless steel appliances, dual sinks, a center island with a JennAir cooktop and a breakfast bar that connects easily to the main living and dining areas. A wood-burning fireplace adds warmth and character to the gathering space. The primary suite offers a peaceful retreat with sliding glass doors opening to a screened lanai, along with an en-suite bath featuring dual vanities, a walk-in shower and a charming window seat. Two additional bedrooms are thoughtfully positioned in their own wing with a full bath and convenient laundry room nearby. Additional features include impact glass on most openings, hurricane-rated doors, metal roof, Nichiha siding, Trex decking, cable railings, two garages and a full pool bath, bonus room and storage area on the ground level. Positioned at one of the highest elevations on the street, the home offers added peace of mind in storm season. Just a short distance from Siesta Key’s renowned beaches, vibrant Village dining, boutiques and nightlife, this move-in-ready waterfront home offers exceptional flexibility as a full-time residence, seasonal getaway or investment opportunity in one of Sarasota’s most beloved island communities. Close to the Out-of-Door Academy’s lower school and only 15 minutes by car to vibrant downtown Sarasota’s restaurants, shopping and entertainment.

66 days
|
1,012
|
45
|

Likely to sell faster than

Source: Stellar MLS,MLS#: A4696604MLS LogoOriginating MLS: Sarasota - Manatee
Travel times

Living Room

Kitchen

Dining Room

Zillow last checked:

Listing updated:

Listed by:

Judie Berger 941-928-3424,

PREMIER SOTHEBY'S INTERNATIONAL REALTY 941-364-4000

Source: Stellar MLS,MLS#: A4696604MLS LogoOriginating MLS: Sarasota - Manatee

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
Rooms
  • Room types: Bonus Room, Great Room, Utility Room
Primary bedroom
  • Features: En Suite Bathroom, Dual Closets
  • Level: Second
  • Area: 252 Square Feet
  • Dimensions: 18x14
Bedroom 2
  • Features: Built-in Closet
  • Level: Second
  • Area: 138 Square Feet
  • Dimensions: 12x11.5
Bedroom 3
  • Features: Built-in Closet
  • Level: Second
  • Area: 138 Square Feet
  • Dimensions: 12x11.5
Primary bathroom
  • Features: Dual Sinks, Shower No Tub, Stone Counters
  • Level: Second
  • Area: 144 Square Feet
  • Dimensions: 16x9
Bathroom 2
  • Features: Tub With Shower
  • Level: Second
Bathroom 3
  • Features: Tub With Shower
  • Level: First
Bonus room
  • Features: No Closet
  • Level: First
Dining room
  • Level: Second
  • Area: 290 Square Feet
  • Dimensions: 20x14.5
Kitchen
  • Features: Breakfast Bar, Pantry, Kitchen Island, Stone Counters
  • Level: Second
  • Area: 260 Square Feet
  • Dimensions: 20x13
Laundry
  • Level: Second
  • Area: 48 Square Feet
  • Dimensions: 8x6
Living room
  • Level: Second
  • Area: 255 Square Feet
  • Dimensions: 17x15
Heating
  • Central, Electric, Wall Units / Window Unit
Cooling
  • Central Air
Appliances
  • Included: Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • Laundry: Inside, Laundry Room
Features
  • Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s)
  • Flooring: Ceramic Tile, Laminate
  • Doors: Sliding Doors
  • Windows: Hurricane Shutters/Windows
  • Has fireplace: Yes
  • Fireplace features: Wood Burning
Interior area
  • Total structure area: 4,795
  • Total interior livable area: 2,500 sqft

Property

Parking
  • Total spaces: 2
  • Parking features: Boat, Driveway, Garage Door Opener, Ground Level, Oversized, Parking Pad
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes
Features
  • Levels: Multi/Split
  • Patio & porch: Covered, Deck, Front Porch, Patio, Rear Porch, Screened
  • Exterior features: Balcony
  • Has private pool: Yes
  • Pool features: Gunite, Heated, In Ground, Lighting
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water, Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • Waterfront features: Canal - Saltwater, Saltwater Canal Access, Davits, Lift, Seawall
Lot
  • Size: 9,500 Square Feet
  • Features: Cul-De-Sac, FloodZone, Landscaped
  • Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
  • Parcel number: 0079140013
  • Zoning: RSF2
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Custom,Other
  • Property subtype: Single Family Residence
Materials
  • Concrete, Stucco, Wood Frame
  • Foundation: Slab
  • Roof: Metal
Condition
  • New construction: No
  • Year built: 1983

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected
Green energy
  • Indoor air quality: Ventilation

Community & HOA

Community
  • Pet fee: $0 monthly
  • Subdivision: OCEAN BEACH REP
HOA
  • Has HOA: No
Location
  • Region: Sarasota

Financial & listing details

  • Price per square foot: $580/sqft
  • Tax assessed value: $1,178,200
  • Annual tax amount: $7,154
  • Date on market: 7/4/2026
  • Cumulative days on market: 283 days
  • Listing terms: Cash,Conventional
  • Ownership: Fee Simple
  • Total actual rent: 0
  • Electric utility on property: Yes
  • Road surface type: Paved, Asphalt

Price history

DateEventPrice
5/20/2026Listed for sale$1,450,000$580/sqft
Source: Stellar MLS #A4667165 Report a problem
5/11/2026Pending sale$1,450,000$580/sqft
Source: Stellar MLS #A4667165 Report a problem
4/10/2026Price change$1,450,000-3%$580/sqft
Source: Stellar MLS #A4667165 Report a problem
1/2/2026Price change$1,495,000-6.3%$598/sqft
Source: Stellar MLS #A4667165 Report a problem
10/10/2025Price change$1,595,000-11.1%$638/sqft
Source: Stellar MLS #A4667165 Report a problem
5/16/2025Price change$1,795,000-5.3%$718/sqft
Source: Stellar MLS #A4633123 Report a problem
4/21/2025Price change$1,895,000-5%$758/sqft
Source: Stellar MLS #A4633123 Report a problem
1/8/2025Listed for sale$1,995,000+181%$798/sqft
Source: Stellar MLS #A4633123 Report a problem
12/21/2017Sold$710,000-11.3%$284/sqft
Source: Public Record Report a problem
10/13/2017Price change$800,000-5.9%$320/sqft
Source: Premier Sotheby's International Realty #A4140376 Report a problem
2/20/2017Price change$850,000-5.5%$340/sqft
Source: ONE SARASOTA REALTY GROUP #A4140376 Report a problem
10/23/2016Price change$899,000-3.1%$360/sqft
Source: WATERFRONT 7 REALTY LLC #A4140376 Report a problem
8/18/2016Price change$927,777-2.1%$371/sqft
Source: WATERFRONT 7 REALTY LLC #A4140376 Report a problem
12/26/2015Listed for sale$947,777+2.5%$379/sqft
Source: WATERFRONT 7 REALTY LLC #A4140376 Report a problem
7/4/2015Listing removed$924,900$370/sqft
Source: Keller Williams - Sarasota Metro #A4109860 Report a problem
12/18/2014Price change$924,900-2.1%$370/sqft
Source: Keller Williams Sarasota Metro #A4109860 Report a problem
11/26/2013Listed for sale$945,000$378/sqft
Source: RE/MAX Tropical Sands #A3988450 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$7,154 +2.3%$589,453 +2.9%
2024$6,991 +3.5%$572,841 +3%
2023$6,754 +2.4%$556,156 +3%
2022$6,595 +1.3%$539,957 +3%
2021$6,509 -1.1%$524,230 +1.4%
2020$6,581 +7.5%$516,992 +6.6%
2019$6,124 $484,938 +6.9%
2018$6,124 +7.1%$453,431 +18.1%
2017$5,717 +14.7%$383,927 -39.8%
2016$4,986 $638,100 +4.6%
2015$4,986 $610,200 +67.2%
2014$4,986 +0.3%$364,977
2013$4,972 +2.7%$364,977 +1.7%
2012$4,841 +4.6%$358,876 +3%
2011$4,627 -2.6%$348,423 +1.5%
2010$4,749 +11.6%$343,274 +2.7%
2009$4,257 $334,249 +0.1%
2008$4,257 -0.9%$333,915 +3%
2007$4,296 $324,189 +2.5%
2006-- $316,282 +3%
2005-- $307,070 +3%
2004$4,498 -1.1%$298,126 +1.9%
2003$4,547 +1.6%$292,567 +2.4%
2002$4,475 -31.4%$285,710 -32.7%
2001$6,521 +61.1%$424,500 +55.5%
2000$4,048 $273,020

Find assessor info on the county website

Monthly payment

Est. payment
$8,953/mo
Principal & interest
$7418
Property taxes
$1535
More affordability toolsChevron Right

Estimated market value

$1,342,300

$1.28M - $1.41M

$7,647/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 34242

Nearby schools

Phillippi Shores Elementary School
Grades PK-5 • 1.9 miles
9/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
9/10
Brookside Middle School
Grades 6-8 • 2.4 miles
6/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
6/10
Sarasota High School
Grades 9-12 • 3.4 miles
5/10
GreatSchools® Rating
Test Score Rating
6/10
College Readiness Rating
4/10
Student Progress Rating
5/10

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