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  • $1,273,000

    521 River Ridge Dr, Saint Charles, IL 60175

    5beds
    6,461sqft
    Single Family Residence
    Built in 2002
    0.51 Acres Lot
    $1,282,400 Zestimate®
    $197/sqft
    $6,182 Estimated rent

    Home value

    $1,282,400

    $1.17M - $1.41M

    $6,182/mo

    Zestimate® history
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    What's special

    Gas-assisted wood-burning stone fireplaceFully finished walk-out basementExtended driveway parkingGym with mirrored wallSpacious fifth bedroomBasketball hoopIn-floor heating
    Welcome to exceptional 521 River Ridge Drive in the coveted Rivers Edge subdivision of St. Charles! This stunning custom Didier home, a former Gallery of Homes model, offers 5 bedrooms and 5.5 bathrooms within a beautifully designed floor plan. The exterior showcases brick, stone, and cedar accents, professional landscaping on a half-acre lot, and a grand arched wood front door with glass. A walk-out basement and zoned HVAC complete the home's thoughtful design. Located just minutes from Fox River trails, downtown St. Charles, and St. Charles North High School, this home blends everyday convenience with timeless elegance. Step inside to hardwood floors, a dramatic two-story foyer, and a main level designed for both comfortable living and entertaining. The chef's kitchen features custom cabinetry with crown molding, a walk-in pantry, Sub-Zero built-in refrigerator, gas cooktop, granite island, and a sunroom with skylight and ceiling fan. The spacious 18x22 family room offers a gas-assisted wood-burning stone fireplace, coffered ceiling, and built-in storage cubbies. Formal living and dining rooms, a first-floor office with judges paneling, mudroom, and a generous laundry room complete the main level. Upstairs, the primary suite is a true retreat with a gas fireplace, tray ceiling, custom lighting, and a large walk-in closet with laundry chute. The luxurious his-and-her bathrooms include walk-in tile showers, dual vanities, and a freestanding soaking tub. Additional bedrooms feature Jack & Jill baths, a princess suite with private bath, and ample closet space with built-in organizers. The fully finished walk-out basement includes in-floor heating, a family room with a brick gas fireplace, a gym with mirrored wall, a spacious fifth bedroom, full bath, and abundant storage with impressive 14-foot ceilings. The 3-car insulated and heated garage is outfitted with epoxy flooring, built-in shelving, a slate wall storage system, hot and cold water, a basketball hoop, and extended driveway parking. This home beautifully combines luxury, craftsmanship, and functionality-an exceptional opportunity in St. Charles. Updates: Extended Deck (2026) Second Paver Patio (2022) Interior Paint (2023) Refinished Hardwood Floors (2023) Carpeting (2023) Finished Basement (2023) Updated Second Bath (2022) Updated Powder Room (2022) Dishwasher (2020) Water Heater (2022) Furnaces (2021) Water Softener (2019) Roof (2016)

    Zillow last checked:

    Listing updated:

    Listing courtesy of:

    Alicia Brooks 630-248-0479,

    Compass

    Bought with:

    Patrick J Natale, ABR

    Compass

    Source: MRED as distributed by MLS GRID,MLS#: 12594185MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 6
    • Full bathrooms: 5
    • 1/2 bathrooms: 1
    Primary bedroom
    • Features: Flooring (Carpet), Bathroom (Full, Double Sink, Tub & Separate Shwr)
    • Level: Second
    • Area: 374 Square Feet
    • Dimensions: 22X17
    Bedroom 2
    • Features: Flooring (Carpet)
    • Level: Second
    • Area: 221 Square Feet
    • Dimensions: 17X13
    Bedroom 3
    • Features: Flooring (Carpet)
    • Level: Second
    • Area: 210 Square Feet
    • Dimensions: 15X14
    Bedroom 4
    • Features: Flooring (Carpet)
    • Level: Second
    • Area: 208 Square Feet
    • Dimensions: 16X13
    Bedroom 5
    • Features: Flooring (Carpet)
    • Level: Basement
    • Area: 352 Square Feet
    • Dimensions: 22X16
    Den
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 208 Square Feet
    • Dimensions: 16X13
    Dining room
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 272 Square Feet
    • Dimensions: 17X16
    Exercise room
    • Features: Flooring (Luxury Vinyl)
    • Level: Basement
    • Area: 208 Square Feet
    • Dimensions: 16X13
    Family room
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 437 Square Feet
    • Dimensions: 23X19
    Foyer
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 308 Square Feet
    • Dimensions: 22X14
    Kitchen
    • Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space, Island, Pantry-Butler, Pantry-Walk-in), Flooring (Hardwood)
    • Level: Main
    • Area: 360 Square Feet
    • Dimensions: 24X15
    Laundry
    • Features: Flooring (Ceramic Tile)
    • Level: Main
    • Area: 144 Square Feet
    • Dimensions: 18X08
    Living room
    • Features: Flooring (Carpet)
    • Level: Main
    • Area: 224 Square Feet
    • Dimensions: 16X14
    Mud room
    • Features: Flooring (Ceramic Tile)
    • Level: Main
    • Area: 63 Square Feet
    • Dimensions: 9X7
    Recreation room
    • Features: Flooring (Carpet)
    • Level: Basement
    • Area: 476 Square Feet
    • Dimensions: 28X17
    Screened porch
    • Features: Flooring (Ceramic Tile)
    • Level: Basement
    • Area: 360 Square Feet
    • Dimensions: 20X18
    Storage
    • Level: Basement
    • Area: 252 Square Feet
    • Dimensions: 12X21
    Sun room
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 88 Square Feet
    • Dimensions: 11X08
    Heating
    • Natural Gas, Forced Air, Radiant, Sep Heating Systems - 2+, Zoned, Radiant Floor
    Cooling
    • Central Air, Zoned
    Appliances
    • Included: Double Oven, Range, Microwave, Dishwasher, High End Refrigerator, Stainless Steel Appliance(s), Humidifier
    • Laundry: Main Level, Gas Dryer Hookup, Laundry Chute, Sink
    Features
    • Vaulted Ceiling(s), Built-in Features, Walk-In Closet(s), Bookcases, High Ceilings, Coffered Ceiling(s), Beamed Ceilings, Special Millwork, Granite Counters, Separate Dining Room, Paneling, Pantry
    • Flooring: Hardwood, Carpet
    • Doors: French Doors
    • Windows: Skylight(s), Window Treatments, Drapes
    • Basement: Finished,Exterior Entry,Egress Window,Partial Exposure,Concrete,Rec/Family Area,Sleeping Area,Storage Space,Daylight,Full,Walk-Out Access
    • Number of fireplaces: 3
    • Fireplace features: Wood Burning, Gas Log, Gas Starter, Family Room, Master Bedroom, Basement
    Interior area
    • Total structure area: 6,461
    • Total interior livable area: 6,461 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 2
    Lot
    • Size: 0.51 Acres
    • Dimensions: 97X180X121X181
    Details
    • Parcel number: 0916228020
    • Special conditions: None
    • Other equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Brick, Cedar, Stone
    Condition
    • New construction: No
    • Year built: 2002

    Utilities & green energy

    • Electric: Circuit Breakers, 200+ Amp Service
    • Sewer: Public Sewer
    • Water: Public

    Community & neighborhood

    Security
    • Security features: Security System, Carbon Monoxide Detector(s)
    Location
    • Region: Saint Charles
    • Subdivision: Rivers Edge

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $738 annually
    • Services included: None

    Other

    Other facts
    • Listing terms: Conventional
    • Ownership: Fee Simple w/ HO Assn.

    Price history

    DateEventPrice
    5/20/2026Sold$1,273,000+1.8%$197/sqft
    Source: MRED as distributed by MLS GRID #12594185 Report a problem
    4/21/2026Contingent$1,250,000$193/sqft
    Source: MRED as distributed by MLS GRID #12594185 Report a problem
    4/17/2026Listed for sale$1,250,000+99.4%$193/sqft
    Source: MRED as distributed by MLS GRID #12594185 Report a problem
    6/6/2018Sold$627,000-4.9%$97/sqft
    Source: MRED as distributed by MLS GRID #09830451 Report a problem
    4/19/2018Pending sale$659,000$102/sqft
    Source: RE/MAX Excels #09830451 Report a problem
    1/10/2018Price change$659,000-1.5%$102/sqft
    Source: RE/MAX Excels #09830451 Report a problem
    9/13/2017Price change$669,000-3.7%$104/sqft
    Source: RE/MAX Excels #09830451 Report a problem
    8/4/2017Price change$695,000-0.7%$108/sqft
    Source: RE/MAX Excels #09830451 Report a problem
    5/1/2017Price change$699,800-3.4%$108/sqft
    Source: RE/MAX Excels #09497857 Report a problem
    3/22/2017Price change$724,800-2%$112/sqft
    Source: RE/MAX Excels #09497857 Report a problem
    2/8/2017Price change$739,800-6.3%$115/sqft
    Source: RE/MAX Excels #09497857 Report a problem
    9/9/2016Price change$789,900-2.5%$122/sqft
    Source: Coldwell Banker Residential Brokerage - St Charles #09266595 Report a problem
    8/1/2016Price change$809,900-1.8%$125/sqft
    Source: Coldwell Banker Residential Brokerage - St Charles #09266595 Report a problem
    6/23/2016Listed for sale$824,900-8.2%$128/sqft
    Source: Coldwell Banker Residential Brokerage - St Charles #09266595 Report a problem
    8/14/2003Sold$899,000+413.7%$139/sqft
    Source: Public Record Report a problem
    3/20/2002Sold$175,000$27/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$19,959 +4%$276,870 +11.7%
    2023$19,192 +7.4%$247,803 +9%
    2022$17,863 +4%$227,242 +4.9%
    2021$17,177 -5.5%$216,607 -4.5%
    2020$18,168 +1.8%$226,752 +2%
    2019$17,849 -14.7%$222,263 -15.6%
    2018$20,928 +2.7%$263,311 +3.5%
    2017$20,387 -8.1%$254,309 +4.8%
    2016$22,176 $242,755 +4.6%
    2015-- $232,024 +1.5%
    2014-- $228,488 -1.9%
    2013-- $232,875 -9.2%
    2012-- $256,610 -2.4%
    2011-- $263,048 -12.7%
    2010-- $301,248 -4.8%
    2009-- $316,383 -4.2%
    2008-- $330,331 +0.8%
    2007-- $327,850 +3%
    2006-- $318,289 +7.7%
    2005-- $295,654 +0.5%
    2004-- $294,307 +3.5%
    2003-- $284,260 +237%
    2002-- $84,355 +2008.9%
    2001-- $4,000

    Find assessor info on the county website

    Neighborhood: 60175

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Wild Rose Elementary School
    • Middle: Wredling Middle School
    • High: St Charles North High School
    • District: 303

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $1,282,400
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $1,282,400