Spacious 4 bedroom, 2.5 Bath 2 story home with open floor plan situated on a huge corner lot, sides to a Cul de sac, with views of the pond from the Patio and upstairs bedroom. Family room and kitchen whit French doors to the living room , make this a perfect party house. The dramatic 2 Story Foyer with Atrium window is filled with natural light. This original owner has lovingly cared for and updated as needed, new Furnace and central Air in February 2026, New Roof in 2019, Some New vinyl siding in 2019. New Garage Door 6/23, New dishwasher and Microwave 2026. Fully excavated basement is rare for this Equestrain Model. Basement is Partially finished with plenty of room to add a bedroom, in law accommodations, office or additional play area. Move in Ready! Flexable closing. All you have to do is move in.
Closed
$440,000
521 Waterford Dr, Oswego, IL 60543
4beds
2,120sqft
Single Family Residence
Built in 2001
0.29 Acres Lot
$445,000 Zestimate®
$208/sqft
$3,374 Estimated rent
Home value
$445,000
$409,000 - $485,000
$3,374/mo
Zestimate® history
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Fully excavated basementNew garage doorHuge corner lotNew dishwasher and microwaveOpen floor planNew vinyl sidingNew roof
Zillow last checked:
Listing updated:
Listed by:
Cookie Hanson, ABR 630-369-2000,
Century 21 Circle
Bought with:
Jason Casebolt
Coldwell Banker Realty
Source: MRED as distributed by MLS GRID,MLS#: 12587125
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Breakfast Room
Primary bedroom
- Features: Flooring (Carpet), Bathroom (Full)
- Level: Second
- Area: 216 Square Feet
- Dimensions: 18X12
Bedroom 2
- Features: Flooring (Carpet)
- Level: Second
- Area: 121 Square Feet
- Dimensions: 11X11
Bedroom 3
- Features: Flooring (Carpet)
- Level: Second
- Area: 121 Square Feet
- Dimensions: 11X11
Bedroom 4
- Features: Flooring (Carpet)
- Level: Second
- Area: 121 Square Feet
- Dimensions: 11X11
Breakfast room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10X10
Dining room
- Features: Flooring (Carpet)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13X12
Family room
- Features: Flooring (Carpet)
- Level: Main
- Area: 224 Square Feet
- Dimensions: 16X14
Kitchen
- Features: Kitchen (Island), Flooring (Vinyl), Window Treatments (Screens)
- Level: Main
- Area: 140 Square Feet
- Dimensions: 14X10
Living room
- Features: Flooring (Carpet)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13X12
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer
- Laundry: Gas Dryer Hookup
Features
- Basement: Finished,Full
- Attic: Unfinished
Interior area
- Total structure area: 1,120
- Total interior livable area: 2,120 sqft
- Finished area below ground: 1,120
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
Lot
- Size: 0.29 Acres
- Dimensions: 85x43x144x58x21x21x21x21x56
- Features: Cul-De-Sac
Details
- Parcel number: 0309330010
- Special conditions: None
- Other equipment: Sump Pump
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2001
Details
- Builder model: Equestrian
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
- Security: Carbon Monoxide Detector(s)
- Subdivision: Ponds At Mill Race Creek
HOA
- Has HOA: Yes
- Services included: Insurance
- HOA fee: $159 quarterly
Location
- Region: Oswego
Financial & listing details
- Price per square foot: $208/sqft
- Tax assessed value: $349,272
- Annual tax amount: $8,886
- Date on market: 3/13/2026
- Listing terms: Conventional
- Ownership: Fee Simple w/ HO Assn.
Price history
| Date | Event | Price |
|---|---|---|
| 5/14/2026 | Sold | $440,000-2.2%$208/sqft |
Source:  MRED as distributed by MLS GRID #12587125 Report a problem | ||
| 4/13/2026 | Contingent | $449,900$212/sqft |
Source: MRED as distributed by MLS GRID #12587125 Report a problem | ||
| 3/13/2026 | Listed for sale | $449,900+154.2%$212/sqft |
Source: MRED as distributed by MLS GRID #12587125 Report a problem | ||
| 1/17/2001 | Sold | $177,000+316.5%$83/sqft |
Source: Public Record Report a problem | ||
| 6/27/2000 | Sold | $42,500$20/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,886 +4.6% | $116,424 +13% |
| 2023 | $8,498 +7.4% | $103,030 +10% |
| 2022 | $7,916 +3.8% | $93,664 +7% |
| 2021 | $7,629 +2.2% | $87,536 +3% |
| 2020 | $7,463 -0.7% | $84,986 +3% |
| 2019 | $7,514 | $82,487 +1.6% |
| 2018 | $7,514 +1.7% | $81,174 +4% |
| 2017 | $7,386 +0.7% | $78,052 +2% |
| 2016 | $7,335 -1.5% | $76,521 +3% |
| 2015 | $7,450 | $74,292 +3% |
| 2014 | $7,450 | $72,128 -1% |
| 2013 | -- | $72,856 -2% |
| 2012 | -- | $74,365 -3% |
| 2011 | -- | $76,665 -5% |
| 2010 | -- | $80,699 -2% |
| 2009 | -- | $82,364 -5.4% |
| 2008 | -- | $87,093 +3% |
| 2007 | -- | $84,557 |
| 2006 | $5,992 | $84,557 +6.7% |
| 2005 | -- | $79,247 +6.5% |
| 2004 | $5,357 +10.6% | $74,411 +4.2% |
| 2003 | $4,844 | $71,439 +8.5% |
| 2002 | $4,844 +5.6% | $65,842 +2.9% |
| 2001 | $4,589 +18052.3% | $63,986 +19648.8% |
| 2000 | $25 | $324 |
Find assessor info on the county website
Neighborhood: 60543
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Nearby schools
GreatSchools rating
- 6/10Old Post Elementary SchoolGrades: K-5Distance: 0.3 mi
- 5/10Thompson Jr High SchoolGrades: 6-8Distance: 0.3 mi
- 8/10Oswego High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Old Post Elementary School
- Middle: Thompson Junior High School
- High: Oswego High School
- District: 308
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$445,000
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Estimated market value
$445,000
- Illinois
- Kendall County
- Oswego
- 60543
- 521 Waterford Dr
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