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For sale
  • $435,000

    540 Vermont St NE, Palm Bay, FL 32907

    3beds
    2,093sqft
    : 
    $2,826/mo
    Get pre-qualified
    Single Family Residence
    Built in 1985
    0.37 Acres Lot
    $420,200 Zestimate®
    $208/sqft
    $-- HOA

    What's special

    Fireplace with custom casingBeautifully updated kitchenUpdated windowsTwo additional main-floor bedroomsAbundant natural lightThoughtful updatesSide-entry garage
    Discover a home where thoughtful updates, distinctive character, and everyday functionality come together on a spacious .37-acre lot. This residence has been carefully improved over the years with upgrades designed for both comfort and longevity. The home's thoughtful layout begins at the front entry, where the formal living/sitting room is to the right, featuring a fireplace with custom casing and dramatic vaulted ceilings extending toward the second floor. To the left is a versatile library/flex room. Continue down the main hallway, and the updated kitchen opens to the left, while the dining room is positioned to the right and connects back to the front sitting area through a conveniently tucked-away, fully functional wet bar. From the dining area, the home opens in multiple directions into the main living space, creating an easy flow between the living room, kitchen, dining area, and Florida room. The heart of the home is the beautifully updated kitchen, featuring custom cherry cabinetry, stainless steel appliances, and truly unique recycled glass countertops an eye-catching, durable surface that gives this kitchen a character all its own. Beyond the kitchen are two additional main-floor bedrooms, the laundry room, and a full bathroom with direct backyard access. The primary bedroom is privately located upstairs, accessed from the front hallway, offering a separate retreat from the main living areas. Vaulted ceilings, skylights, updated windows, and abundant natural light enhance the home's bright and comfortable feel. The primary bedroom and main living room each feature a dedicated split A/C unit, added for targeted comfort in these key living spaces. Both split systems are integrated with the home's main A/C through a smart thermostat and room temperature monitors, allowing the home's cooling systems to work together for consistent comfort. The outdoor features are equally impressive. A welcoming porch was added in conjunction with the upgraded metal roof, with the roofline extended to create additional covered outdoor space. The downstairs full bathroom includes direct access to the backyard, thoughtfully positioned with future pool plans in mind. The side-entry garage creates an especially functional driveway layout, offering room for additional boat or RV parking without interfering with garage access. With its combination of substantial updates, unique finishes, flexible living spaces, and an oversized lot, this is a home that offers far more than its original construction date might suggest. Come see the character, functionality, and thoughtful improvements for yourself!
    13 days
    320
    20

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Jeremy J Jenkins 850-208-1099,

    Jenkins & Jenkins Real Estate

    Source: Space Coast AOR,MLS#: 1085604

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: Agent to Verify
      • Level: Second
      Bathroom 2
      • Description: Agent to Verify
      • Level: Main
      • Area: 129.92
      • Dimensions: 11.60 x 11.20
      Bathroom 3
      • Description: Agent to Verify
      • Level: Main
      • Area: 141.52
      • Dimensions: 11.60 x 12.20
      Den
      • Level: Main
      Family room
      • Level: Main
      Florida room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Other
      • Description: Garage
      • Level: Main
      • Area: 462
      • Dimensions: 22.00 x 21.00
      Heating
      • Central, Zoned
      Cooling
      • Central Air, Electric, Split System
      Appliances
      • Included: Dishwasher, Double Oven, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Solar Hot Water, Washer
      • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
      Features
      • Breakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
      • Flooring: Tile, Wood
      • Windows: Skylight(s)
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 2,831
      • Total interior livable area: 2,093 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Additional Parking, Garage, Garage Door Opener
      • Garage spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Glass Enclosed
      Lot
      • Size: 0.37 Acres
      • Features: Sprinklers In Front, Sprinklers In Rear
      Details
      • Additional structures: Shed(s)
      • Additional parcels included: 2838628
      • Parcel number: 283730Kp02376.00003.00
      • Zoning description: Single Family
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,Traditional,Other
      • Property subtype: Single Family Residence
      Materials
      • Frame, Stucco
      • Roof: Metal
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1985

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Cable Connected, Electricity Connected, Water Connected
      Green energy
      • Energy efficient items: Water Heater, Windows

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: Port Malabar Unit 45
      HOA
      • Has HOA: No
      Location
      • Region: Palm Bay

      Financial & listing details

      • Price per square foot: $208/sqft
      • Tax assessed value: $303,770
      • Annual tax amount: $1,484
      • Date on market: 8/21/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Asphalt, Paved

        Estimated market value

        $420,200

        $399,000 - $441,000

        $2,195/mo

        Price history

        DateEventPrice
        8/21/2026Listed for sale$435,000$208/sqft
        Source: Space Coast AOR #1085604 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,484 +3.1%$118,490 +2.9%
        2024$1,440 +3.3%$115,160 +3%
        2023$1,394 +5.8%$111,810 +3%
        2022$1,318 -1%$108,560 +3%
        2021$1,331 +2.3%$105,400 +1.4%
        2020$1,300 -10%$103,950 +2.3%
        2019$1,445 $101,620 +1.9%
        2018$1,445 +2.5%$99,730 +2.1%
        2017$1,409 -0.9%$97,680 +2.1%
        2016$1,422 +14.7%$95,680 +0.7%
        2015$1,240 -1.9%$95,020 +0.8%
        2014$1,263 $94,270 +9.5%
        2013-- $86,080 +7%
        2012$917 +6.4%$80,420 +4%
        2011$861 -32.6%$77,320 -27.7%
        2010$1,277 +10.5%$106,920 -16.5%
        2009$1,156 +6.3%$128,000 -26.4%
        2008$1,087 -13.8%$174,000 -13.4%
        2007$1,261 -3%$201,000 +16.3%
        2005$1,300 -5.1%$172,790 +36.4%
        2004$1,370 -2.7%$126,650 +19.2%
        2003$1,408 +3%$106,290 +8.4%
        2002$1,367 +2.9%$98,050 +10.9%
        2001$1,329 +4%$88,430 +7.3%
        2000$1,278 $82,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32907

        Getting around

        14 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lockmar
        • Middle: Central
        • High: Palm Bay

        Source: Space Coast AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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