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  • Price cut: $20.1K (9/23)
    $359,900

    55 Fire Lane 21, Cayuga, NY 13034

    2beds
    1,180sqft
    Loading
    Single Family Residence
    Built in 2015
    5,662 Square Feet Lot
    $354,100 Zestimate®
    $305/sqft
    $63/mo HOA

    What's special

    Pellet stoveVinyl sidingMetal roofVinyl windows
    Opportunities like this don't come up often! This lake house is genuinely surrounded by water — 50 feet of private, walk-in sand beach on one side and 70 feet of boat-depth water with a dock on the other side. The sandy bottom extends 200+ feet out at under 4 feet deep, making it one of the most swimmer - and friendly waterfronts you'll find anywhere. Sitting on the east side of the lake, the home faces west — meaning you get unobstructed sunset views directly over the open water every single evening. It's the kind of thing that's hard to put a price on and impossible to get tired of. Converted from a 3-season cottage to a 4-season home! Complete with vinyl windows, vinyl siding, 2 Mini Split systems, pellet stove, metal roof, and washer/dryer hookups to round out the interior. In the water we have fishing paradise! Rainbow and Bullheads in the spring with Large/Smallmouth in the summer Creekside, Spring and Fall perch abound out front as well as some of the best ice fishing! Practically speaking, this property checks boxes that lakefront properties often don't: public water, public sewer, and high-speed internet already connected — whether you're working remotely or just streaming after sunset. If you've been waiting for a waterfront property that's both rare and ready to make your own — this is it. Last sold price was the land ONLY as this was a prior land lease when the residents now own their own slice of paradise!
    14 days
    2,154
    155

    Zillow last checked:

    Listing updated:

    Listed by:

    RE/MAX Hometown Choice 585-346-3700,

    Eric Klosterman 585-752-6223

    Source: NYSAMLSs,MLS#: R1713591MLS LogoOriginating MLS: Rochester

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Heating
      • Ductless, Electric
      Cooling
      • Ductless
      Appliances
      • Included: Electric Oven, Electric Range, Electric Water Heater, Refrigerator
      • Laundry: Main Level
      Features
      • Breakfast Bar, Pull Down Attic Stairs, Sliding Glass Door(s), Bedroom on Main Level, Programmable Thermostat
      • Flooring: Laminate, Linoleum, Varies, Vinyl
      • Doors: Sliding Doors
      • Basement: None
      • Attic: Pull Down Stairs
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,180
      • Total interior livable area: 1,180 sqft

      Property

      Parking
      • Parking features: No Garage, Driveway, Shared Driveway
      Accessibility
      • Accessibility features: Accessible Doors
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      • Exterior features: Dock, Patio, See Remarks
      • On waterfront: Yes
      • Waterfront features: Beach Access, Deeded Access, Lake
      • Body of water: Cayuga
      • Frontage length: 50
      Lot
      • Size: 5,662 Square Feet
      • Dimensions: 50 x 112
      • Features: Flood Zone, Irregular Lot
      Details
      • Parcel number: 127115007
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding, PEX Plumbing
      • Foundation: Pillar/Post/Pier
      • Roof: Metal
      Condition
      • Resale
      • Year built: 2015

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected

      Community & HOA

      HOA
      • HOA fee: $750 annually
      Location
      • Region: Cayuga

      Financial & listing details

      • Price per square foot: $305/sqft
      • Tax assessed value: $416,000
      • Annual tax amount: $7,230
      • Date on market: 9/10/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        $354,100

        $336,000 - $372,000

        $1,846/mo

        Price history

        DateEventPrice
        9/23/2026Price change$359,900-5.3%$305/sqft
        Source: NYSAMLSs #R1713591 Report a problem
        9/10/2026Listed for sale$380,000$322/sqft
        Source: NYSAMLSs #R1713591 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13034

        Getting around

        5 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Union Springs

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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