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For sale
  • Price cut: $1M (6/24)
    $19,450,000

    550 Harbor Dr, Key Biscayne, FL 33149

    7beds
    6,497sqft
    : 
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    Single Family Residence
    Built in 2003
    0.53 Acres Lot
    $-- Zestimate®
    $2,994/sqft
    $-- HOA

    What's special

    Waterfront estateLarge outdoor covered porchesDouble lotLive-in quartersProfessionally landscaped yard
    Situated on the exclusive island of Key Biscayne, this extraordinary 7,000sqft waterfront estate sits on a rare double lot located on Hurricane Harbor overlooking tranquil Manatee Lagoon. The property offers an unparalleled sanctuary of luxury and seclusion with features including a 4 car garage ideal for collectors, professionally landscaped yard well suited for outdoor entertaining, 7 bedrooms and 7.5 baths including live-in staff quarters. Expansive living areas flow seamlessly to large outdoor, covered porches becoming your al fresco living room for outdoor dining or relaxing and soaking in the beauty of the natural environment. As the sun hits the horizon, Sunsets light up the sky illuminating the clouds in a breathtaking array of tropical colors. Text listing agent. 24hr notice
    236 days
    |
    1,091
    |
    38
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    William Earle 305-345-2023,

    Three Bridges Realty, LLC

    Source: MIAMI,MLS#: A11912105MLS LogoOriginating MLS: A-Miami Association of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 7
      • Bathrooms: 8
      • Full bathrooms: 7
      • 1/2 bathrooms: 1
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Electric Range, Refrigerator, Washer
      Features
      • Built-in Features, Elevator, Maid/In-Law Quarters, Other
      • Flooring: Carpet, Marble
      Interior area
      • Total structure area: 7,356
      • Total interior livable area: 6,497 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Additional Spaces Available, Driveway, Paver Block, Garage Door Opener
      • Attached garage spaces: 4
      • Has uncovered spaces: Yes
      Features
      • Stories: 2
      • Patio & porch: Open Porch, Patio
      • Exterior features: Balcony
      • Has private pool: Yes
      • Pool features: Equipment Stays
      • Has view: Yes
      • View description: Lagoon
      • Has water view: Yes
      • Water view: Lagoon
      • Waterfront features: Ocean Access, Lagoon, Navigable Water, No Fixed Bridges, WF/Pool/Ocean Access
      • Frontage length: 127
      Lot
      • Size: 0.53 Acres
      • Features: 1/2 To Less Than 3/4 Acre Lot
      Details
      • Parcel number: 2452050070020
      • Zoning: 2000

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Raised
      • Roof: Barrel Roof
      Condition
      • Year built: 2003

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Municipal Water

      Community & HOA

      Community
      • Features: Beach Club Member Available, Boating, Tennis Court(s), Pickleball
      • Security: Smoke Detector
      • Subdivision: Hurricane Cove
      HOA
      • Has HOA: No
      Location
      • Region: Key Biscayne

      Financial & listing details

      • Price per square foot: $2,994/sqft
      • Tax assessed value: $8,433,019
      • Annual tax amount: $105,472
      • Date on market: 11/11/2025
      • Listing terms: All Cash,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/24/2026Price change$19,450,000-4.9%$2,994/sqft
        Source: MIAMI #A11912105 Report a problem
        5/16/2026Price change$20,450,000-6.8%$3,148/sqft
        Source: MIAMI #A11912105 Report a problem
        11/11/2025Listed for sale$21,950,000+111.1%$3,378/sqft
        Source: MIAMI #A11912105 Report a problem
        11/30/2007Listing removed$10,400,000$1,601/sqft
        Source: Obeo #M1169481 Report a problem
        11/14/2007Listed for sale$10,400,000+357.1%$1,601/sqft
        Source: Obeo #M1169481 Report a problem
        4/7/2000Sold$2,275,000+128.6%$350/sqft
        Source: Public Record Report a problem
        3/20/1998Sold$995,000$153/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$117,717 +11.6%$6,712,201 +10%
        2024$105,472 +6.7%$6,102,001 +10%
        2023$98,891 +21%$5,547,274 +10%
        2022$81,707 +6.8%$5,042,977 +10%
        2021$76,527 -8.4%$4,584,525 -9.4%
        2020$83,550 +7.7%$5,058,879 +8%
        2019$77,562 +3%$4,684,564 -0.4%
        2018$75,320 $4,701,328 -23.4%
        2017$75,320 -24.1%$6,141,407 +2.3%
        2016$99,231 +5.2%$6,006,008 +10%
        2015$94,350 +2.9%$5,460,008 +10%
        2014$91,660 +26.7%$4,963,644 +10%
        2013$72,361 $4,512,404 +9.9%
        2012$72,361 +11.1%$4,107,389 +10%
        2011$65,141 -2%$3,733,990 +5.4%
        2010$66,458 -14.9%$3,541,768 -19%
        2009$78,115 -5%$4,374,060 -7.1%
        2007$82,260 +10.4%$4,706,610
        2006$74,520 --
        2005$74,520 +26%--
        2004$59,155 +194.6%--
        2003$20,082 +24.3%--
        2001$16,161 --

        Find assessor info on the county website

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33149

        Getting around

        28 / 100
        Car-Dependent
        44 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Keybiscayne
        • Middle: Ponce De Leon
        • High: Coral Gables

        Source: MIAMI. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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