🌅 Waterfront Living, Stunning Sunsets & Short-Term Rentals Allowed!
Wake up to breathtaking water views and end each day with spectacular sunsets from your own private furnished balcony. This charming waterfront studio at Sun Harbor offers the perfect blend of relaxation, coastal adventure, and investment potential -- all with direct Gulf access and short-term rentals allowed.
Dreaming of a lifestyle where your boat is just steps away? Sun Harbor Marina offers boat slips for sale or rent, with options available with or without lifts. Spend your days boating, fishing, exploring Shell Island, or simply relaxing by the water. Plus, with a waterfront restaurant coming soon, this location keeps getting better.
So what are you waiting for? Your coastal getaway or income-producing investment is ready!
Whether you're searching for a weekend getaway, vacation rental, or low-maintenance waterfront home, this beautifully updated condo delivers. Inside, you'll find a renovated kitchen featuring new cabinets, new countertops, and a new dishwasher, along with the convenience of an in-unit washer and dryer. Large windows fill the space with natural light while showcasing stunning views of St. Andrew Bay.
Step outside and embrace the coastal lifestyle. Spend your days boating, fishing, paddleboarding, or simply relaxing by the community pool. Sun Harbor Marina is just steps away, offering deep-water slips, a fuel dock, jet ski and pontoon rentals, fishing excursions, and private cruises to Shell Island. Boat slip lease/rental availability should be verified by the buyer.
Conveniently located in the heart of Panama City, this waterfront retreat is just minutes from the sugar-white beaches of Panama City Beach, Carl Gray Park and boat ramp, Florida State University Panama City, Gulf Coast State College, shopping, dining, and a short drive to the Navy Base.
Enjoy waterfront living at an affordable price with endless opportunities for recreation and rental income.
Price Reduced! Now offered at $168,000, down from $172,000.
Come experience the sunsets, the water views, and the coastal lifestyle for yourself! 🌴⚓🌅
For sale
Price cut: $4K (6/9)
$168,000
5505 Sun Harbor Rd APT 213, Panama City, FL 32401
1beds
540sqft
Condominium
Built in 1984
-- sqft lot
$159,000 Zestimate®
$311/sqft
$-- HOA
What's special
Direct gulf accessRenovated kitchenCommunity poolBreathtaking water viewsSpectacular sunsetsIn-unit washer and dryerNew dishwasher
- 47 days |
- 362 |
- 10 |
Zillow last checked:
Listing updated:
Listed by:
Kim Limmer 850-319-7316,
Coastal Palms Real Estate,
Brandie Allon 850-960-5990,
Coastal Palms Real Estate
Source: CPAR,MLS#: 789971
Originating MLS: Central Panhandle Association of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Full Bath, Kitchen, Living Room
Other
- Level: First
- Dimensions: 9.5 x 5
Kitchen
- Level: First
- Dimensions: 11 x 9
Living room
- Level: First
- Dimensions: 20.5 x 13.5
Heating
- Electric
Cooling
- Ceiling Fan(s), Wall Unit(s)
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Interior area
- Total structure area: 540
- Total interior livable area: 540 sqft
Property
Parking
- Parking features: Additional Parking, Paved, Parking Lot
Features
- Patio & porch: Balcony, Covered, Patio, Porch
- Pool features: Fenced, In Ground, Community
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Bayfront
Lot
- Features: Paved
Details
- Parcel number: 27935546000
- Zoning description: Resort
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- Wood Siding
- Roof: Metal
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
Community & HOA
Community
- Features: Barbecue, Playground, Waterfront, Community Pool, Short Term Rental Allowed
- Security: Fire Sprinkler System, Fire Alarm, Smoke Detector(s)
- Subdivision: Sun Harbor Condo
HOA
- Has HOA: Yes
- Amenities included: Barbecue, Picnic Area
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $311/sqft
- Annual tax amount: $1,797
- Date on market: 5/16/2026
- Cumulative days on market: 48 days
- Road surface type: Maintained
Estimated market value
$159,000
$151,000 - $167,000
$1,435/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/9/2026 | Price change | $168,000-2.3%$311/sqft |
Source: | ||
| 5/16/2026 | Listed for sale | $172,000$319/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32401
Nearby schools
GreatSchools rating
- 4/10Lucille Moore Elementary SchoolGrades: PK-5Distance: 1.5 mi
- 2/10Jinks Middle SchoolGrades: 6-8Distance: 4 mi
- 4/10Bay High SchoolGrades: 9-12Distance: 4.5 mi
Schools provided by the listing agent
- Elementary: Lucille Moore
- Middle: Jinks
- High: Bay
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Bay County
- Panama City
- 32401
- 5505 Sun Harbor Rd Apartment 213







