Skip main navigation
Lot/land
  • Price cut: $28.5K (8/3)
    $499,000

    5539 2ND AVENUE CIRCLE W LOT 9, PALMETTO, FL 34221

    --beds
    0baths
    0.31Acres
    Unimproved Land
    Built in ----
    0.31 Acres Lot
    $-- Zestimate®
    $--/sqft
    $500/mo HOA

    What's special

    Rare bayfront homesite
    Build your dream waterfront home in the exclusive gated community of Terra Ceia Bay Estates, one of the Gulf Coast’s best-kept secrets. With only ten residences in the neighborhood, this rare bayfront homesite offers the privacy, boating access, and location that waterfront buyers are searching for. Featuring 118 feet of direct frontage on Terra Ceia Bay, the property includes a private dock and boat lift with no bridges to Tampa Bay or the Gulf of Mexico. Spend your weekends boating to waterfront restaurants, exploring nearby sandbars, fishing for snook and redfish, or simply enjoying panoramic sunset views from your dock while your custom home comes to life. Unlike many waterfront opportunities in Florida, there are no costly demolition expenses, permitting delays tied to tearing down an older structure, or compromises with outdated floorplans. This blank canvas allows you to design a fully customized elevated coastal residence with the latest in luxury finishes, hurricane standards, smart home technology, and modern waterfront architecture. A survey, environmental reports, and engineered home plans are already available, helping streamline the building process and saving valuable time. While construction progresses, you can still enjoy the boating lifestyle immediately by utilizing your private dock and lift from day one. Residents of Terra Ceia Bay Estates enjoy maintenance-free living with lawn care, irrigation, and a community pool included through the HOA. Ideally positioned near US-19, I-275, and the Sunshine Skyway Bridge, the property offers convenient access to downtown St. Petersburg, Tampa, Sarasota, Anna Maria Island, and Gulf beaches, all within approximately 25 minutes. Waterfront lots with direct bay access, private docks, no-bridge Gulf access, and this level of exclusivity rarely become available in Terra Ceia. This is an opportunity to create a legacy waterfront estate in one of the most unique coastal communities in the Tampa Bay area.
    349 days
    |
    240
    |
    13
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jordan Chancey, PA 941-545-8816,

    MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC 941-737-1500,

    Sarah Whisnant 941-238-8624,

    MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC

    Source: Stellar MLS,MLS#: A4663830MLS LogoOriginating MLS: Sarasota - Manatee

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bathrooms: 0

      Property

      Features
      • Has view: Yes
      • View description: Water, Bay/Harbor - Full, Intracoastal Waterway
      • Has water view: Yes
      • Water view: Water,Bay/Harbor - Full,Intracoastal Waterway
      • Waterfront features: Bay/Harbor Front, Waterfront, Bay/Harbor, Bay/Harbor Access, Bayou Access, Saltwater Canal Access, Intracoastal Waterway Access, Bridges - No Fixed Bridges, Lift, Riprap
      • Body of water: TERRA CEIA BAY
      Lot
      • Size: 0.31 Acres
      • Dimensions: 18 x 136 x 108 x 163
      • Features: Cleared, In County
      Details
      • Parcel number: 2233110556
      • Zoning: PDRCH
      • Special conditions: None

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Public, Sewer Available, Street Lights, Water Available

      Community & HOA

      Community
      • Features: Bay/Harbor Front, Intracoastal Waterway, Water Access, Waterfront, Association Recreation - Owned, Deed Restrictions, Gated Community - No Guard, Golf Carts OK, No Truck/RV/Motorcycle Parking, Pool, Sidewalks
      • Security: Gated Community
      • Pet fee: $0 monthly
      • Subdivision: TERRA CEIA BAY ESTATES
      HOA
      • Has HOA: Yes
      • Amenities included: Pool
      • Services included: Common Area Taxes, Community Pool, Maintenance Grounds, Other, Pool Maintenance, Private Road, Recreational Facilities
      • HOA fee: $500 monthly
      • HOA name: Terra Ceia Bay Estates c/o Rob Munns
      Location
      • Region: Palmetto

      Financial & listing details

      • Annual tax amount: $6,875
      • Date on market: 9/9/2025
      • Cumulative days on market: 617 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,655/mo

        Price history

        DateEventPrice
        8/3/2026Price change$499,000-5.4%
        Source: Stellar MLS #A4663830 Report a problem
        7/17/2026Price change$527,500-4.1%
        Source: Stellar MLS #A4663830 Report a problem
        4/15/2026Price change$549,999-3.3%
        Source: Stellar MLS #A4663830 Report a problem
        2/18/2026Price change$569,000-5.2%
        Source: Stellar MLS #A4663830 Report a problem
        11/25/2025Price change$599,900-4%
        Source: Stellar MLS #A4663830 Report a problem
        11/20/2025Listed for sale$625,000
        Source: Stellar MLS #A4663830 Report a problem
        11/14/2025Pending sale$625,000
        Source: Stellar MLS #A4663830 Report a problem
        10/20/2025Price change$625,000-3.8%
        Source: Stellar MLS #A4663830 Report a problem
        9/22/2025Price change$650,000-2.8%
        Source: Stellar MLS #A4663830 Report a problem
        9/9/2025Listed for sale$669,000-4.4%
        Source: Stellar MLS #A4663830 Report a problem
        9/5/2025Listing removed$699,500
        Source: Stellar MLS #A4631017 Report a problem
        7/29/2025Price change$699,500-3.5%
        Source: Stellar MLS #A4631017 Report a problem
        5/28/2025Price change$724,900-3.3%
        Source: Stellar MLS #A4631017 Report a problem
        4/21/2025Price change$749,900-4.5%
        Source: Stellar MLS #A4631017 Report a problem
        4/1/2025Price change$785,500-1.3%
        Source: Stellar MLS #A4631017 Report a problem
        3/10/2025Price change$795,500-3.6%
        Source: Stellar MLS #A4631017 Report a problem
        2/20/2025Price change$824,900-3%
        Source: Stellar MLS #A4631017 Report a problem
        12/2/2024Listed for sale$850,000+54.5%
        Source: Stellar MLS #A4631017 Report a problem
        8/28/2023Sold$550,000-8.3%
        Source: Stellar MLS #A4565922 Report a problem
        7/14/2023Pending sale$599,900
        Source: Stellar MLS #A4565922 Report a problem
        4/2/2023Listed for sale$599,900
        Source: Stellar MLS #A4565922 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 34221

        Getting around

        13 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes