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  • Price cut: $30K (7/22)
    $499,900

    579-580 W Cottage Ln, De Ruyter, NY 13052

    2beds
    680sqft
    Loading
    Single Family Residence
    Built in 1956
    7,405 Square Feet Lot
    $-- Zestimate®
    $735/sqft
    $-- HOA

    What's special

    Back deckElectric heatCompletely re-done insideNew spray foam insulation
    Welcome to friendly, clean, and quiet DeRuyter Lake. This property offers not ONE, but TWO homes! The first is a two bed, one bath cottage that is lakefront and may come fully furnished if you wish. The home has been completely re-done inside; flooring, bathroom, kitchen, appliances all have been updated within recent years. A new metal roof was put on in 2024. And because there is electric heat and new spray foam insulation, this home is ready to go for its new owner year round. What a great value, two homes for the price of one! The back deck, deep back yard, and lake access with a dock included means lots of fun for boating, swimming, or fishing. The second property included is a mobile home across the street from the cottage which has had a very reliable, long term tenant who has been living in it for 11 years. The potential and possibilities are many; allow a tenant to remain in the mobile home to pay for taxes; turn it into an Air BNB; use it as a guest house for friends or family who come to the lake, or start fresh and build something new on that part of the lot. DeRuyter Lake prides itself on being a clean & cooperative community. The folks on W. Cottage Lane all chip in for road maintenance and winter plowing to keep the street functional all year round. An optional Lake Association can be joined as well which helps keep the lake clean and keeps residents apprised of what's going on around town. DeRuyter Lake is 2 miles long with a maximum depth of 55 feet. The lake is a great spot for boating, jet skiing and catching perch, rock bass, walleye, and pickerel just to name a few. Here is a chance to be waterfront in an area that's a bit more laid back than the more known lake towns, while still being able to hop over to Syracuse, Cazenovia, or Cortland whenever you need.
    18 days
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    937
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    43
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    Zillow last checked:

    Listing updated:

    Listed by:

    Yaman Real Estate 607-753-9644,

    Amy Schenck 607.753.9644

    Source: NYSAMLSs,MLS#: S1697451MLS LogoOriginating MLS: Cortland

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Heating
      • Electric, Propane, Baseboard
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator
      Features
      • Ceiling Fan(s), Cathedral Ceiling(s), Eat-in Kitchen, Furnished, Separate/Formal Living Room, Natural Woodwork, Window Treatments, Bedroom on Main Level
      • Flooring: Linoleum, Vinyl
      • Windows: Drapes
      • Basement: None
      • Has fireplace: No
      • Furnished: Yes
      Interior area
      • Total structure area: 680
      • Total interior livable area: 680 sqft

      Property

      Parking
      • Parking features: No Garage
      Accessibility
      • Accessibility features: Low Threshold Shower, No Stairs
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Exterior features: Deck, Dock, Gravel Driveway, See Remarks, Propane Tank - Owned
      • On waterfront: Yes
      • Waterfront features: Beach Access, Dock Access, Lake
      • Body of water: De Ruyter Lake
      • Frontage length: 56
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 50 x 148
      • Features: Other, Rectangular, Rectangular Lot, See Remarks
      Details
      • Additional structures: Shed(s), Storage
      • Parcel number: 25248917600500010320010000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin
      • Property subtype: Single Family Residence
      Materials
      • Blown-In Insulation, Spray Foam Insulation, Vinyl Siding, PEX Plumbing
      • Foundation: Block
      • Roof: Metal
      Condition
      • Resale
      • Year built: 1956

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected, High Speed Internet Available

      Community & HOA

      Location
      • Region: De Ruyter

      Financial & listing details

      • Price per square foot: $735/sqft
      • Tax assessed value: $166,100
      • Annual tax amount: $6,515
      • Date on market: 7/9/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/22/2026Price change$499,900-5.7%$735/sqft
        Source: NYSAMLSs #S1697451 Report a problem
        7/9/2026Listed for sale$529,900$779/sqft
        Source: NYSAMLSs #S1697451 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13052

        Getting around

        0 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: DeRuyter

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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