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For sale
    • $515,000

    5820 Arboretum St, Saint Cloud, FL 34771

    5beds
    2,601sqft
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    Single Family Residence
    Built in 2024
    6,098 Square Feet Lot
    $-- Zestimate®
    $198/sqft
    $180/mo HOA

    What's special

    Flexible bonus roomStone countertopsAmple cabinet spaceStainless steel appliancesConveniently located laundry room
    OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living. The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away. Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer’s agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability. The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs
    51 days
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    111
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    3
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    Zillow last checked:

    Listing updated:

    Listed by:

    Mauricio Garcia Lopez 407-818-9846,

    LA ROSA REALTY LLC 321-939-3748,

    Maria Correa Lopez 689-265-9353,

    LA ROSA REALTY LLC

    Source: Stellar MLS,MLS#: O6412182MLS LogoOriginating MLS: Osceola

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: Second
      • Area: 260 Square Feet
      • Dimensions: 13x20
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 127.44 Square Feet
      • Dimensions: 11.8x10.8
      Bedroom 3
      • Features: Built-in Closet
      • Level: Second
      • Area: 141.36 Square Feet
      • Dimensions: 12.4x11.4
      Bedroom 4
      • Features: Built-in Closet
      • Level: Second
      • Area: 129.8 Square Feet
      • Dimensions: 11x11.8
      Bedroom 5
      • Features: Built-in Closet
      • Level: Second
      • Area: 129.8 Square Feet
      • Dimensions: 11x11.8
      Den
      • Level: First
      • Area: 136.8 Square Feet
      • Dimensions: 12x11.4
      Dining room
      • Level: First
      • Area: 115.26 Square Feet
      • Dimensions: 11.3x10.2
      Kitchen
      • Level: First
      • Area: 153.68 Square Feet
      • Dimensions: 11.3x13.6
      Living room
      • Level: First
      • Area: 232.54 Square Feet
      • Dimensions: 15.1x15.4
      Loft
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 11x12
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System
      • Laundry: Laundry Room
      Features
      • Built-in Features, Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 3,118
      • Total interior livable area: 2,601 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      • Details: Garage Dimensions: 20x20
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: None
      Lot
      • Size: 6,098 Square Feet
      Details
      • Parcel number: 222531475100011910
      • Zoning: RES
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2024
      Details
      • Builder model: Hayden
      • Builder name: D.R. Horton

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Available, Phone Available, Sewer Connected, Solar, Street Lights, Underground Utilities, Water Available

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: PRAIRIE OAKS
      HOA
      • Has HOA: Yes
      • HOA fee: $180 monthly
      • HOA name: Empire Management Group, Inc.
      • HOA phone: 407-770-1748
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $198/sqft
      • Tax assessed value: $441,600
      • Annual tax amount: $6,264
      • Date on market: 5/30/2026
      • Cumulative days on market: 51 days
      • Listing terms: Owner May Carry
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        5/30/2026Listed for sale$515,000+8%$198/sqft
        Source: Stellar MLS #O6412182 Report a problem
        3/21/2024Sold$476,990-0.7%$183/sqft
        Source: Stellar MLS #O6149073 Report a problem
        2/9/2024Pending sale$480,415$185/sqft
        Source: Stellar MLS #O6149073 Report a problem
        1/30/2024Price change$480,415+1.8%$185/sqft
        Source: Stellar MLS #O6149073 Report a problem
        12/19/2023Pending sale$471,990-1%$181/sqft
        Source: DR Horton Report a problem
        12/16/2023Price change$476,990-2.1%$183/sqft
        Source: DR Horton Report a problem
        9/23/2023Listed for sale$486,990$187/sqft
        Source: DR Horton Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,265 +275.9%$441,600 +488.8%
        2024$1,666 +59.1%$75,000
        2023$1,047 +114.1%$75,000 +114.3%
        2022$489 $35,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34771

        Getting around

        3 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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