For sale

$99,000

605 Elm St, Elma, IA 50628

3beds

1,674sqft

$808/mo

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Single Family Residence

Built in 1891

0.41 Acres Lot

$101,900 Zestimate^®

$59/sqft

$-- HOA

What's special

Formal diningTwo large bedroomsSpacious homeLarge lot

Spacious home on a large lot in Elma, IA. The main floor features the kitchen with ample cabinet space, formal dining, living room, one bedroom, 3/4 bath and laundry. The four seasons room off the kitchen is perfect for evening relaxation or entertaining guests. Upstairs you will find two large bedrooms and a full bathroom. A 22' X 24' two car garage was built in 2021. The roof on the house was just replaced in August of 2026. If you are looking for an affordable home with space inside and out this could be the home for you!!

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1

Other

Level: Upper

Other

Level: Main

Other

Level: Lower

Heating

Forced Air, Propane

Cooling

Central Air

Appliances

Included: Dryer, Free-Standing Range, Refrigerator, Washer
Laundry: 1st Floor, In Kitchen

Features

Basement: Stone/Rock
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 1,674 sqft
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Detached Garage
Carport spaces: 2

Lot

Size: 0.41 Acres
Dimensions: 125' X 145'

Details

Parcel number: 300024013010000
Zoning: R-2
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Fiber Cement, Other
Roof: Asphalt

Condition

Year built: 1891

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Location

Region: Elma

Financial & listing details

Price per square foot: $59/sqft
Tax assessed value: $88,380
Annual tax amount: $1,372
Date on market: 9/9/2026
Cumulative days on market: 1 day
Road surface type: Crushed Rock

Estimated market value

$101,900

$72,000 - $137,000

$1,235/mo

Price history

Date	Event	Price
9/9/2026	Listed for sale	$99,000$59/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20264333 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,448 +0.7%	$88,380 +12.8%
2024	$1,438 +12%	$78,340
2023	$1,284 +19.6%	$78,340 +31.8%
2022	$1,074 +13.5%	$59,460
2021	$946 +4.2%	$59,460 +17.4%
2020	$908 +10.2%	$50,640
2019	$824 -4.8%	$50,640
2018	$866	$50,640 -10.1%
2017	$866 -9.6%	$56,300
2016	$958	$56,300
2015	$958 -0.4%	$56,300
2014	$962 +4.1%	$56,300
2013	$924 -1.3%	--
2012	$936 +2.4%	--
2011	$914 +5.3%	--
2010	$868 +16.4%	--
2009	$746 +4.5%	--
2008	$714 -2.2%	--
2007	$730	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 50628

Getting around

17 / 100

Car-Dependent

50 / 100

Bikeable

Nearby schools

GreatSchools rating

7/10
Crestwood Middle School
Grades: 5-8Distance: 19.3 mi
6/10
Crestwood High School
Grades: 9-12Distance: 19.2 mi
6/10
Crestwood Elementary School
Grades: K-4Distance: 19.3 mi

Schools provided by the listing agent

Elementary: Howard Winneshiek
Middle: Howard Winneshiek
High: Crestwood

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.