613 Amberjack Dr, Panama City Beach, FL 32408

VA Assumable Loan at 3.25% for qualified buyers -- an incredible opportunity in today's market! Completely remodeled and beautifully transformed, this exceptional 3-bedroom, 2-bathroom one-story home at 315 Amberjack Drive is tucked inside the prestigious gated Bay Point community on the East End of Panama City Beach. From the moment you arrive, the lime-washed brick exterior, peaceful jasmine-lined courtyard, and serene front entry set the tone for what feels like a private retreat. The fragrant jasmine corridor and charming courtyard create the perfect place to enjoy morning coffee, quiet moments, or evening unwinding in a tranquil outdoor setting. Step through the front door into an expansive entrance accented by custom crown molding, 8-foot ceilings, luxury flooring throughout, and a light-filled open layout designed for both comfortable living and entertaining. The updated kitchen overlooks the spacious living area and outdoor entertaining space, creating the perfect flow for gatherings with family and friends. One of the home's most unforgettable features is the dramatic flex space originally designed as a formal dining room and now transformed into a stunning designer-inspired library and art retreat. Featuring rich charcoal custom built-ins with rolling ladder, display shelving, statement lighting, and layered textures, this sophisticated space offers endless possibilities as a bourbon lounge, executive office, creative studio, music room, formal dining area, or curated display for family photos and children's artwork. It is truly a conversation piece that adds warmth, character, and elevated style to the home. The renovated bathrooms feature stylish black-and-white checker tile flooring, new vanities, and an impressive walk-in tiled shower that adds a designer touch to the home. Every room in this home tells a story and reflects the love, care, and personal attention of its owners--down to the antique-inspired glass doorknobs that add timeless character throughout. Outside, the backyard becomes your own private retreat with a sparkling in-ground pool, covered entertaining area with TV space for relaxing out of the sun or rain, and a large fenced yard surrounded by lush landscaping. Agave plants, jasmine, grapefruit trees, banana trees, and blueberries create a peaceful garden setting with plenty of room to expand and create the garden space of your dreams. To point out just a few of the many thoughtful updates and improvements made by the current owners: new windows (2025), roof and gutters (2024), garage door (2026), patio area (2024), guest bathroom renovation (2023), primary bathroom renovation (2026), courtyard improvements (2023), and the library/art/dining space redesign (2025). Additional updates include A/C and water heater (2018), popcorn ceilings removed throughout, and the interior and exterior freshly painted. Bay Point is one of Panama City Beach's most sought-after gated communities, known for its beautiful golf course setting, golf-cart-friendly lifestyle, and full-service Point South Marina. Residents spring and summer concerts at the marina, and the excitement of the annual Billfish Tournament featuring incredible entertainment, food, and drinks. Neons Restaurant inside Bay Point adds to the community atmosphere with live music, dining, and frequent neighborhood gatherings that make it easy to connect with friends and neighbors. Ideally located just minutes from the Navy training center and less than 10 minutes to the white sandy beaches of the Gulf, this home offers the perfect blend of privacy, recreation, and convenience. Homes with this level of renovation, character, and outdoor living space rarely become available in Bay Point.